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05-14 12:46

Apple Tops SG Best Employers Again! How Do You Feel About These Stars?

Recently, the 2025 list of Singapore’s Best Employers was released, and Apple has claimed the No.1 spot for the second consecutive year, following its win in 2024. $Alphabet(GOOG)$ Slips, A Reflection of Its Recent Cautious Moves and Stock Price?In 2023, Google held the top spot with an impressive score of 9.13, while Apple was only in fourth place.But tides have turned — Apple surged to No.1 in 2024 and maintained its lead into 2025, while Google has slipped all the way down to 8th place.While Apple remains strong, other tech names like Microsoft, Meta, $Dell Technologies Inc.(DELL)$ , and even $Grab Holdings(GRAB)$ have seen fluctuating positions or dropped out
Apple Tops SG Best Employers Again! How Do You Feel About These Stars?
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05-13 16:16

E-commerce, Payments, or Gaming: Which Part of Sea Do You Use the Most?

$Sea Ltd(SE)$ jumps 7% after its earnings beat, especially EBITDA beats 44.2%. Net income of $410.8 million for Q1, compared with a year-earlier loss.Adjusted EPS: 0.65 vs. 0.80 (-18.66% miss)GAAP EPS: 0.65 vs. 0.596 (9.14% beat)Revenue: 4.841B vs. 4.885B (-0.90 miss)EBITDA: 946.5M vs. 657.2M (44.2% beat)Let’s see how three businesses work in the last quarter!1. Shopee revenue surges: price hikes + operational efficiency improvesShopee’s revenue rose 28% yoy to $3.5 billion in Q1 2025 — a standout performance amid a broader slowdown and fierce competition from TikTok Shop, Lazada, and Temu.Shopee has demonstrated strong pricing power in the region, raising merchant commissions by about one-third since early last year. Its commission rates are now hi
E-commerce, Payments, or Gaming: Which Part of Sea Do You Use the Most?

Temple Visits, Veggie Feasts, or Family Fun? Share Your Vesak Day!

Today is Vesak Day, a public holiday in Singapore. What’s better than not working? Not working on a Monday!Vesak Day commemorates the birth, enlightenment, and passing of Siddhartha Gautama—the Buddha. The day begins with early morning ceremonies at temples. Buddhists gather to celebrate with vibrant decorations, vegetarian food fairs, and public talks, creating a rich cultural atmosphere.Many devotees spend the day doing good deeds, believing that acts of kindness on Vesak Day bring multiplied blessings. Some release caged birds and animals, symbolizing spiritual liberation. So, have you decided which temple to visit today?🛕 Buddha Tooth Relic TempleThis grand temple houses the sacred Buddha Tooth Relic, enshrined in a 3.5-ton stupa made from 320 kg of gold donated by devotees. It’s truly
Temple Visits, Veggie Feasts, or Family Fun? Share Your Vesak Day!

SG Bank Earnings Recap: DBS Beats Across the Board, Who Wins Amid Tariff Uncertainty?

All three local banks flagged tariff uncertainties from US President Donald Trump’s trade policies and boosted allowance reserves. Let’s check their earnings performance. $DBS Group Holdings(D05.SI)$ Beats Across-the-Board; Profit Hits Record High After Tax Adjustment; Management Maintains GuidanceEPS: 1.02 (2.78% beat)Revenue: SGD 5.90 billion (2.69% beat)Net Interest Income: SGD 3.68 billion (0.75% beat)Net Interest Margin (NIM): 2.12% (1.47% beat)Net Profit: SGD 2.89 billion (0.70% beat)DBS’s Q1 net profit fell 2%, mainly due to higher tax expenses following the implementation of the 15% global minimum tax in January. However, pre-tax profit hit a record high of SGD 3.44 billion, up 1% year-over-year.Outlook: Management broadly maintained its
SG Bank Earnings Recap: DBS Beats Across the Board, Who Wins Amid Tariff Uncertainty?

Billionaire at the Food Court? Would You Dine Like Bill Gates?

