$Affirm Holdings, Inc.(AFRM)$

Fintech stocks are catching a bid currently.

The prospect of rate cuts and lower interest rates coupled with a strong US consumer confidence and spending (but with higher levels of personal debt) seem to be propelling sentiment for these fintech companies that depend on people spending and borrowing.

Even the traditional payment processors of Visa Mastercard Amex are seeing positive price action in the market.

Personally, i would trade fintech based on momentum, but only invest long term in the Visa and Mastercard.

The low margins, high dilution, and lack of moat make fintech players indistinguishable from each other.

Low beta Visa will silently outperform the S&P500 over the next decade with a simple buy and hold strategy.

Growth Stocks Soar: Is AI+Product the Future of Investing?

Growth stocks have been actively releasing their earnings reports recently. Duolingo jumps 20% on earnings day. CEO highlighted the successful launch of 148 new language courses, developed using AI. Analysts believe that SaaS will become the next major focus in AI investment. Companies like ServiceNow and Cloudflare have both surged over 10% following their earnings reports. Do you believe in the investment potential of the AI+ product concept? Which company’s stock still looks like a good buy after an earnings beat?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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CEO highlighted the successful launch of 148 new language courses, developed using AI.\nAnalysts believe that SaaS will become the next major focus in AI investment. \nCompanies like ServiceNow and Cloudflare have both surged over 10% following their earnings reports.\nDo you believe in the investment potential of the AI+ product concept? 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The prospect of rate cuts and lower interest rates coupled with a strong US consumer confidence and spending (but with higher levels of personal debt) seem to be propelling sentiment for these fintech companies that depend on people spending and borrowing. Even the traditional payment processors of Visa Mastercard Amex are seeing positive price action in the market. Personally, i would trade fintech based on momentum, but only invest long term in the Visa and Mastercard. The low margins, high dilution, and lack of moat make fintech players indistinguishable from each other. Low beta Visa will silently outperform the S&P500 over the next decade with a simple buy and hold strategy.","highlighted":1,"essential":1,"paper":1,"likeSize":69,"commentSize":0,"repostSize":1,"favoriteSize":0,"link":"https://ttm.financial/post/343957338365984","repostId":0,"isVote":1,"tweetType":1,"viewCount":2109,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":["PYPL","AFRM","SOFI","SQ"],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":true,"length":696,"xxTargetLangEnum":"ORIG"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/343957338365984"}