Is Gen Z in Singapore Spending More Using E-Wallets?

SPOT_ON

2024-10-24

pop mart come.join @Aqa @Success88 @Mrzorro @rL

2024贏

2024-10-23

yes

mamatt

2024-06-07

Gen z in Singapore they use the card for shopping

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Several factors that might contribute to the higher spending among Gen Z: 1. Technology and gadgets: Gen Z tends to prioritize spending on technology, such as smartphones, laptops, and streaming services, which can add up over time. 2. Experiences over possessions: Many Gen Z individuals value experiences like travel, dining out, and attending events, which can lead to increased spending compared to spending on material possessions. 3. Social media influence: The influence of social media can lead to spending on fashion, beauty products, and other items that are popular or trendy among peers. 4. Education costs: With rising tuition fees and student loans, many Gen Z individuals face sign","listText":"Gen Z is spending more with e-Wallets in their spending habits as compared to previous generations. Several factors that might contribute to the higher spending among Gen Z: 1. Technology and gadgets: Gen Z tends to prioritize spending on technology, such as smartphones, laptops, and streaming services, which can add up over time. 2. Experiences over possessions: Many Gen Z individuals value experiences like travel, dining out, and attending events, which can lead to increased spending compared to spending on material possessions. 3. Social media influence: The influence of social media can lead to spending on fashion, beauty products, and other items that are popular or trendy among peers. 4. Education costs: With rising tuition fees and student loans, many Gen Z individuals face sign","text":"Gen Z is spending more with e-Wallets in their spending habits as compared to previous generations. Several factors that might contribute to the higher spending among Gen Z: 1. Technology and gadgets: Gen Z tends to prioritize spending on technology, such as smartphones, laptops, and streaming services, which can add up over time. 2. Experiences over possessions: Many Gen Z individuals value experiences like travel, dining out, and attending events, which can lead to increased spending compared to spending on material possessions. 3. Social media influence: The influence of social media can lead to spending on fashion, beauty products, and other items that are popular or trendy among peers. 4. Education costs: With rising tuition fees and student loans, many Gen Z individuals face sign","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/294759990607944","isVote":1,"tweetType":1,"viewCount":1399,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294566362771712,"gmtCreate":1712934043607,"gmtModify":1712936409522,"author":{"id":"4175392682181332","authorId":"4175392682181332","name":"Rabbit B","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4175392682181332","authorIdStr":"4175392682181332"},"themes":[],"htmlText":"Not necessarily. e-wallets are convenient and just another payment tool. Whether one spend more is more of how the person is educated on value of money and necessity versus wants. I prefer credit cards as it comes with better benefits compared to e-wallets.","listText":"Not necessarily. e-wallets are convenient and just another payment tool. Whether one spend more is more of how the person is educated on value of money and necessity versus wants. I prefer credit cards as it comes with better benefits compared to e-wallets.","text":"Not necessarily. e-wallets are convenient and just another payment tool. Whether one spend more is more of how the person is educated on value of money and necessity versus wants. I prefer credit cards as it comes with better benefits compared to e-wallets.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/294566362771712","isVote":1,"tweetType":1,"viewCount":1849,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294526768615440,"gmtCreate":1712924388167,"gmtModify":1712924392789,"author":{"id":"4090019857770890","authorId":"4090019857770890","name":"chaicka","avatar":"https://static.tigerbbs.com/c0c291a2a7983f128cf68e5b01fedd73","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090019857770890","authorIdStr":"4090019857770890"},"themes":[],"htmlText":"Though not Gen Z, I have been pioneer in adoptions (eg BYO shopping bag in 2001/2, iPad Gen 1 in budget airline, ApplePay via Watch) &amp; hence influential to pple around me. Cashless payments during EU &amp; CN trips have reduced travel risks, improved instant awareness of spends (compared to CC only when monthly bill comes), no more round-up payments, various rewards for early adopters of e-wallets &amp; digitisation. In summary, spending has become more efficient due to ease of price comparisons, subsidied spends for non-urgent procurements &amp; household lifecycle replacements. Over the last decade if not longer, the above changes have enabled me to have more control over finances and in turn created more spare funds and time to invest. Hope Singapore can clean up and optimise the cu","listText":"Though not Gen Z, I have been pioneer in adoptions (eg BYO shopping bag in 2001/2, iPad Gen 1 in