Sea vs. SG Banks: Are You a Growth or Steady Investor?

Tiger_SG
08-14
Reward Tiger-CoinsReward 500 Tiger-coins

$Sea Ltd(SE)$ delivered exceptionally strong Q2 results on August 12th, with shares surging 19%.

While profit margins across segments generally declined quarter-over-quarter, robust growth drove profits above expectations—minor weaknesses were overshadowed by overall strength.

Shopee GMV Outperformed Expectations

The most critical metric of its core segment—Shopee GMV—jumped 28% YoY, accelerating by ~7 percentage points from last quarter. Though some Wall Street banks were optimistic pre-earnings (e.g., JPM forecasted 24% growth), actual performance exceeded even bullish estimates. This growth was entirely driven by "healthier" order volume expansion (+32% YoY), while declining average order value dragged marginally.

Combined with strong GMV growth, Shopee’s revenue surged 34% YoY—significantly accelerating QoQ and far surpassing market expectations of 28%.

SeaMoney Accelerated Growth

Revenue from the second-largest segment, fintech, hit $880 million—soaring 79% YoY, likewise accelerating sharply QoQ and beating market estimates.

Garena’s Expected Cooldown Post-Festivity

Following explosive performance last quarter fueled by its Naruto collaboration, Garena’s gaming segment cooled as anticipated. Monthly active users saw near-zero QoQ growth, paying users dropped by 3 million, and payer conversion rates declined.

2d79711eb3e44a81bd26d9ce818624ac.png2d79711eb3e44a81bd26d9ce818624ac.png

Major Singaporean companies including the three local banks reported earnings last week. The three banking giants maintained solid performance, with $DBS(D05.SI)$ hitting a record high above S$50.

Question:

Do you prefer big-swing stocks like Sea, or are you a steady dividend payers?

How do you view Sea’s super growth?

REWARDS

  • All valid comments will receive 5 Tiger Coins; Tag your friends to win another 5 Tiger Coins

Join our topic and post directly or leave your comments to win tiger coins~

Plus, you can stand a chance to get 100 tiger coins & $5 stock vouchers.

Open a CBA today and enjoy access to a trading limit of up to SGD 20,000 with upcoming 0-commission, unlimited trading on SG, HK, and US stocks, as well as ETFs. Find out more here.

Other helpful links:

Sea Sinks on EPS Miss: Uptrend Reverses?
Sea fell more than 4%. Its third-quarter earnings per share came in at $0.59, below analysts’ consensus expectations. Revenue of $5.99 billion, compared with estimates of $5.65 billion, according to data compiled by LSEG. Where is the buy zone for you? If Sea returns to growth mode, will profit decline?
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
Reward expired
Due to insufficient number of valid participants, 500Tiger coins have been refunded to the initiator
Deadline to 08/23 00:30
Reward-post

Comments

  • koolgal
    08-15
    koolgal
    🌟🌟🌟If SEA $Sea Ltd(SE)$ is a person, he would show up at my door in a leather jacket, revving a motorbike, whispering sweet growth stories about ECommerce dominance & gaming empires.  I know it is volatile.  But oh the thrill!  One moment I am soaring in Garena's margin, the next moment I maybe clutching SEA like a broken hearted karaoke mic.

    Then there are the 3 Big Banks - $DBS Group Holdings(D05.SI)$ $ocbc bank(O39.SI)$ & $UOB(U11.SI)$.  They are the dependable trio in tailored suits.   They show up every quarterly or half yearly with dividends, a firm handshake and a quiet nod that says "We have weathered every storm for a long time."

    So do I prefer the big swing or the steady hum?

    Let's say that I admire SEA's swagger from a safe distance, like watching fireworks.  But my heart?  It is sipping kopi with the 3 SG banks, quietly compounding into the future.

    @Tiger_SG @Tiger_comments @TigerStars @CaptainTiger @TigerClub

  • DiAngel
    08-14
    DiAngel
    I m a steady dividend payers till last month where I went back to my drawing board n sat down to determine my plan for next 3years. Thats when I told myself that I need to be both a steady dividend and growth players. I hope my change of plan will work in my favour 🙏🙏🙏


    @MHh @Universe宇宙 @Wayneqq @ELI_59 @melson @rL
  • Tiger_SG
    08-20
    Tiger_SG
    Thanks for participating in my last week’s discussion.
    The tiger coins have been sent. You can check them in the tiger coin center “history“.
    @AliceSam
    @TheStrategist
    @Lotitok
    @MilkTeaBro
    @Success88
    @Shyon
    @WanEH
    @ECLC
    @Zarkness
    @Jackosen
    @MHh
    @TimothyX
    @Zarkness
    @DiAngel
    @Cadi Poon
    @KienBoon
    @WILDHAN
    @Tanakaken
    @Shyon
    @MHh
    @koolgal
  • WanEH
    08-19
    WanEH
    我比较喜欢有稳定的股息股票。太大的股价波动会令自己感到害怕恐惧而做出错误的决定。 @Tiramisu2020
  • Tanakaken
    08-15
    Tanakaken
    It is difficult for Spore banks to expand geographically as most countries expect reciprocity.
    But bank biz in Spore is limited by economic size and demographics
    So Spore will not be that attractive to foreign banks albeit it is a regional financial centre. In any case, most international banks already have a presence here. Loans are a core biz of the 3 Spore banks but net interest margins are compressing. Whilst some growth may be possible in other sectors like wealth mgt, they are not likely to completely offset the lower revenues from interest earnings. Thus growth looks muted and there is no gttee that current dividend yields can be sustained. SEA in contrast has more growth potential, both geographicaly and in the fin tech area.
  • KienBoon
    08-15
    KienBoon
    Hi. Steady dividend payers like DBS is crucial for long term investment. It will also retain longer term shareholders. Hence, counter will become more and more stable and reputable as well. Associated share price would move up progressively with the increasing attractiveness of the company in comparison to other lower or no dividend companies. I think it is better to go for bank counters instead of SEA.
Leave a comment
23
5