🟩 The Straits Times Index has hit a stunning 4,744 points, with DBS smashing through the $58 barrier to reach an all-time high. For many Singaporean investors, this euphoria brings a dangerous question: is this the new normal for our banks, or are we staring at the biggest bull trap of the decade? The Fear of Missing Out is kicking in as headlines scream about record dividends, but pressing the buy button right now could be a costly mistake if you don't understand the hidden risks lurking beneath the surface of this rally. In this market update, we look past the hype and use the Piotroski F-Score to separate the quality "Iron Rice Bowl" stocks from the potential yield traps. We dive deep into the math behind DBS's 6.1% forward yield, OCBC's payout commitment, and the concerning asset quali

If video does not load,Read the full in-depth article with video atYOUTUBE ➡️ youtu.be/HCvCuGw3LLASUBSTACK ➡️https://investingiguana.substack.com/p/capitalands-260m-warning-why-safe🟩 Most retail investors saw CapitaLand’s recent S$260 million "Omega 1" announcement and scrolled right past it, thinking it was just boring industrial news. But they missed a critical signal: this isn't just a warehouse; it's a fully automated, pre-leased "cyborg" facility that represents a massive shift in the industrial landscape. If you are currently holding generic industrial REITs in your portfolio, you need to pay attention because the rules of the game have fundamentally changed. The market is splitting in two, and old-school manual warehouses are rapidly becoming liabilities that could drag down your di

🟩 The Straits Times Index just hit a new all-time high, but if you’re a retiree or income investor, that flashing green screen might be hiding a dangerous trap. While bank stocks like DBS are soaring on dividend optimism, REITs are lagging behind, creating a market divergence that confuses even seasoned investors. The big question keeping everyone up at night is simple but critical: Is this the top, or are we just getting started? In this video, we cut through the euphoria to examine the hard numbers behind the headlines. We’ll analyze why DBS is "hedging" its way to record payouts, why Frasers Centrepoint Trust (FCT) is making smart defensive moves with its new green loan, and why the rumors surrounding OUE REIT’s overseas ambition might be a red flag you can't afford to ignore. We aren't

(If the video is not showing, please use this link: https://www.youtube.com/watch?v=w40CbJk78Uc) 🟩 Are you treating your HDB flat like a sanctuary or a sinking ship? For many Singaporeans in their 50s, the home is their single largest asset, yet it’s often a "dead" investment—rich on paper but providing zero cash flow. As we head into 2026, the market is flashing warning signs: transaction volumes are cooling, lease decay is accelerating for older flats, and a massive supply of MOP units is about to flood the market. If you’re sitting on a million-dollar flat but have an empty bank account, you might be piloting a luxury liner that’s slowly running out of fuel. In this deep dive, we unpack the hard numbers behind the 2026 HDB market shift and what the "MOP Surge" means for your property’s

(https://youtu.be/yYnuHQnge70) 🟩 The Straits Times Index just smashed through a historic ceiling to close at 4,732, but whenever charts go vertical, prudent investors have to ask: is this the start of a super-cycle or a classic bull trap? We are witnessing a level of euphoria driven almost exclusively by the banks, leaving many skeptics wondering if they have missed the boat or if the music is finally about to stop for this blue-chip rally. In this analysis, we dissect the math behind DBS Bank’s massive new payout structure to determine if a 6.1% forward yield is sustainable as their fixed-rate hedges roll off in 2026. We also uncover a massive valuation disconnect in Stoneweg Europe Stapled Trust, where private buyers are paying premiums while the public market prices it like a distressed

🟩 The Straits Times Index (STI) has just smashed through 4,728 points, hitting staggering all-time highs, yet many investors are looking at their portfolios and wondering why they aren't seeing the same green returns. We are witnessing a historic bull run fueled by AI optimism and robust GDP growth, but a rising tide does not lift all boats equally. The critical danger right now is holding "value traps" while the rest of the market rallies, leaving you with underperforming assets during a rare window of opportunity. In this video, I break down exactly what this record-breaking momentum means for your money. We analyze the massive turnaround story for Digital Core REIT (DCRU) and why the "Ghost Facility" risk is finally dead. I also address the heated debate in our community regarding the B