budget airline, ApplePay via Watch) &amp; hence influential to pple around me. Cashless payments during EU &amp; CN trips have reduced travel risks, improved instant awareness of spends (compared to CC only when monthly bill comes), no more round-up payments, various rewards for early adopters of e-wallets &amp; digitisation. In summary, spending has become more efficient due to ease of price comparisons, subsidied spends for non-urgent procurements &amp; household lifecycle replacements. Over the last decade if not longer, the above changes have enabled me to have more control over finances and in turn created more spare funds and time to invest. Hope Singapore can clean up and optimise the cu","text":"Though not Gen Z, I have been pioneer in adoptions (eg BYO shopping bag in 2001/2, iPad Gen 1 in budget airline, ApplePay via Watch) & hence influential to pple around me. Cashless payments during EU & CN trips have reduced travel risks, improved instant awareness of spends (compared to CC only when monthly bill comes), no more round-up payments, various rewards for early adopters of e-wallets & digitisation. In summary, spending has become more efficient due to ease of price comparisons, subsidied spends for non-urgent procurements & household lifecycle replacements. Over the last decade if not longer, the above changes have enabled me to have more control over finances and in turn created more spare funds and time to invest. Hope Singapore can clean up and optimise the cu","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/294526768615440","isVote":1,"tweetType":1,"viewCount":1794,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294518464041112,"gmtCreate":1712922261436,"gmtModify":1712922265751,"author":{"id":"3578948104264469","authorId":"3578948104264469","name":"Jackson12572","avatar":"https://static.tigerbbs.com/79b127a2ab579717925a7211f897a670","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578948104264469","authorIdStr":"3578948104264469"},"themes":[],"htmlText":"that's true, usually if you use cash, and when you realize there'isn t enough cash you will think twice before spending","listText":"that's true, usually if you use cash, and when you realize there'isn t enough cash you will think twice before spending","text":"that's true, usually if you use cash, and when you realize there'isn t enough cash you will think twice before spending","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/294518464041112","isVote":1,"tweetType":1,"viewCount":1579,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294515609702600,"gmtCreate":1712921569711,"gmtModify":1712921573819,"author":{"id":"3582175710040105","authorId":"3582175710040105","name":"Axekay","avatar":"https://static.itradeup.com/news/bb1a0492a52d3f14fed576a4c8d1b1da","crmLevel":7,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3582175710040105","authorIdStr":"3582175710040105"},"themes":[],"htmlText":"I feel e wallets made us spend more since there is the transparency and trackability of our spending became less instant, and we may unconsciously tap for payments exceeding our budget. however, I still like the convenience both e wallets and cards offer over card - tap, pay, and get rewarded by the various merchants like <a href=\"https://ttm.financial/S/MA\"> $MasterCard(MA)$ </a>and <a href=\"https://ttm.financial/S/V\"> $Visa(V)$ </a>","listText":"I feel e wallets made us spend more since there is the transparency and trackability of our spending became less instant, and we may unconsciously tap for payments exceeding our budget. however, I still like the convenience both e wallets and cards offer over card - tap, pay, and get rewarded by the various merchants like <a href=\"https://ttm.financial/S/MA\"> $MasterCard(MA)$ </a>and <a href=\"https://ttm.financial/S/V\"> $Visa(V)$ </a>","text":"I feel e wallets made us spend more since there is the transparency and trackability of our spending became less instant, and we may unconsciously tap for payments exceeding our budget. however, I still like the convenience both e wallets and cards offer over card - tap, pay, and get rewarded by the various merchants like $MasterCard(MA)$ and $Visa(V)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/294515609702600","isVote":1,"tweetType":1,"viewCount":1478,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294304927699128,"gmtCreate":1712874795171,"gmtModify":1712874804438,"author":{"id":"4121249730832482","authorId":"4121249730832482","name":"Dimi89","avatar":"https://community-static.tradeup.com/news/9b760deda6d6554c2ff50d013ef43781","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4121249730832482","authorIdStr":"4121249730832482"},"themes":[],"htmlText":"Gen Z in Singapore, like their counterparts in many other parts of the world, are increasingly embracing digital payments over physical cash. Several factors contribute to this trend: 1. **Convenience**: Digital payment methods such as mobile wallets, contactless cards, and peer-to-peer payment apps offer convenience and speed, allowing Gen Z to make transactions quickly and easily without the need for physical cash. 2. **Tech-savvy Culture**: Gen Z, being the first generation to grow up entirely in the digital age, are comfortable with technology and are early adopters of new digital trends, including digital payment solutions. 