Bill Gates recently visited Singapore to attend the 2025 Asia Philanthropy Summit, where he announced the establishment of a new Gates Foundation office in the country.Over the past two days, photos of Gates casually dining at the Newton Food Centre have gone viral on social media, sparking lively discussion among netizens.During his visit to the hawker centre, Gates tasted chicken rice, satay, carrot cake, roti prata, lime juice, and sugarcane juice. He didn’t seem to mind the crowd watching, recording, or snapping photos—instead, he immersed himself in the experience, thoroughly enjoying the food.One netizen jokingly asked, “Mr. Gates, can I borrow 10 dollars?” to which another replied, “By the time you finish asking, he’s already made another $1.3 million…”A Singaporean commenter quippe
Billionaire at the Food Court? Would You Dine Like Bill Gates?

East Rising, West Declining? How Did Buffett Warn of Trade Deficits in US?

Recently, more voices have discussed the idea of “East rising, West declining.”Today, People's Bank of China (PBoC) unveiled 10 comprehensive monetary policy measures across three categories. China stocks opened high and then closed down.Quantitative measures: Includes actions like reserve requirement ratio (RRR) cuts to increase medium- to long-term liquidity and ensure abundant market liquidity.Price-based measures: Involves lowering key policy interest rates, reducing rates on structural monetary tools, and cutting public housing fund loan rates.Structural tools: Introducing and strengthening targeted monetary tools to support innovation in science and technology, boost consumption, and expand inclusive finance.In 2003, Warren Buffett told a story about two fictional islands: “Squanderv
East Rising, West Declining? How Did Buffett Warn of Trade Deficits in US?

How Would You Plan S$10 Million If You Win TOTO in Singapore?

Singapore's TOTO lottery has gone three consecutive rounds without a jackpot winner, pushing the prize pool up to S$10 million. To win this jackpot, long lines formed early outside.Back in March this year, someone placed just a S$1 bet and ended up sharing a S$13.4 million prize with two others, sparking widespread envy. On April 28, the TOTO draw revealed a first prize of S$12,929,450, which was again shared between two winners.What can you do with S$10 million in Singapore?You could use the money to significantly improve your quality of life. House, car, education and better life…Examples:First, you can spend S$2 million for a better condominiumSecond, S$1 million can get you a $Tesla Motors(TSLA)$ along with the Certificate of Entitlement (COE)
How Would You Plan S$10 Million If You Win TOTO in Singapore?

Think Like Buffett: What Counterintuitive Truths Have You Overlooked?

At a party with 25 people, what is the probability that at least two of them share the same birthday?This is a classic probability puzzle known as the "Birthday Paradox". Warren Buffett once used this paradox to make a bet.At a gathering of Benjamin Graham followers, Buffett claimed that in a group of 25 attendees, at least two would share the same birthday. It turned out Buffett was right.“The simple (but surprising) explanation is that the probability of this happening is around 60%.”Probability sometimes is unintuitiveIn fact, a more accurate estimate of the probability is about 57%. That figure is still surprisingly high—so how is it calculated?Assume there are 25 people, and each birthday is uniformly distributed across 365 days in a year. Let's first calculate the easier scenario: th
Think Like Buffett: What Counterintuitive Truths Have You Overlooked?

GE 2025: Battle Heats Up! Have You Decided Which Party You'll Vote For?

The campaigning period for Singapore’s general election has entered its final stretch, with only today and tomorrow remaining. Seven election rallies are set to take place on April 30, just three days before about 2.75 million Singaporean voters head to the polls on May 3.The intensity of the race now rivals that of last year’s US election, with Punggol emerging as the focal point of this electoral showdown.On Nomination Day, April 23, Gan Kim Yong, who had long been rooted in the northwest, was fielded in Punggol in the northeast.Meanwhile, the Workers’ Party, with its stronghold in the northeast, also fielded a formidable team led by Harpreet Singh, a prominent Indian senior lawyer and one of the Workers’ Party’s rising stars this election.Both parties have strong reasons not to lose Pun
GE 2025: Battle Heats Up! Have You Decided Which Party You'll Vote For?

If Grab and Foodpanda Start a Price War, Will Users Truly Benefit or Pay the Price Later?

China’s ongoing food delivery war has dominated headlines recently. According to Bloomberg's estimates, the mutual price-cutting and rivalry between $JD.com(JD)$ and $MEITUAN-W(03690)$ have wiped out around $70 billion USD in combined market value.To compete for users, JD.com and Meituan have launched a variety of discount coupons and subsidy campaigns, leading to a noticeable drop in average food delivery prices. Promotions like 4-yuan Luckin Coffee and 8-yuan branded lunches have become increasingly common. This week, Meituan even offered a free $Luckin Coffee Inc.(LKNCY)$ campaign to its members — TC just got a free cup in Beijing today[666][666]Despite the st
If Grab and Foodpanda Start a Price War, Will Users Truly Benefit or Pay the Price Later?

