icycrystal
06-12
@Shyon @Aqa @HelenJanet @GoodLife99 @Universe宇宙 @koolgal @LMSunshine @SPACE ROCKET

sounds like a stock worth monitoring. but I guess I won't be so aggressive and employ the wait and see approach [Serious] [What]

With slogans like “Banking shouldn’t punish the poor”, Chime offered no annual fees and no minimum balance penalties, processing transactions through partner banks while focusing solely on user experience.

Its viral growth came from a referral system similar to $PDD Holdings Inc(PDD)$ “invite to slash” model, and its reputation skyrocketed when it gave users early access to government stimulus payments during the pandemic.

Now, Chime has over 12 million active users, with 22% treating it as their primary bank, and customer acquisition costs have been halved.

And what’s your take on BNPL—convenient, or just a trap for overspending?

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Chime Opens High, Closes Low: Hold Tight or Sell the Rip?
Chime pops 37% in Nasdaq debut after pricing IPO above expected range. The stock opened high and then retreated, closing 37% up its IPO price. Would you hold tight or sell it now? What's your target price for Chime?
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