3. **COVID-19 Pandemic**: The COVID-19 pandemic accelerated the adoption of digital payments globally, including in Singapore. Concerns about virus transmission th","listText":"Gen Z in Singapore, like their counterparts in many other parts of the world, are increasingly embracing digital payments over physical cash. Several factors contribute to this trend: 1. **Convenience**: Digital payment methods such as mobile wallets, contactless cards, and peer-to-peer payment apps offer convenience and speed, allowing Gen Z to make transactions quickly and easily without the need for physical cash. 2. **Tech-savvy Culture**: Gen Z, being the first generation to grow up entirely in the digital age, are comfortable with technology and are early adopters of new digital trends, including digital payment solutions. 3. **COVID-19 Pandemic**: The COVID-19 pandemic accelerated the adoption of digital payments globally, including in Singapore. Concerns about virus transmission th","text":"Gen Z in Singapore, like their counterparts in many other parts of the world, are increasingly embracing digital payments over physical cash. Several factors contribute to this trend: 1. **Convenience**: Digital payment methods such as mobile wallets, contactless cards, and peer-to-peer payment apps offer convenience and speed, allowing Gen Z to make transactions quickly and easily without the need for physical cash. 2. **Tech-savvy Culture**: Gen Z, being the first generation to grow up entirely in the digital age, are comfortable with technology and are early adopters of new digital trends, including digital payment solutions. 3. **COVID-19 Pandemic**: The COVID-19 pandemic accelerated the adoption of digital payments globally, including in Singapore. Concerns about virus transmission th","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/294304927699128","isVote":1,"tweetType":1,"viewCount":1962,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294214637723856,"gmtCreate":1712852835812,"gmtModify":1712892227760,"author":{"id":"4091108376154240","authorId":"4091108376154240","name":"Mrzorro","avatar":"https://static.tigerbbs.com/0aa7353d86c04413c1e18867403db3bd","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4091108376154240","authorIdStr":"4091108376154240"},"themes":[],"htmlText":"I totally agree that e-wallet make us spend more because of the rebate or prizes they offer. Even though I am not&nbsp; generation Z but nowadays, most of the ppl also use e -wallet because it is not only convenient but also for saving the money (cash rebate or discount). My spending habits depend on how much money I have [LOL] mostly spend on food and payment of loan and fees. I prefer an e-wallet that can track my spending. sometimes, we will use a credit card if it is in need ( spending future money, pay later, or some people even drag until the card is exploded). Anyway it is all about self-control and how you spend your money wisely. Different kinds of paying methods for different people, that is no right or wrong. Spend your money like a monkey ? cause no money, no honey [LOL]","listText":"I totally agree that e-wallet make us spend more because of the rebate or prizes they offer. Even though I am not&nbsp; generation Z but nowadays, most of the ppl also use e -wallet because it is not only convenient but also for saving the money (cash rebate or discount). My spending habits depend on how much money I have [LOL] mostly spend on food and payment of loan and fees. I prefer an e-wallet that can track my spending. sometimes, we will use a credit card if it is in need ( spending future money, pay later, or some people even drag until the card is exploded). Anyway it is all about self-control and how you spend your money wisely. Different kinds of paying methods for different people, that is no right or wrong. Spend your money like a monkey ? cause no money, no honey [LOL]","text":"I totally agree that e-wallet make us spend more because of the rebate or prizes they offer. Even though I am not generation Z but nowadays, most of the ppl also use e -wallet because it is not only convenient but also for saving the money (cash rebate or discount). My spending habits depend on how much money I have [LOL] mostly spend on food and payment of loan and fees. I prefer an e-wallet that can track my spending. sometimes, we will use a credit card if it is in need ( spending future money, pay later, or some people even drag until the card is exploded). Anyway it is all about self-control and how you spend your money wisely. Different kinds of paying methods for different people, that is no right or wrong. Spend your money like a monkey ? cause no money, no honey [LOL]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":12,"commentSize":3,"repostSize":5,"link":"https://ttm.financial/post/294214637723856","isVote":1,"tweetType":1,"viewCount":1666,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3586650352963687","authorId":"3586650352963687","name":"Eatmi","avatar":"https://community-static.tradeup.com/news/050263124eaf7452d1faa87abe88f725","crmLevel":2,"crmLevelSwitch":0,"idStr":"3586650352963687","authorIdStr":"3586650352963687"},"content":"It is very convenient, but it will also cause arbitrary expenses. Fortunately, some merchants provide discounts and prizes to make consumers happy.","text":"It is very convenient, but it will also cause arbitrary expenses. Fortunately, some merchants provide discounts and prizes to make consumers happy.","html":"It is very convenient, but it will also cause arbitrary expenses. Fortunately, some merchants provide discounts and prizes to make consumers happy."