OCBC is likely to release a slight decline year on year result of -5% due to compression of NIM arising from lower SORA, which will be offset partially by rise in fee incomes.  This should be in line with most analysts expectation.  As for guidance wise, I expect them to await for more clarity of the tariffs situation before providing any further guidance.  This is in line with the conservative approach that OCBC took in previous years.

Should have bought more UOB when it dropped due to tariffs worries. Waiting for it to drop to 200 day moving average and buy more.  Sg banks are solid dividend players. Growth and 5% yield to turbo boost your portfolio.  DBS is stronger than UOB and OCBC though. If I had a choice, DBS is first choice and UOB and OCBC both 2nd choice.

$UOB(U11.SI)$  UOB drop 💧 2% .... I view it as being conservative But TA price actions Closed with a Fake Bull 🐂  . Institutional maybe 🤔 using opportunity to Deep Wash  .... I will still wait and see 😁. 

Come on invest for the future 

As an investor keeping a close eye on Singapore's banking sector, I'm reflecting on the recent UOB earnings report and its implications for DBS and OCBC, especially with their earnings announcements scheduled for tomorrow and Friday, May 8 and 9, 2025. UOB's decision to drop its 2025 guidance due to U.S. tariffs, alongside a stable Q1 net profit that missed estimates, raises some critical questions about the broader trends for Singapore's major banks. With potential rate cuts impacting net interest margins (NIMs) and market uncertainties looming, I'm diving into what this might mean for DBS and OCBC, and whether these challenges are already priced into their stocks. Singapore 3 major banks My Take on UOB's Earnings and Guidance Drop UOB's Q1 results showed a net profit of S$1.49 billion, w

UOB Misses & Drops Guidance: will DBS, OCBC Follow or Defy the Trend? 

$United Overseas Bank( $UOB(U11.SI)$ )$ $DBS Group Holdings( $DBS Group Holdings(D05.SI)$ )$ $Oversea-Chinese Banking Corp( $ocbc bank(O39.SI)$ )$ United Overseas Bank (UOB) just sent a shiver through Singapore’s banking sector. Its Q1 2025 earnings missed estimates with a stable net profit of S$1.49 billion against expectations of S$1.52 billion, and it scrapped its 2025 guidance, blaming uncertainties from U.S. tariffs. The result? A nearly 2% drop in its stock price as investors hit the panic button. With DBS Group Holdings reporting earnings on Thursday and Oversea-Chinese Banking Corp (OCBC) following on Friday, the spotlight is on: Will they echo UOB’

The recent earnings miss by United Overseas Bank (UOB) has sent shockwaves through the financial sector, casting a long shadow of doubt over Singapore’s banking giants. With UOB withdrawing its financial guidance for 2025, investors are left questioning the stability of not just UOB but also its peers—DBS and OCBC. The big question now: Will DBS and OCBC follow in UOB's footsteps, or will they defy the trend and maintain their stronghold in the market? UOB’s Miss: A Signal of Broader Troubles? UOB’s earnings miss wasn’t just a slight stumble—it was a marked shift in expectations. The bank cited global economic uncertainties, tightening monetary policies, and rising inflation as key factors affecting its performance. The decision to withdraw its guidance suggests that the path forward is an

DBS's strong financial health, strategic initiatives, and consistent dividend policy is a good option for long     term investment for a stable returns. While short-term market volatility may impact performance, the bank's fundamentals support a positive outlook over the long term. Will dollar averaged if it drop to certain support. 

The banking sector exhibits cyclical characteristics. High net interest margins (NIM) and wealth management fees seen in 2024 may not be sustainable due to anticipated US interest rate cuts and the potential for a recession. Many Singaporean investors are long-term holders focused on dividend income, having acquired bank shares at lower prices in the past. These investors are generally less affected by short-term market fluctuations. New investors should adopt a patient approach, gradually accumulating positions at more favorable prices.

$UOB(U11.SI)$    1st quarter results is out! Operating income is up qoq 2.1% to 2.1b. Stable Net profit after tax of 1.5b supported by record fee income increased by 20% to 694m. Plus growth in loan and wealth management fee. Met interest income increased by 2%. RoE is slightly lowered at 12.3 % a decrease of 0.7%. I think is a stable set of financial numbers! The results is quite gd! Pls dyodd. UOB Bank - Tmr morning 1st quarter results will be out before trading commence. Hopefully, we can see great results and drive the price higher. Huat ah! Pls dyodd. 23rd April 2025: She went XD on 28th April for a total dividend of 1.17. Current price is 34.90. If you add back 1.17, the price would be trading at 36.07 which is much higher than t

$UOB(U11.SI)$   UOB Net profit for the three months ended Mar 31, 2025, stood at S$1.49 billion, unchanged from y-y. Net interest income +2 % to S$2.41 billion Net interest margin -2 % for the quarter Net fee income +20 % to S$694 million Non-interest income -5 %to S$554 million. Non-performing loans ratio 1.6 %, up from 1.5% y-y. Waiting for the opportunity to fish up.🤗

Buy in dbs before earnings report?

Singapore Banks Brace for Earnings Season Amid Softening NIMs and Rate Cut Headwinds As an investor with a strong focus on the Singapore banking sector, I'm closely watching the upcoming earnings releases from the nation's three leading financial institutions—UOB $UOB(U11.SI)$  , DBS $DBS Group Holdings(D05.SI)$  , and OCBC $ocbc bank(O39.SI)$  —which are scheduled to be announced starting May 7, 2025. My outlook remains bullish on all three, though the anticipated earnings figures and broader macroeconomic developments warrant a measured and discerni

$UOB(U11.SI)$ Among the 3 Banks $UOB(U11.SI)$  , I'm in position with Both DBS and UOB, but I find that the UOB charts 📈 looks Better although Both Rebound 🪃 differently from the recent tariffs saga    .  More Upside maybe 🤔. Nevertheless am anticipating that the Banks will still have upside after their announcement 🙏. Holding on to the ride 💪. Good luck to all shareholders 🤞😊

Banks may not do somwell id the interest rate start falling and borrowing will drop roo as business will slow down since people are wary of the uncertainty between china and  US tariff war. Most importantly is the consumer spending ..if things get too expensive and spending will sure to stop or cut down. . especially offline retail business... observe the poeple buying in your nearby supermarkets or mall ..think F&B still ok..retails are really bad and will dominos the rest of the sectors sooner or later ....

Singapore banks may cut their earnings guidance for 2025, as uncertainty in the macroeconomic outlook weighs on their growth prospects for the year, analysts said.While the local lenders will likely continue to post resilient results for the first quarter of 2025, analysts noted a lack of clarity ahead. Several downgraded the sector ahead of the release of their results.