Only 3 Types of Investor Make Money: Which One Are You?

There are generally three types of investors who consistently make money in the US stock market — regardless of market conditions — as long as they stay in for at least ten years.1. The “Never Sell” TypeUnmoved by downturns, indifferent to rallies, they seem emotionally detached from market fluctuations. Gains and losses are just numbers in account. But in reality, “never selling” often means sticking with strong fundamentals. They hold not blindly, but because the business remains sound.Representative figure: Warren Buffett2. The Swing TraderThey follow the rhythm of the market: building positions at the bottom, riding through consolidation, profiting from rallies, and cashing out near the top. When done with discipline over time, swing trading can compound into impressive long-term retur
Only 3 Types of Investor Make Money: Which One Are You?

Keppel Earnings Tomorrow: Are REIT Signals Pointing to Growth?

As a global asset manager and operator spanning three key business segments — Infrastructure, Urban Development, and Connectivity — $Keppel(BN4.SI)$ is set to announce its earnings tomorrow. Keppel has established a value recycling model through a pipeline of “developing/acquiring assets → injecting into its REITs → recycling capital.”.The Group has adopted a streamlined horizontal integration model, reporting under four key segments:What guidance do Keppel’s REITs offer ahead of its parent company’s results?1. $Keppel DC Reit(AJBU.SI)$ reported earnings last week and fell 0.98% on the day.DPU rose 14.2% YoY, NPI increased 24.1%, and total revenue grew 22.6%, driven by the consolidation of Singapore
Keppel Earnings Tomorrow: Are REIT Signals Pointing to Growth?

Chagee's IPO Frenzy: Can Its Low Valuation Spark a Day-One Surge?

$Chagee Holdings Limited(CHA)$ , one of China's fastest-growing tea beverage chains, is officially going public this week — and its IPO is drawing serious attention from both retail and institutional investors.Chagee Joins $333 Billion Market Boom with US IPO Filing - The Exchange AsiaIPO DetailsIssue Price: US$26-28Total Fundraising: ~US$410 millionImplied Valuation: ~US$5.1 billion (≈HK$39.6B)At the IPO price, Chagee’s estimated market cap of US$5.1 billion puts it close to Guming. Compared to Mixue, it makes 50% of the revenue, but only has 25% of the valuation.Chagee’s revenue (CNY ¥12.41B) is roughly 50% of Mixue’s.Its net profit (CNY ¥2.52B) is 56% of Mixue’s and 1.68× Guming’s.By earnings power alone, Chagee appears undervalued. Its profitab
Chagee's IPO Frenzy: Can Its Low Valuation Spark a Day-One Surge?

SGD Hits Historic Highs: How Does a Strong SGD Affect Daily Life?

Amid ongoing global economic uncertainty, the Singapore dollar (SGD) has shown remarkable resilience. Last week, the SGD surged to 5.5634 against RMB—its highest level since 1997—and also touched a five-month high against the US dollar.The recent strength is largely attributed to a selloff in USD assets, which drove $USD Index(USDindex.FOREX)$ down to 99.015, marking an 8% decline year-to-date.Strong SGD: A Blessing for Ordinary People or Not?For everyday Singapore residents, a stronger currency generally brings benefits like cheaper overseas travel, remittances, and cross-border shopping.However, online comments reflect frustration: SGD is up, but I can’t even afford a proper meal!" Despite the strong currency, costs of living—especiall
SGD Hits Historic Highs: How Does a Strong SGD Affect Daily Life?

SG Banks Big Rebound: How Do You Weigh Earnings Risks Against Valuations?

Singapore’s three major local banks have rebounded from multi-month lows. As of Wednesday’s close, the combined market capitalization of $DBS Group Holdings(D05.SI)$ , $ocbc bank(O39.SI)$ , and $UOB(U11.SI)$ has declined by approximately S$48.8 billion since April 2.Downside earnings risks may drag the stocks down.Despite the recent rebound, banks continue to face downside earnings risks, driven by narrowing net interest margins (NIM), slowing loan growth, and declining wealth management fees.The latest March CPI figures indicate a notable decline in inflation. According to the CME FedWatch Tool, markets are now pricing in a 63% probability of a U.S. Federa
SG Banks Big Rebound: How Do You Weigh Earnings Risks Against Valuations?

