Congress just bought UnitedHealth after its 50% crash, Why?

Congress just bought $UnitedHealth(UNH)$ after its 50% crash.

While you're wondering if you should "buy the dip," insiders like Marjorie Taylor Greene are loading up on $UNH for reasons they'll never tell you.

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Here's what they actually know:

This isn't about "diamond hands" or market timing. When seasoned lawmakers buy during maximum chaos—CEO resignations, criminal investigations, withdrawn earnings guidance—they're betting on legislative intel you can't Google.

UNH dropped from $599 to $248. That's a 50% haircut. Most investors think "cheap stock = good deal."

So why are Washington insiders buying? They sit on healthcare committees. They see bills before they hit the news. Two specific pieces of legislation are moving through Congress that could transform UNH's business model:

Legislative Catalyst #1:

Medicare Expansion Act This quietly expands Medicare eligibility to millions more Americans. Sounds bureaucratic? It's actually a goldmine for whoever dominates Medicare Advantage. UNH controls 28% of that market—more than any competitor.

Here's what that means in dollars:

Every new Medicare enrollee = $12,000+ annual revenue for UNH. If expansion adds 2 million people, that's $24 billion in new revenue flowing directly to the market leader. Your diversified portfolio won't capture this focused upside.

Legislative Catalyst #2:

Anti-Racism in Public Health Act Sounds progressive, right? It's actually a regulatory moat disguised as social policy. This adds massive compliance layers that crush smaller insurers but strengthen giants like UNH.

Here's how regulation actually works:

Big companies lobby FOR more red tape because it kills competition. When startups need 6 full-time lawyers just to operate, they don't start. UNH gets market share by default while you think they're being "regulated."

But wait—isn't UNH facing criminal investigations? Yes. The Department of Justice is investigating:

↳ Denying coverage to boost profits

↳ Paying nursing homes to avoid costly hospital transfers

↳ Accounting irregularities (hence withdrawn guidance)

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When a Fortune 500 company withdraws financial guidance, that's corporate speak for "our books might be wrong." Combined with CEO resignation during active DOJ probe? Most rational investors would run. But Congress is buying.

This creates a classic "information asymmetry" situation. Lawmakers know investigation timelines. They know settlement amounts. They know when regulatory pressure turns into regulatory capture. You're making investment decisions with 10% of the available information.

My take: This is exactly why you need rules-based investing instead of following headlines. Congress might be right about UNH's legislative tailwinds. But a broken company needing 100% gains to break even? That's speculation, not investing.

The bottom line: While Congress bets on insider legislative intel, you can build wealth through systematic investing that doesn't require Washington connections. Don't chase their trades. Build your own system. That's how you actually retire on your terms.