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294113625239792,"gmtCreate":1712828090989,"gmtModify":1712828096969,"author":{"id":"4132300740238052","authorId":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052","authorIdStr":"4132300740238052"},"themes":[],"htmlText":"Perhaps, maybe... E-wallet provides convenience and perks from banks vying for business. However, it does have its cons too... If there's outage and you have no cash to make payment... Will business stops entirely? If there's no control and your hands get itchy... You see something that you like or there's promotion so hard to refuse.... There goes... Yep, does make you spend more if there's no discipline...&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Cool]&nbsp;&nbsp;[Cool]&nbsp;&nbsp;[Cool]&nbsp;&nbsp;[Sly]&nbsp;&nbsp;[Sly]&nbsp;&nbsp;[Sly]&nbsp;&nbsp;[Grin]&nbsp;&nbsp;[Grin]&nbsp;&nbsp;[Grin]&nbsp;&nbsp; <a href=\"https://ttm.financial/U/3559581955535845\">@koolgal </a>&nbsp;","listText":"Perhaps, maybe... E-wallet provides convenience and perks from banks vying for business. However, it does have its cons too... If there's outage and you have no cash to make payment... Will business stops entirely? If there's no control and your hands get itchy... You see something that you like or there's promotion so hard to refuse.... There goes... Yep, does make you spend more if there's no discipline...&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Cool]&nbsp;&nbsp;[Cool]&nbsp;&nbsp;[Cool]&nbsp;&nbsp;[Sly]&nbsp;&nbsp;[Sly]&nbsp;&nbsp;[Sly]&nbsp;&nbsp;[Grin]&nbsp;&nbsp;[Grin]&nbsp;&nbsp;[Grin]&nbsp;&nbsp; <a href=\"https://ttm.financial/U/3559581955535845\">@koolgal </a>&nbsp;","text":"Perhaps, maybe... E-wallet provides convenience and perks from banks vying for business. However, it does have its cons too... If there's outage and you have no cash to make payment... Will business stops entirely? If there's no control and your hands get itchy... You see something that you like or there's promotion so hard to refuse.... There goes... Yep, does make you spend more if there's no discipline... [What] [What] [What] [Miser] [Miser] [Miser] [Cool] [Cool] [Cool] [Sly] [Sly] [Sly] [Grin] [Grin] [Grin] @koolgal","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":12,"commentSize":5,"repostSize":3,"link":"https://ttm.financial/post/294113625239792","isVote":1,"tweetType":1,"viewCount":1862,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3559581955535845","authorId":"3559581955535845","name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","crmLevel":6,"crmLevelSwitch":1,"idStr":"3559581955535845","authorIdStr":"3559581955535845"},"content":"EWallet means Easy Wallet 😁😁😁","text":"EWallet means Easy Wallet 😁😁😁","html":"EWallet means Easy Wallet 😁😁😁"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294027237187776,"gmtCreate":1712815550531,"gmtModify":1712815555698,"author":{"id":"4092890920697680","authorId":"4092890920697680","name":"Tiger V","avatar":"https://community-static.tradeup.com/news/929ef5d38a3a27e3d8f60d939883e7bb","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4092890920697680","authorIdStr":"4092890920697680"},"themes":[],"htmlText":"The increasing adoption of e-wallets among Gen Z in Singapore presents coupled with the Gen Z's heavy&nbsp;reliance on mobile apps and digital services definitely will boost their spending using e-wallets. In my opinion, consumer trends and technological advancements are two key aspects that drive mode of spending of, not only Gen Z, but&nbsp;all generations, in Singapore.&nbsp;","listText":"The increasing adoption of e-wallets among Gen Z in Singapore presents coupled with the Gen Z's heavy&nbsp;reliance on mobile apps and digital services definitely will boost their spending using e-wallets. In my opinion, consumer trends and technological advancements are two key aspects that drive mode of spending of, not only Gen Z, but&nbsp;all generations, in Singapore.&nbsp;","text":"The increasing adoption of e-wallets among Gen Z in Singapore presents coupled with the Gen Z's heavy reliance on mobile apps and digital services definitely will boost their spending using e-wallets. In my opinion, consumer trends and technological advancements are two key aspects that drive mode of spending of, not only Gen Z, but all generations, in Singapore.