I am definitely a conservative investor as I prefer to manage my risks and try to minimise major drops in my portfolio. However, an exception to that would be my investment in HK and China stocks as these tend to be volatile and without reason. This stems from my conviction that China would eventually be the world’s top economy given their expertise and population size.


For US stocks, my main investments are in ETFs rather than individual stocks as I tend to buy and hold and the proven safe strategy would be to invest in ETFs instead of individual stocks. Of course, my US ETFs have done well as these top 10 stocks are easily part of the underlying holdings for most ETFs, just that returns are definitely not as good. In the new year, I think I would still continue to stick to my strategy of buying ETFs. US stocks have rose quite a fair bit this year and close to historical valuations for most. I might just take profit first to have cash on hand. Be like Buffett, best to have cash now.