🟩 The removal of Nicolás Maduro has sent shockwaves through the market, with retail investors rushing to buy into the "Venezuela Rebuild" narrative. Everyone is expecting a massive boom for offshore marine stocks like Seatrium, betting on billions in infrastructure spending. But if you are following the headlines, you might be walking straight into a trap. The institutional data suggests the real story isn't about an infrastructure boom—it is about a supply glut that could crush energy prices in 2026. In this deep dive, we strip away the political noise and focus on the "plumbing" of the market. While the herd chases the crowded trade in shipyards, the "Smart Money" is quietly rotating into a hidden winner in the transportation sector that benefits specifically from the coming oil price cr

🟩 The Singapore market currently looks deceptive—while the Straits Times Index appears flat and peaceful, tectonic shifts are happening beneath the surface that could catch unsuspecting investors off guard. The "easy money" era of rising interest rates lifting all banking stocks is officially over, and we have entered the "NIM Squeeze" phase. If you are a retiree relying on bank dividends or holding onto REITs without understanding the new financing realities, you might be exposed to significant downside risk just as the market dynamics decouple. In this video, we tear apart the numbers behind the "Banking Divide," analyzing why DBS's record run might be flashing a rare valuation red flag compared to the hidden value proposition seen in OCBC. We also dive deep into Keppel REIT’s controvers

🟩 Are you confused when market analysts say "cash is king" one day, then recommend buying stocks the next? If you've ever felt whiplash from seemingly contradictory investment advice—bearish on Monday, bullish on Wednesday—you're not alone. Many Singapore investors struggle to understand why the same expert can hold two opposing views simultaneously, and it's costing them money because they're using the wrong tool for their specific financial goal. In this deep-dive analysis, Iggy breaks down the three critical scenarios where investment advice appears contradictory but is actually strategically consistent: The Forest versus The Tree (macro vs. micro analysis), The Retiree versus The Hustler (income vs. growth objectives), and The Chart versus The Business (trading vs. investing timelines)

🟩 Are you confused when market analysts say "cash is king" one day, then recommend buying stocks the next? If you've ever felt whiplash from seemingly contradictory investment advice—bearish on Monday, bullish on Wednesday—you're not alone. Many Singapore investors struggle to understand why the same expert can hold two opposing views simultaneously, and it's costing them money because they're using the wrong tool for their specific financial goal. In this deep-dive analysis, Iggy breaks down the three critical scenarios where investment advice appears contradictory but is actually strategically consistent: The Forest versus The Tree (macro vs. micro analysis), The Retiree versus The Hustler (income vs. growth objectives), and The Chart versus The Business (trading vs. investing timelines)

🟩 Is "Cash is King" actually destroying your retirement? If you are sitting on a pile of cash waiting for the market to crash, you are not alone—but you might be walking into a silent trap. With the Straits Times Index and S&P 500 hitting All-Time Highs, it feels safer to wait for a "better price." However, history warns us that waiting for a dip often costs far more in lost opportunity than the crash itself. In this video, we tackle the "All-Time High Phobia" that is paralyzing Singaporean investors and reveal why your "safe" cash position is actually a guaranteed loss against inflation. We are breaking down the math behind the "Lump Sum vs. Dollar Cost Averaging" debate and looking at what the institutional data says about deploying capital in late 2025. I’m sharing my specific "60/4

🟩 Is "Cash is King" actually destroying your retirement? If you are sitting on a pile of cash waiting for the market to crash, you are not alone—but you might be walking into a silent trap. With the Straits Times Index and S&P 500 hitting All-Time Highs, it feels safer to wait for a "better price." However, history warns us that waiting for a dip often costs far more in lost opportunity than the crash itself. In this video, we tackle the "All-Time High Phobia" that is paralyzing Singaporean investors and reveal why your "safe" cash position is actually a guaranteed loss against inflation. We are breaking down the math behind the "Lump Sum vs. Dollar Cost Averaging" debate and looking at what the institutional data says about deploying capital in late 2025. I’m sharing my specific "60/4