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/294027237187776","isVote":1,"tweetType":1,"viewCount":1163,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294008305111088,"gmtCreate":1712810828822,"gmtModify":1712810832850,"author":{"id":"3585001294737518","authorId":"3585001294737518","name":"Universe宇宙","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3585001294737518","authorIdStr":"3585001294737518"},"themes":[],"htmlText":"Generation Z have rich parent, thus can afford to spend more, but Generation Alpha will spend even more than Gen Z, right, <a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a>? [Chuckle]","listText":"Generation Z have rich parent, thus can afford to spend more, but Generation Alpha will spend even more than Gen Z, right, <a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a>? [Chuckle]","text":"Generation Z have rich parent, thus can afford to spend more, but Generation Alpha will spend even more than Gen Z, right, @TigerGPT ? [Chuckle]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/294008305111088","isVote":1,"tweetType":1,"viewCount":1507,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842","authorIdStr":"4141429963588842"},"content":"Well, it's an interesting observation, but it's important to note that generational spending habits can vary based on a variety of factors, including economic conditions, cultural influences, and individual circumstances. While it's true that Generation Z (born between the mid-1990s and early 2010s) may have grown up in a time of relative economic prosperity, it doesn't necessarily mean that all members of this generation have wealthy parents or can afford to spend more. As for Generation Alpha (born from the mid-2010s onwards), it's still too early to make definitive predictions about their spending habits. This generation is still young and their financial behaviors will be shaped by future economic conditions and societal changes. It's possible that they may have different spending patterns compared to previous generations due to technological advancements and evolving consumer preferences. In summary, while there may be some general trends or assumptions about generational spending, it's important to recognize that individual circumstances and broader economic factors play a significant role in determining spending habits.","text":"Well, it's an interesting observation, but it's important to note that generational spending habits can vary based on a variety of factors, including economic conditions, cultural influences, and individual circumstances. While it's true that Generation Z (born between the mid-1990s and early 2010s) may have grown up in a time of relative economic prosperity, it doesn't necessarily mean that all members of this generation have wealthy parents or can afford to spend more. As for Generation Alpha (born from the mid-2010s onwards), it's still too early to make definitive predictions about their spending habits. This generation is still young and their financial behaviors will be shaped by future economic conditions and societal changes. It's possible that they may have different spending patterns compared to previous generations due to technological advancements and evolving consumer preferences. In summary, while there may be some general trends or assumptions about generational spending, it's important to recognize that individual circumstances and broader economic factors play a significant role in determining spending habits.","html":"Well, it's an interesting observation, but it's important to note that generational spending habits can vary based on a variety of factors, including economic conditions, cultural influences, and individual circumstances. While it's true that Generation Z (born between the mid-1990s and early 2010s) may have grown up in a time of relative economic prosperity, it doesn't necessarily mean that all members of this generation have wealthy parents or can afford to spend more. As for Generation Alpha (born from the mid-2010s onwards), it's still too early to make definitive predictions about their spending habits. This generation is still young and their financial behaviors will be shaped by future economic conditions and societal changes. It's possible that they may have different spending patterns compared to previous generations due to technological advancements and evolving consumer preferences. In summary, while there may be some general trends or assumptions about generational spending, it's important to recognize that individual circumstances and broader economic factors play a significant role in determining spending habits."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294001891963192,"gmtCreate":1712809350916,"gmtModify":1712820574457,"author":{"id":"3580519485452891","authorId":"3580519485452891","name":"Dan1192","avatar":"https://community-static.tradeup.com/news/b81c29971d6ab7fd0c6f219b749f40ee","crmLevel":7,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3580519485452891","authorIdStr":"3580519485452891"},"themes":[],"htmlText":"Are Gen Z in Singapore spending more using e-wallets? Yes, in fact not just for Gen Zs, but millenials as well. It is quite prevalent that e-wallets or the greater fintech offerings is evolution propelling consumer spending, pushing banks, fintech, shopping and travelling platforms to greater heights.&nbsp; Hey it's Daniel again. I'm a millenial. Let's debate on this.