$Tiger Brokers(TIGR)$ $SPDR S&P 500 ETF Trust(SPY)$
After factoring necessary expenses like rent, food, transport, and putting a bit into the emergency rainy day fund, I think any excess should be put into the stock market to generate good returns for the future.
A low cost, diversified ETF is the way to go. And do not make the mistake of trying to time the market, most people get it wrong and end up losing money.
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