๐๐Choosing between the 2.5% CPF OA guarantee & a 5%+ dividend yield from the likes of DBS or a Mapletree REIT is like choosing between a reliable Kopi-O & an XO cognac. The Risk: Market volatility in 2026 is real. A 5% yield looks great until the share price drops 10% turning your passive income into a passionate prayer for recovery. The Reward: With inflation going up, a 2.5% can feel like you are running on a treadmill that is slowly moving backward. Crossing that 5% threshold is how you actually build wealth that outpaces the cost of inflation. My Top Pick? It is DBS for passive income. Why? While Capitaland Ascendas & Mapletree Logistics are kings of the REIT world, they are sensitive to interest rate hikes. DBS however is a cash printing machine. It has the sc
๐๐๐ Google's TurboQuant has just pulled off the ultimate "Deep Seek moment" for the AI industry & the market's reaction has been nothing short of a panic attack. The "Magic": Released on 24 March 26, this algorithm claims to shrink AI memory usage by 6x & boost performance by 8x without sacrificing accuracy. The panic: Markets worried that if AI needs 80% less memory, demand for chips from Micron & Samsung would evaporate. The Reality Check: Analysts call this a classic efficiency paradox. Making AI cheaper doesn't kill demand. It makes it explode as companies run more models, larger batches & longer contexts. Buy the Dip? Short term pain: Stocks like SK Hynix & Micron fell 3-6% as investors took profits. Fundamental strength: The co
๐๐๐Market is swinging wildly today and my play is to embrace the chaos rather than run from it. The "Fear Gauge " becomes the asset class of choice. The Trend: The VIX (CBOE Volatility Index) has surged over 65% so far in 2026, spiking to levels around 27 to 30 as geopolitical tensions refuse to take a holiday. The Strategy: I am looking at $ProShares VIX Short-Term Futures ETF(VIXY)$ instead of trying to guess which stock will survive the next Trump tweet reversal or oil shock paradox. The Logic: VIXY tracks the short term VIX futures. When the market panics, VIXY typically rockets higher, acting as "portfolio insurance" policy that actually pays out when things get ugly. The Risk: VIXY is not a set and forget ETF. It su
๐๐๐We were told that Gold was the ultimate safe haven, the one thing that would shine when the world went dark. But in March 2026, the safe haven has a problem. With a soaring US dollar and traders dumping Gold just to keep their heads above water, the safe haven feels more like a crowded exit door. It is hard to stay golden when you can't pay your bills with a bar of Gold bullion and high inflation. Maybe it is time to stop looking for a safe haven and buy $United States Oil Fund LP(USO)$ which is now the "new gold due to the Iran war. Nonetheless I believe it is important to stay invested in $SPDR Gold ETF(GLD)$ because despite the recent drop, the fundamental Gold Bull thesis for 2026 has not c
๐๐๐In China's digital economy, 1 company stands out - $BABA-W(09988)$ . Alibaba is the company that survives storms because it builds infrastructure, not trends. Cloud growth, international e-commerce accelerating, logistics growing stronger, AI chips and infrastructure quietly taking root. Alibaba's new chapter won't be explosive but it will be enduring. Alibaba is undervalued and oversold. It is a great time
๐๐๐The TACO or Trump Always Chickens Out strategy is currently on life support. While it previously turned every dip into a buying opportunity, recent market reversals suggest the "blink" investors expected may no longer be a sure bet. Tuesday's reversal: Markets initially surged on a 5 day strike delay but quickly faded as Iran denied any formal dialogue. This causes an intraday reversal. Shift in Play: Analysts warn that buying the dip is becoming riskier. In fact some analysts suggesting a transition toward "selling the rally " as geopolitical tensions with Iran refuse to cool. Watching the TACO trade right now feels like waiting for a delivery that is hours late. You want to believe the "chicken" is coming but the hunger (red candles) is getting real. Wi