&nbsp; What's the psychology behind this? I don't know, but my best guess based on personal experience is the ease of payment, especially if a E wallet is linked up with your debit or credit card. Your money is nothing more than numbers on a screen, it insensitivises the feeling that money is leaving you. Coupled with stronger data collection and&nbsp;analysis, the average consumer is, now&nbsp;more easier than ever, manipulat","listText":"Are Gen Z in Singapore spending more using e-wallets? Yes, in fact not just for Gen Zs, but millenials as well. It is quite prevalent that e-wallets or the greater fintech offerings is evolution propelling consumer spending, pushing banks, fintech, shopping and travelling platforms to greater heights.&nbsp; Hey it's Daniel again. I'm a millenial. Let's debate on this.&nbsp; What's the psychology behind this? I don't know, but my best guess based on personal experience is the ease of payment, especially if a E wallet is linked up with your debit or credit card. Your money is nothing more than numbers on a screen, it insensitivises the feeling that money is leaving you. Coupled with stronger data collection and&nbsp;analysis, the average consumer is, now&nbsp;more easier than ever, manipulat","text":"Are Gen Z in Singapore spending more using e-wallets? Yes, in fact not just for Gen Zs, but millenials as well. It is quite prevalent that e-wallets or the greater fintech offerings is evolution propelling consumer spending, pushing banks, fintech, shopping and travelling platforms to greater heights. Hey it's Daniel again. I'm a millenial. Let's debate on this. What's the psychology behind this? I don't know, but my best guess based on personal experience is the ease of payment, especially if a E wallet is linked up with your debit or credit card. Your money is nothing more than numbers on a screen, it insensitivises the feeling that money is leaving you. Coupled with stronger data collection and analysis, the average consumer is, now more easier than ever, manipulat","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":33,"commentSize":4,"repostSize":6,"link":"https://ttm.financial/post/294001891963192","isVote":1,"tweetType":1,"viewCount":2569,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3559581955535845","authorId":"3559581955535845","name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","crmLevel":6,"crmLevelSwitch":1,"idStr":"3559581955535845","authorIdStr":"3559581955535845"},"content":"More panadol perhaps? 😁😁😁","text":"More panadol perhaps? 😁😁😁","html":"More panadol perhaps? 😁😁😁"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":293945422360784,"gmtCreate":1712795558852,"gmtModify":1712795562331,"author":{"id":"3572775288524113","authorId":"3572775288524113","name":"付雪雁","avatar":"https://static.tigerbbs.com/5c6c738c7c8b00d9f52682e5dbe37dda","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3572775288524113","authorIdStr":"3572775288524113"},"themes":[],"htmlText":"Agree, e-wallet skip the step to take out money from wallet.&nbsp;","listText":"Agree, e-wallet skip the step to take out money from wallet.&nbsp;","text":"Agree, e-wallet skip the step to take out money from wallet.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/293945422360784","isVote":1,"tweetType":1,"viewCount":1546,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":293934373474536,"gmtCreate":1712792861723,"gmtModify":1712792865597,"author":{"id":"3581982556682195","authorId":"3581982556682195","name":"Dac19","avatar":"https://static.tigerbbs.com/82e91a13f45be8e9732185d50df6e7bf","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581982556682195","authorIdStr":"3581982556682195"},"themes":[],"htmlText":"I’m not Gen Z but cashless methods of spending are more invisible than spending cash so I agree one may spend more. These days I use cashless methods more often than cash.","listText":"I’m not Gen Z but cashless methods of spending are more invisible than spending cash so I agree one may spend more. These days I use cashless methods more often than cash.","text":"I’m not Gen Z but cashless methods of spending are more invisible than spending cash so I agree one may spend more. These days I use cashless methods more often than cash.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/293934373474536","isVote":1,"tweetType":1,"viewCount":1276,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":293842963136776,"gmtCreate":1712770546823,"gmtModify":1712770552863,"author":{"id":"4172287591330932","authorId":"4172287591330932","name":"Hen Solo","avatar":"https://community-static.tradeup.com/news/e8f9d57b757c07c87986ef8a0be25085","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4172287591330932","authorIdStr":"4172287591330932"},"themes":[],"htmlText":"As a mature professional, I acknowledge that I am not part of Generation Z, and consequently, I approach the use of e-wallets with a certain level of caution. Given the importance of security in financial transactions, I prioritise understanding and mitigating potential risks associated with using e-wallets. Therefore, while I recognise the convenience they offer, I also take proactive measures to ensure the safety of my personal and financial information when utilising such digital payment methods. I have observed thatIt appears that Gen Z has a strong ability to rely on support from their parents when it comes to financial matters. Generation Z appears to have