Singapore Savings Bonds: Why Demand Is Falling and What It Means for Your Money | 🦖 #TheInvestingIguana EP826

The Investing Iguana
04-29

🟩 🦖 Dive into the falling Singapore Savings Bond (SSB) rates and what this shift means for your financial strategy! In this video, we’re shedding light on why demand for SSBs has dropped by over $200M and how the ten-year average return has declined to just 2.69%. Whether you’re saving for your HDB down payment, maximizing your CPF returns, or fine-tuning your overall investment decisions, this analysis is packed with insights to help you navigate the changing landscape.

💡 Why are SSB rates falling? It’s all tied to cooling inflation, global interest rate trends, and the rising competition from fixed deposits, high-yield savings accounts, and other investment options. We’ll break down the numbers, compare alternatives, and highlight what this means for your portfolio. From CPF top-ups to exploring REITs and ETFs, we’re here to help you make the smartest moves for your money.

📈 Whether you're prioritizing safety, flexibility, or higher returns, this video will help you weigh your options while staying informed and agile. Remember, investing is a long-term game. Be patient, disciplined, and informed.

👉 Don’t forget to like, subscribe, and share your thoughts in the comments! How are YOU adjusting to the falling SSB rates? Let’s discuss below. Happy investing with Iggy from the Investing Iguana! 🦎

#cpf #ssbbondladder #capitalprotection #singaporesavingsbond #interestrates

CHAPTERS:

  • 00:00 - Major Shift in Singapore Savings Landscape

  • 00:31 - May 2025 SSB Results

  • 01:03 - Why SSB Rates are Falling

  • 02:37 - Investor Sentiment & Expectations

  • 03:45 - What This Means for You

  • 04:39 - Policy Safeguards

  • 05:00 - Key Takeaways for Singaporeans

  • 06:01 - Adapting Your Savings Strategy

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Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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