$SoFi Technologies Inc.(SOFI)$ π¨π₯π $SOFI: Knocked Back at $14.51, Coiled Like a Spring at $13.50 ππ₯π¨
$SOFI charged into $14.51 this morning, only to get swatted back like it stepped out of line. Double top confirmed! Rejection candles with heavy wicks sealed it, the market handed down its verdict. Now, price is cooling between $13.60 and $13.80, quietly building pressure under the surface. This is not a retreat, it is a spring being compressed.
I don't chase earnings momentum. But $13.50? That level is shaping up as a precision zone worth stalking. Not because it is a bargain on a chart, but because the fundamentals are shouting louder than the price action.
Let's get surgical:
β’ Revenue: $770.7M, up 32.7% YoY, beat estimates by 3.9%
β’ EBITDA: Beat estimates by 17%, crushed guidance by 18%
β’ GAAP EPS: Beat by $0.03
β’ Members: 10.92M, up 34.3% YoY
β’ Contribution margin: 54.2%, lean and scaling
β’ Net income: $71.6M, 9.3% margin
β’ Full-year guidance raised for revenue, EBITDA, and EPS
π Now zoom out five years:
β’ Revenue: +367%
β’ Membership: +447%
β’ Products: +484%
β’ Stock price? +26%
That's not a gap, that's a chasm!
The business is sprinting. The stock is crawling.
Markets don't leave that imbalance untouched forever.
Andrew Jeffreyβs $25 target is not blind optimism, it is arithmetic.
Even Whalen Global Advisors underlined it,
βOne of the best-performing bank stocks in the country.β
And if you think the catalysts are baked in already, think again.
CEO Anthony Noto just dropped the next layer,
βWe are re-entering the crypto business, embedding blockchain into every product line.β
This is not dipping a toe back into crypto, this is a structural overhaul, TradFi and DeFi colliding on SoFiβs terms.
And the market hasn't even blinked yet.
Under the radar:
SoFi rejects over $100B in loans annually.
If they monetise just 20 percent at a 5 percent take rate, that is $1B in high-margin revenue, from opportunities others cannot touch.
That's not speculation, it is leverage already within reach.
π Visual growth tells the real story:
β’ Total products up +1242% since 2019
β’ Compound annual growth rate: 64%
This isn't linear growth.
This is an engine accelerating while most of the market is still waking up.
I am not piling in today. But $13.50 is a level I am watching like a sniper.
$25 is not a fantasy. It is a probable destination.
$SOFI is not clawing back lost ground. It has been building a fortress in plain sight, and the market is about to realise it.
π’ Donβt miss out! Like, Repost and Follow me for exclusive setups, cutting-edge trends, and insights that move markets ππ I am obsessed with hunting down the next big movers and sharing strategies that crush it. Let us outsmart the market and stack those gains together! π
Trade like a boss! Happy trading ahead, Cheers, BC πππππ
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Comments
Thanks for another amazing article @Barcode
Another awesome article BC!@Barcode
Great article, would you like to share it?
Great article, would you like to share it?
Great article, would you like to share it?