a seamless integration of their smartphones into their daily lives, often keeping them close at hand at all times. Sometimes they","listText":"As a mature professional, I acknowledge that I am not part of Generation Z, and consequently, I approach the use of e-wallets with a certain level of caution. Given the importance of security in financial transactions, I prioritise understanding and mitigating potential risks associated with using e-wallets. Therefore, while I recognise the convenience they offer, I also take proactive measures to ensure the safety of my personal and financial information when utilising such digital payment methods. I have observed thatIt appears that Gen Z has a strong ability to rely on support from their parents when it comes to financial matters. Generation Z appears to have a seamless integration of their smartphones into their daily lives, often keeping them close at hand at all times. Sometimes they","text":"As a mature professional, I acknowledge that I am not part of Generation Z, and consequently, I approach the use of e-wallets with a certain level of caution. Given the importance of security in financial transactions, I prioritise understanding and mitigating potential risks associated with using e-wallets. Therefore, while I recognise the convenience they offer, I also take proactive measures to ensure the safety of my personal and financial information when utilising such digital payment methods. I have observed thatIt appears that Gen Z has a strong ability to rely on support from their parents when it comes to financial matters. Generation Z appears to have a seamless integration of their smartphones into their daily lives, often keeping them close at hand at all times. Sometimes they","images":[{"img":"https://community-static.tradeup.com/news/c4a8896269eb59aea20fb3be392d4e27"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/293842963136776","isVote":1,"tweetType":1,"viewCount":1522,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":293837224439872,"gmtCreate":1712769159021,"gmtModify":1712820452956,"author":{"id":"4171900329979952","authorId":"4171900329979952","name":"Barcode","avatar":"https://community-static.tradeup.com/news/6688d8fb4c2a255e3b901e79755e56df","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4171900329979952","authorIdStr":"4171900329979952"},"themes":[],"htmlText":"💳📲📱Gen Z's Digital Blaze: E-Wallets Leading the Way 📱📲💳 E-wallets can potentially make you spend more due to their convenience and ease of use. When your payment information is stored digitally and readily accessible, it can lead to impulse purchases and less awareness of how much you're spending. Additionally, some e-wallets offer rewards programs or discounts, which can incentivize spending. However, whether or not e-wallets actually make you spend more ultimately depends on individual spending habits and self-control. I’m Gen X. Gen Z refers to the demographic cohort born after Millennials, typically defined as individuals born between the mid-to-late 1990s and the early 2010s. Members of Generation Z are known for being digital natives, having grown up in a world heavily influenced by","listText":"💳📲📱Gen Z's Digital Blaze: E-Wallets Leading the Way 📱📲💳 E-wallets can potentially make you spend more due to their convenience and ease of use. When your payment information is stored digitally and readily accessible, it can lead to impulse purchases and less awareness of how much you're spending. Additionally, some e-wallets offer rewards programs or discounts, which can incentivize spending. However, whether or not e-wallets actually make you spend more ultimately depends on individual spending habits and self-control. I’m Gen X. Gen Z refers to the demographic cohort born after Millennials, typically defined as individuals born between the mid-to-late 1990s and the early 2010s. Members of Generation Z are known for being digital natives, having grown up in a world heavily influenced by","text":"💳📲📱Gen Z's Digital Blaze: E-Wallets Leading the Way 📱📲💳 E-wallets can potentially make you spend more due to their convenience and ease of use. When your payment information is stored digitally and readily accessible, it can lead to impulse purchases and less awareness of how much you're spending. Additionally, some e-wallets offer rewards programs or discounts, which can incentivize spending. However, whether or not e-wallets actually make you spend more ultimately depends on individual spending habits and self-control. I’m Gen X. Gen Z refers to the demographic cohort born after Millennials, typically defined as individuals born between the mid-to-late 1990s and the early 2010s. Members of Generation Z are known for being digital natives, having grown up in a world heavily influenced by","images":[{"img":"https://community-static.tradeup.com/news/ca72d0d8aa41bd1316a0cc32b46ee8e1","width":"451","height":"500"},{"img":"https://community-static.tradeup.com/news/05594738b5977fcb501a5f0f5076519c","width":"554","height":"554"},{"img":"https://community-static.tradeup.com/news/8b6fbe21e6e07152020bf088c8c9bc1d","width":"743","height":"412"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":17,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/293837224439872","isVote":1,"tweetType":1,"viewCount":1667,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"9000000000000518","authorId":"9000000000000518","name":"Matthew Whiz Buckley","avatar":"https://community-static.tradeup.com/news/94b3839df1d757283f308c1fbab09731","crmLevel":1,"crmLevelSwitch":0,"idStr":"9000000000000518","authorIdStr":"9000000000000518"},"content":"Gotta be careful with that, right?","text":"Gotta be careful with that, right?","html":"Gotta be careful with that, right?"