🟩 Is "Cash is King" actually destroying your retirement? If you are sitting on a pile of cash waiting for the market to crash, you are not alone—but you might be walking into a silent trap. With the Straits Times Index and S&P 500 hitting All-Time Highs, it feels safer to wait for a "better price." However, history warns us that waiting for a dip often costs far more in lost opportunity than the crash itself. In this video, we tackle the "All-Time High Phobia" that is paralyzing Singaporean investors and reveal why your "safe" cash position is actually a guaranteed loss against inflation. We are breaking down the math behind the "Lump Sum vs. Dollar Cost Averaging" debate and looking at what the institutional data says about deploying capital in late 2025. I’m sharing my specific "60/4

🟩 Is your portfolio ready for the "Strategic Divergence" coming in 2026? While the markets are quiet for the holidays, massive moves are happening under the hood that could redefine your dividend income next year. A surprising beat in US GDP—hitting 4.3% against expectations—is threatening to keep interest rates "Higher for Longer," putting immediate pressure on Singapore REITs and mortgage holders just as we head into the new year. In this special Christmas Eve breakdown, we unwrap three critical stories reshaping the SGX landscape. We analyze Sembcorp’s bold but debt-heavy acquisition in Australia, dissect why City Developments Limited (CDL) suddenly popped 6% in a sleepy market, and expose the "Valley of Death" cash flow trap facing Genting Singapore. Plus, we reveal why major analysts

🟩 Is your portfolio ready for the "Strategic Divergence" coming in 2026? While the markets are quiet for the holidays, massive moves are happening under the hood that could redefine your dividend income next year. A surprising beat in US GDP—hitting 4.3% against expectations—is threatening to keep interest rates "Higher for Longer," putting immediate pressure on Singapore REITs and mortgage holders just as we head into the new year. In this special Christmas Eve breakdown, we unwrap three critical stories reshaping the SGX landscape. We analyze Sembcorp’s bold but debt-heavy acquisition in Australia, dissect why City Developments Limited (CDL) suddenly popped 6% in a sleepy market, and expose the "Valley of Death" cash flow trap facing Genting Singapore. Plus, we reveal why major analysts

🟩 Is the Singapore stock market topping out, or is this just the beginning of a massive rally? With the Straits Times Index (STI) hovering near historical highs, many investors are caught between the fear of missing out and the fear of a sudden crash. In this video, we cut through the noise to analyze whether today’s market signals a dangerous bubble or a rare opportunity for disciplined wealth accumulation. If you are sitting on cash and wondering if you've missed the boat, this market update is critical for your next move. We dive deep into the specific numbers driving today’s headlines, including Singapore Airlines’ latest dividend payout and the massive "REIT Rain" distributing over S$400 million to investors. Beyond the headlines, we examine the shifting dynamics between local banks l

*** PERSONAL IGGY'S NOTE: If you look at the raw data models (like the ones I shared), they are currently flashing red on UOB. They flag it as 'overvalued' relative to its history and prefer OCBC for its momentum. If you were trading purely on numbers, you'd swap UOB for OCBC today. But here is the caveat: these algorithms can be blunt instruments. For example, the model flags UOB for 'burning cash'—but banks are supposed to deploy cash (lend it) to make money! It also penalizes UOB for lower margins, failing to account for its specific growth phase. The model sees 'weakness,' but I see a 'cyclical lag' that offers deep value. So, while I am adding OCBC to my portfolio to capture its current strength (respecting the data), I am not rejecting UOB. I am holding it as a value play. The lesson

🟩 Are you stuck in the "Blue Chip Loop," buying the same banks and telcos just because they're familiar, while smart money is quietly finding 6% yields in boring, overlooked sectors? Most retail investors in Singapore crowd into DBS or Singtel, completely missing out on stable industrial REITs and business trusts that pay reliable dividends without the headlines. The problem isn't a lack of good stocks on the SGX; it's the lack of a system to find them without spending hours reading annual reports. In this finale of our Investor’s Toolkit Masterclass, I reveal my personal "one-minute workflow" for filtering the entire Singapore market—over 700 stocks—down to a gold list of five to ten high-quality winners. We move beyond simple luck and start using institutional-grade screening tools to st