Is Destiny Tech 100 a Good Way for Small Investors to Get Into SpaceX? ๐๐๐If you are a small investor dreaming of owning SpaceX but lacking a billionaire's family office, $Destiny Tech100 Inc(DXYZ)$ can feel like someone finally cracked open a window in a room with a locked door. It is not a direct path but it is a path. Yes it comes with quirks, fees and drama but also SpaceX exposure. Let's break it down: The Appeal : Why $Destiny Tech100 Inc(DXYZ)$ Can Make Sense 1. You get indirect exposure to SpaceX. DXYZ holds private company shares which includes SpaceX through SPV, short for Special Purpose Vehicle. A SPV is basica
๐๐๐SpaceX at USD 1.75T - Frontier or Bubble? I believe it is a Frontier: To the moon and possibly Mars, if Elon forgets to brake.๐ SpaceX isn't an ordinary company because it has Starlink. While rockets grab headlines, Starlink builds the foundation. It is the steady recurring revenue stream that does not depend on flawless launches or perfect weather. Starlink is the system that turns space from a destination into an infrastructure layer. Starlink is already reshaping connectivity in places the world forgot to wire. Remote communities, ships at sea, disaster zones. Suddenly they are not offline shadows but part of the global community. That is not hype. That is impact. If SpaceX was a bubble, Starlink would have popped by now. That is
๐Trading is supposed to be about strategy but sometimes it feels more like a rescue mission. I must confess that I have a Bottom Fishing Addiction. It is a seductive habit. You see a big name that has been absolutely pummelled - down 40%, 60% or even 80%. While the rest of the market is running away, I am stepping in, convinced that I have found the bargain of a lifetime. How I am fixing my addiction: I am learning to stop being a hero. My new rule: No base, no trade. I am forcing myself to wait for the stock to stop making new lows & actually trade sideways for a while - showing that the sellers are exhausted. I am also waiting for the price to cross back above its 20 day moving average before I think of touching it. It is better to buy a stock at USD 55 that
๐The market is currently reeling from a leaked draft of the CLARITY Act that proposes a strict ban on passive yields for stablecoins like USDC. As a result, $Circle Internet Corp.(CRCL)$ plunged 20%, its worst day on record while $Coinbase Global, Inc.(COIN)$ dived nearly 10%. Traditional banks argue that stablecoin rewards create unfair competition with bank deposits. The latest draft prohibits any payment that is "economically or functionally equivalent to interest." Is this latest draft fatal for Coinbase & Circle? Not necessarily. The draft allows for activity based rewards tied to loyalty, trading or promotional programs. This means that Coinbase could still reward you for us
๐๐๐If you believe $NVIDIA(NVDA)$ is heading higher but want to protect yourself from stagflation dips, a Bull Call Spread is a good options strategy. How it works: You buy a Call eg. USD 180 and sell a further out Call eg USD 200. Why it is better: Selling the USD 200 call helps you to pay for the one you bought. It lowers your cost and reduces the "time decay" penalty. You still profit if Nvidia goes up but your risk is capped. @Tiger_comments @Tiger_SG @TigerStars @TigerClub
๐๐๐Whether $PDD Holdings Inc(PDD)$ will close up or down tomorrow depends heavily on the market's reaction to its Q4 2025 earnings report to be released tonight before the US market opens. Analysts expect a 10.9% YoY increase in EPS to USD 3.06 and revenue of USD 18.15 billion. Technical indicators: The overall trend is bearish. The 20 day SMA is currently below the 60 day SMA, indicating a strong downward trend. The RSI is at 33.89, which is near the oversold threshold of 30. PDD may be due for a technical rebound. However PDD is viewed as a Moderate Buy by analysts with an average target price of USD 140.57. The bears whisper about Temu's costs, shrinking margins. However PDD has a fortress balance sheet due to its massi
What is Ragnarok & How Does It Relate To Trump? ๐๐๐In Norse mythology, Ragnarok is the "Twilight of the Gods" - a series of cataclysmic events, including a great winter and a final battle, that leads to the total destruction and eventual rebirth of the world. In modern finance, macro strategists like Michael Every from Rabobank use "Ragnarok" to describe the collapse of the old global economic order and the rise of "Trump's Grand Macro Strategy". How Ragnarok Relates to Trump The Death of the Old Gods: Just as Ragnarok marks the end of the Norse deities, Trump's strategy represents the end of the Post War Order. This is the rule based, globalised trade system governed by institutions like World Trade Organisation. To Trump, these old rules are the "d
