Smart People Lose Money Too? What Phase Are You in as an Investor?

Most stock market losses come from reckless trading. A veteran investor with a 90% win rate over 10 years once said: “The key to investing is to stop being clever.” What’s your trading plan right now? Or you a newbie wanna try everything? The hard-effort one who are learning about technicals, macro & micro events and everything? Or the one just holding and DCA like our smart fellow tigers?

avatarPaperclip to a million Project
11-05
$Beyond Meat, Inc.(BYND)$ With a beefy flavor and high smoke point due to avocado oil, the latest Beyond Burger caramelizes and sizzles to perfection. But will the share price do the same ?  They are working hard on new partnerships including the latest being Hard Rock Cafe chains in North America. They have bought themselves some time with the debt restructering. Stock have been heavily shorted with the delay of reporting the latest quarter pressuring the price down even more.  But here is the thing . This could be the rock  bottom unless the last quarter was really really bad. They have improved products and marketing. They have the ability to scale up production. Combination of another short squeeze , and improved outlook could
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avatarBarcode
06-20
$Tesla Motors(TSLA)$ $NVIDIA(NVDA)$ $Uber(UBER)$ 🧠📈🐅 The Blueprint of a Real Trader: From Brokerage Floors to Tactical Freedom 🐅📈🧠 “You don’t need to predict the market. You need to position for it.” This principle has guided my entire trading journey, from brokerage floor to multi-strategy execution. Most traders start with charts. I started with client orders. As a teenager inside a stockbroking firm in New Zealand 🇳🇿, I wasn’t following hype. I was listening to execution desks handle real trades under real pressure. Later, I worked in Perth 🇦🇺 alongside institutional brokers managing multi-million-dollar flows. That’s where I learned this truth: capital doesn’
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avatarMickey082024
06-19

Warren Buffett: The Greatest Market Timer You Never Noticed

$Berkshire Bancorp, Inc.(BERK)$ When you hear the name Warren Buffett, what comes to mind? Probably not the words “market timer.” Instead, you’re more likely to think of phrases like “buy and hold,” “value investing,” and “compounder of capital.” Buffett himself has often said that predicting short-term market movements is a fool’s game. He mocks attempts to time the market and famously said, “We have no idea what the stock market will do next year, or even next week.” But what if we’ve misunderstood him all along? According to legendary value investor David Einhorn, Warren Buffett’s long-term investment success owes just as much to when he invests as to what he invests in. In other words, Buffett may be the greatest market timer of our generation
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Warren Buffett: The Greatest Market Timer You Never Noticed
avatarHMH
06-23

90% Strategy Edge = No Guarantee: How to Stay Out of the Markdown Trap

A veteran investor with a 90% win rate over 10 years once remarked: “The key to investing is to stop being clever.” That statement cuts deep—especially when many investors mistakenly believe outsmarting the market is their edge. But as you're about to see, even smart people can—and do—lose money. The real question is: what phase are you in your investing journey? 🧭 The Four Phases of a Market Cycle Markets move in four distinct phases: Accumulation → Markup → Distribution → Markdown Smart money typically enters during accumulation when prices are flat—scanning for value. Retail investors often dive in during markup, driven by fear of missing out (FOMO). Yet entering at the top can lead to losses as distribution and markdown follow. 🤯 Why Even Smart Investors Lose Return-chasing behaviour:
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90% Strategy Edge = No Guarantee: How to Stay Out of the Markdown Trap
avatarWeChats
06-19
$Tiger Brokers(TIGR)$ We often associate stock market losses with reckless gamblers or uninformed beginners. But the harsh truth? Even the smartest investors lose money—sometimes spectacularly. It’s not always about knowledge. It’s about discipline, emotion, timing, and risk management. 🧠💸 Let’s be honest: every investor—regardless of how experienced or analytical—goes through distinct psychological phases. And recognising where you are in this cycle might just save your portfolio from another unnecessary dip. 📉 Phase 1: The Overconfident Rookie This is where many retail traders begin. You learn a few buzzwords like “support/resistance,” maybe follow a few TikTok gurus, and soon start YOLOing into meme stocks, penny stocks, or 0DTE options. Maybe
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avatarTiger_comments
06-19

Don't Be Too Clever! The 90% Win Rate Comes From?

Most stock market losses come from reckless trading.One investor, for example, entered the market in 2022, bought a few stocks, and then essentially ignored them likely ending up with some losses or being stuck in positions. Fast forward three years, and when she finally checked their account today, these stocks were actually in profit overall.The A-share market has mostly been fluctuating with sector rotations over the years, but without buying or selling, you don’t lose money either.A veteran investor with a 90% win rate over 10 years once said:“The key to investing is to stop being clever.”Because even someone as smart as Newton lost money in the markets—this game isn't about IQ, it's about discipline.Investing should be about sticking to your rules day in and day out: buying low, selli
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Don't Be Too Clever! The 90% Win Rate Comes From?
avatarSpiders
06-25