Is Singapore's Avoidance of Retaliatory Tariffs a Smart Move?

Following the announcement of US tariff policies, many countries began considering retaliatory countermeasures.With the US imposing a 10% tariff on Singapore, despite free trade agreement and a trade deficit with the US, Prime Minister Lawrence Wong has made it clear:No Retaliatory Tariffs, Strengthening Partnerships with Like-minded CountriesHe said, “The world is entering a more arbitrary, protectionist, and dangerous phase.”What Do US tariffs Mean for Singapore Markets?As for the short-term impact of tariffs, Singapore expects weaker global growth, which will reduce external demand for its goods and services.Outward-facing sectors like manufacturing, wholesale trade, transport, and finance will be hit first.While it's unclear if a recession will occur, economic growth will certainly tak
Is Singapore's Avoidance of Retaliatory Tariffs a Smart Move?

[Event] Tomb-sweeping Day: If You Could Send Anything to Your Ancestors, What Would It Be?

Qingming Festival is one of the most important traditional holidays for Chinese communities. 、Besides visiting graves and paying respects to ancestors, many also burn paper offerings as symbolic gifts for their loved ones in the afterlife.If you could choose anything to send, what would it be?A Singaporean netizen shared that with work stress and little time to enjoy life, he would definitely send a mahjong table to his ancestors—so they can have fun with their neighbors in the afterlife!Some young people choose burgers and fries as offerings, arguing that modern life is all about convenience. If that’s the case, why not burn an entire $McDonald's(MCD)$ store instead?A Chinese netizen had a similar idea but opted for a 7-Eleven stor
[Event] Tomb-sweeping Day: If You Could Send Anything to Your Ancestors, What Would It Be?

SingPost’s High-Level Exodus: Will Stock Rebound History Repeat?

$SingPost(S08.SI)$ is back in the spotlight! Following the December 2024 scandal, where the CEO, CFO, and another senior executive were fired for “gross negligence”, triggering a 10% single-day stock drop.Another five key executives have just resigned this week, the stock slides near 3% today. Since the December “anti-corruption cleanup,” SingPost has laid off 45 employees and replaced multiple executives. Yet, despite management turmoil, SingPost's stock is up 13% year-to-date.Bull vs. Bear: Will You Buy the Dip or Stay on the Sidelines?SingPost's 13% YTD gain looks impressive, but with senior leadership leaving in waves and ongoing criticism of its services, investors are split.Bull: The worst is over! Logistics demand remains
SingPost’s High-Level Exodus: Will Stock Rebound History Repeat?

April Fools' Special: Got a Funny Stock Meme? Drop It Here!

Happy April Fools’ Day! Markets may go up and down, but good memes and jokes are always in a bull or bear market. 🐂💹Let's make this thread a gold mine of laughter!Share the stock market memes that never fail to crack you up!Everytime we are in a downtrun, this meme will come to me:Does these two memes perfectly illustrate your stock trading mindset?Or drop your favorite market-related jokes.How about this one?Why do traders love the weekend? Because they finally get to stop-loss!Stock market rule #1: If you have to ask whether it’s a dip or a crash... it’s a crash.What’s the funniest finance meme or joke you’ve seen? Drop it below! ⬇🔥Participation Prize: Every funny meme will get 5 tiger coins~ (Same meme won't count)Lucky Prize: 5 lucky tigers will get 50 tiger coins for interesting memes
April Fools' Special: Got a Funny Stock Meme? Drop It Here!

Selamat Hari Raya! Share Your Feast Delicacies With Families and Friends!

March 31 is the Hari Raya public holiday in Singapore!As one of the major holidays in the country, it brings with it a rich tradition of gathering with family and friends, wearing traditional outfits, and, of course, enjoying a wide array of delicious food.During Ramadan, Muslims fast from dawn until sunset, refraining from food and drink. This discipline helps them empathize with the less fortunate and emphasizes generosity. For Muslims, this holiday is like "New Year," marking the end of the fasting month.The warmth of food is always on time! Don't forget to say "Selamat Hari Raya" to your Malay friends!One of the most iconic parts of Hari Raya is the food!From traditional sweets like Kueh Koci, Kueh Lapis and Dodol (a chewy coconut dessert) to savory treats like Cucur Bawang (fried doug
Selamat Hari Raya! Share Your Feast Delicacies With Families and Friends!

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