๐๐๐Will $Advanced Micro Devices(AMD)$ and $Alibaba(BABA)$ hurt $NVIDIA(NVDA)$ ? AMD & Alibaba will pressure pricing. They may take some shares at the edges. They may force NVIDIA to be more innovative. But AMD & Alibaba do not break Nvidia's ecosystem advantage. NVIDIA still owns the software stack, the CUDA moat, the network layer, the AI factory blueprint and the end to end platform. Competitors are building chips. NVIDIA is building AI compute infrastructure. That is the difference. @Tiger_comments @TigerStars
๐๐๐Terafab isn't just a factory. It is a fully automated, vertically integrated system designed to build AI compute infrastructure at a scale the world has not seen before: Robots assembling robots. Machines building the backbone of AGI. AGI is Artificial General Intelligence - the idea of an AI system that can understand, learn & reason across any task the way a human can. But here is the twist: Terafab doesn't replace $NVIDIA(NVDA)$ . It accelerates the need for NVIDIA class compute because Terafab is building AI data centers, AI clusters and AI factories. Those factories still run on the world's most advanced GPU ecosystem powered by NVIDIA. Terafab is not a threat to NVIDIA. It is a sign th
๐How do we predict $POP MART(09992)$ financial report? If we go by numbers alone, I believe Pop Mart is heading toward another record breaking report. It will reinforce Pop Mart's position as the world's most successful designer toy empire. But the market is complicated. Last time Pop Mart released a bullish forecast, the stock fell 4% the next day. It is not because the results were weak but because investors questioned whether such growth could be sustained at a high valuation. This is the paradox: Pop Mart keeps delivering but the market wants proof it can last. I believe that Pop Mart's financial report will be spectacular but the stock reaction maybe cautious or even volatile. For long term believers of Pop Mart, this is a story still in i
๐๐Markets love clarity. But when Trump speaks, the market doesn't get clarity, it gets movement. A few softer tone, a hint of restraint, a suggestion that escalation is "paused" and suddenly the screen turns green. US stock indexes closed higher & Hang Seng opened with a rebound. But beneath the relief there is the question : Is it really safe or is this just a temporary calm before the next headline? Right now the market feels like it is standing at a crossroad: Relief on 1 side & uncertainty on the other. The rebound is real. The optimism is real. We ride the recovery but remain cautious. The good news is the market always go up in the long term. Not in a straight line, not without drama. But let's step back and zoom out. Every correction beco
๐๐๐ $PONY-W(02026)$ vs $WERIDE-W(00800)$ - which company has the better prospect? If you look at commercial momentum, Pony is moving faster. If you look at technical conservatism and diversified scenarios, WeRide is steadier. This isn't a race of speed alone. It is a marathon of safety, regulation, capital discipline, and real world economics. Both companies have strengths. Both have weaknesses. Both are entering the most challenging chapter : turning pilots into profits. Time will tell which is better. However Pony and WeRide are off to a great start in 2026.
๐๐๐What $PONY-W(02026)$ and $WERIDE-W(00800)$ must pay attention to are : Unit Economics : Robotaxis are exciting but the cost per mile must fall dramatically. Hardware, maintenance, cloud compute - all must scale down. Regulatory Certainty: Autonomous driving lives or dies by policy. One rule can accelerate deployment or freeze it. Safety Incidents: One high profile accident can set the entire industry back. Trust is important and it is fragile. Cash Flow Discipline : The era of "burn first, monetise later" is over. Investors want path to profitability, not just demos. Th
๐๐๐ $WERIDE-W(00800)$ autonomous stack is known for its reliability and safety. It is a reputation earned through years of cautious deployment. From robotaxis to minibuses to sanitation vehicles, WeRide has built a multi scenario ecosystem that reduces dependence on any single market. WeRide is also expanding internationally with progress in the Middle East and other regions. I like WeRide's discipline and strong track record of reliability and safety. @Tiger_comments @TigerStars @TigerClub <