}],"imageCount":3,"langContent":"EN","totalScore":0},{"id":293827605946384,"gmtCreate":1712766712710,"gmtModify":1712766716558,"author":{"id":"4125532638806262","authorId":"4125532638806262","name":"ECLC","avatar":"https://community-static.tradeup.com/news/09fb0c58bc7fe8c4936dcdd44711a4e0","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4125532638806262","authorIdStr":"4125532638806262"},"themes":[],"htmlText":"No doubt e-wallets and digital payments are convenient, popular with many attractive offers &amp; rewards.. easy to clicks and spend more than old times.","listText":"No doubt e-wallets and digital payments are convenient, popular with many attractive offers &amp; rewards.. easy to clicks and spend more than old times.","text":"No doubt e-wallets and digital payments are convenient, popular with many attractive offers & rewards.. easy to clicks and spend more than old times.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/293827605946384","isVote":1,"tweetType":1,"viewCount":1170,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":293822681489552,"gmtCreate":1712765621759,"gmtModify":1712765625714,"author":{"id":"4096093486770560","authorId":"4096093486770560","name":"highhand","avatar":"https://community-static.tradeup.com/news/200574f2d0554f4c05c65c156ddc6e73","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4096093486770560","authorIdStr":"4096093486770560"},"themes":[],"htmlText":"I am Gen Old. To learn about finance, better use cash first and learn discipline before swapping, waving and tapping your e wallets. Definitely, e wallets make people spend more, that's why fundamentals in financial discipline is important. Just like fundamentals of a good stock.","listText":"I am Gen Old. To learn about finance, better use cash first and learn discipline before swapping, waving and tapping your e wallets. Definitely, e wallets make people spend more, that's why fundamentals in financial discipline is important. Just like fundamentals of a good stock.","text":"I am Gen Old. To learn about finance, better use cash first and learn discipline before swapping, waving and tapping your e wallets. Definitely, e wallets make people spend more, that's why fundamentals in financial discipline is important. Just like fundamentals of a good stock.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/293822681489552","isVote":1,"tweetType":1,"viewCount":1380,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"essenList":[{"id":363268286922992,"gmtCreate":1729731161374,"gmtModify":1729731166561,"author":{"id":"3582922989777578","authorId":"3582922989777578","name":"SPOT_ON","avatar":"https://static.tigerbbs.com/080f029371339d9db26930961de6adb1","crmLevel":4,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3582922989777578","authorIdStr":"3582922989777578"},"themes":[],"htmlText":"pop mart come.join <a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a> <a href=\"https://ttm.financial/U/4101948424484190\"> @Success88 </a> <a href=\"https://ttm.financial/U/4091108376154240\"> @Mrzorro </a> <a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a>","listText":"pop mart come.join <a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a> <a href=\"https://ttm.financial/U/4101948424484190\"> @Success88 </a> <a href=\"https://ttm.financial/U/4091108376154240\"> @Mrzorro </a> <a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a>","text":"pop mart come.join @Aqa @Success88 @Mrzorro @rL","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/363268286922992","isVote":1,"tweetType":1,"viewCount":1178,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":363256475504856,"gmtCreate":1729712114759,"gmtModify":1729712118563,"author":{"id":"4176608337114922","authorId":"4176608337114922","name":"2024贏","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4176608337114922","authorIdStr":"4176608337114922"},"themes":[],"htmlText":"yes","listText":"yes","text":"yes","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/363256475504856","isVote":1,"tweetType":1,"viewCount":619,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":314201705656456,"gmtCreate":1717729840167,"gmtModify":1717729843648,"author":{"id":"4176399286941812","authorId":"4176399286941812","name":"mamatt","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4176399286941812","authorIdStr":"4176399286941812"},"themes":[],"htmlText":"Gen z in Singapore they use the card for shopping&nbsp;","listText":"Gen z in Singapore they use the card for shopping&nbsp;","text":"Gen z in Singapore they use the card for shopping","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/314201705656456","isVote":1,"tweetType":1,"viewCount":1354,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}]}