koolgal
2025-07-18
🌟🌟🌟Retiring in Singapore is like playing mahjong with inflation, healthcare and lifestyle expectations.  I do not need to win every round but I need just enough to stay in the game.

I see myself as a middle class Singaporean.  I normally cook at home but sometimes treat myself and my family to nice mid range restaurants like Din Tai Fung and Penang Place.  I love to travel but keep to economy class airfares, and mid range hotels.

I love to hoard my CDC vouchers and spend them carefully.

I dream of retiring early but know that it is important to invest wisely in dividend stocks, Index ETFs and REITs to build passive income.

My target - SGD 1 million in savings using 1M65 as my CPF benchmark.

Retirement in Singapore isn't about hitting a magic number.  It is more about creating a life where I can afford both hawker feasts with occasional omakase splurges.  It is about living a modest but joyful lifestyle.

@Tiger_SG @Tiger_comments @TigerStars @CaptainTiger

S$550K vs S$1.87M: 3x Gap! How Much Do You Really Need?
Previously, we discussed $DBS(D05.SI)$ Bank’s suggestion that S$550,000 is needed to retire in Singapore “S$550K to Retire in SG: Have You Planned Your FIRE Number?” and many tigers shared your own investment and savings plans for retirement. But now, a new report from $HSBC Holdings PLC(HSBC)$reveals that wealthy individuals in Singapore believe they need S$1.87 million to enjoy a “comfortable retirement.” To retire peacefully in Singapore, ordinary folks need to save S$550K, while the wealthy feel they need S$1.87 million. That’s a staggering difference — over three times more!
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

  • orsiri
    2025-07-18
    orsiri
    聪明的心态——用房地产投资信托基金和饭碗打持久战!🍚📈对我来说,小贩-奥马卡斯资产负债表听起来像是明智的退休计划。
    • koolgal
      感谢您的支持🥰🥰🥰
    • koolgal
      万事如意🍀🍀🍀
    • koolgal
      有时候,享受一盘炒粿条就像吃omekase一样令人满意。😁😁😁
    • koolgal
      下周交易愉快🌈🌈🌈💰💰💰
    • koolgal
      祝你周末愉快🏖️🏖️🏖️
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