The DCA (Delusional Confidence Accumulation?) Phase

Even smart people lose money in the market. Genius doesn’t always beat volatility. But me? I still want to be smart, just not the kind of “smart” that tries to outguess the market and ends up donating money to it. So… what investing phase am I currently in? Right now, I’m deep in what I like to call the Dollar Cost Averaging (DCA) phase or, if I’m feeling cheeky, the Delusional Confidence Accumulation phase. Every so often, I toss a bit more cash into my steady favorites like TLH (Treasury bond ETF) and PFE (Pfizer). It’s basically me telling the market, “You can’t scare me even if you try.” Pfizer (PFE) iShares 10-20 Year Treasury Bond ETF (TLH) Why I Keep Loving DCA Even When It Feels Like Market Madness? Smooths out the roller coaster: The market’s like a crazy roller coaster. DCA means
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The DCA (Delusional Confidence Accumulation?) Phase
avatarkoolgal
06-20
🌟🌟🌟Investing isn't a sprint.  Investing is actually a slow dance with time.  Forget about chasing technical tricks or timing the market.  Long term stock investing to me is all about having Patience, Resilience and watching my money grow as businesses evolve and my dividends compound. The secret sauce of Successful Investing is Letting Time Do the Heavy Lifting While I Focus on Quality and Consistency. Because in the markets - Slow and Steady Doesn't Just Win The Race - It Builds The Castle! @Tiger_comments @TigerStars @Tiger_SG @CaptainTiger
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avatarIsleigh
06-20

🧠 Smart People Lose Money Too? Maybe It’s the Phase You’re In.

$Tiger Brokers(TIGR)$   We've all been there. 🔸 You read 3 books and suddenly think you're Paul Tudor Jones 🔸 You ape into a breakout — and get rug-pulled 3% later 🔸 You skip your stop loss because "this one's ifferent" Truth is, investing isn't just about skill — it's about phase. 🔄 The 4 Investor Phases (Which Are You?) 1️⃣ The Gambler Thinks the market is a slot machine. Overtrades. Ignores risk. Loses money, gains humility. 2️⃣ The Student Starts learning: indicators, macro, earnings calls, liquidity zones. Progress feels slow — but it compounds. 3️⃣ The Strategist Backtests setups, trades with risk management, reads price action. Still wrong sometimes, but knows why. 4️⃣ The Builder Uses DCA, portfolio balancing, and patience. Doesn't ne
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🧠 Smart People Lose Money Too? Maybe It’s the Phase You’re In.
avatarAh_Meng
06-22
Market goes up and down. It’s true, in my case, the more I trade, the higher chance of losing [Facepalm][Spurting]. Having said that, I have different portfolios. One is simply buy with minimal trimming at a timeframe of 20+ years and counting. One is almost daily trading account. One is adding ever so slowly whenever I have some spare cash for the past 10 years, which sees occasional position adjustments. The first one, which I seldom touched, is still my leading account. It happened to contain some classic gold and silver miners, which helped to lift the overall portfolio. The frequently trading account has finally turned positive lately but it is still fluctuating between winning and losing. The third portfolio was initially a no-hoper, but after a trimming exercise a couple of years ba
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avatarMHh
06-19
My strategy is largely buy and hold for US and my SREITs but trade HK/ China stocks due to their volatility. Given the recent increased uncertainty in the US stocks, I would prefer to also lock in profits. I am mostly someone who looks at the fundamentals rather than technicals. However, I think macro factors are increasingly weighs more than fundamentals for the stock prices. The wars along with Trump’s eccentricity do add to the uncertainty. For good stocks, I would prefer to average down during such times if the price reaches my price target but will also keep a good portion of my cash in case the dip dips further. For HK/ China stocks, once the price rises to my target price, I will take profit as I would rather make a small profit than to end up as a bag holder. Sometimes, I do aver
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avatarDwayne Sheng
06-20
$Tiger Brokers(TIGR)$   I'm not a technical trader/investor by any means but I try to keep myself updated with the macro and world news. Been steadily doing my DCA into  a few ETFs of my choice for the past 3-4 years. Nothing HUGE to shout about...yet.  However, I truly have faith in the progress and fingers crossed the constant DCAs will snowball into something BIG in say 10 or 15 years. Not a get rich fast kind of method but it allows me to sleep well at night, not needing to spend countless hours doing tedious research  (not saying that it's bad though but it's just not my preference) or worrying that my stock might plunge  overnight [Heartbreak]   Anyway, everyone has their own preference when
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avatarTiger_comments
06-20
Thanks for your comments of my discussion: Don't Be Too Clever! The 90% Win Rate Comes From?Or your insightful posts in hot topics! Your coins have been sent! Check notification in community and find the coin![Heart][Heart][Heart]@北极篂@Isleigh@Dwayne Sheng@1PC@WeChats@H Factor@MHh@Mickey082024
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avatarArianda
06-19
$Tiger Brokers(TIGR)$ Interesting post. I used to think being smart would protect me from losses, but I’ve learned the hard way that discipline beats intelligence in the markets. Overtrading and trying to outsmart everything only drained my account. Right now, I’d say I’m in the “hard-effort” phase—reading charts, following economic data, and trying to understand the big picture. It’s overwhelming at times, but I’m learning a lot. That said, I’ve started to respect the simplicity of DCA and holding long-term. Watching others quietly grow their portfolios while I stress over trades made me rethink my approach.
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avatarIF International
06-20
$Tiger Brokers(TIGR)$ 100% agree with the veteran trader. But can't help but think there is a simple, yet far broader play left out of this discussion. The stock market represents only one of a number of asset classes, the big picture is what provides protection and profits. Hedging assets, investing in diverse (and often inverse) investments covers losses and opens profit opportunities. In s short, and in-keeping with keeping things simple, diversify, hedge and manage risk not reward.
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avatarDiAngel
06-20
I m investing for SG dividends. Hence every month I will buy SG stock - minimum 1 counter. This month my hand very itchy as I had bought 2 counters. 2 days ago almost bought my 3rd counter but my price didn’t strike. Anyway, I m in no hurry to buy more counters. If I can’t get it this month, maybe I might have some luck next month. Instead, I bought UT using my SRS fund. [Happy][LOL][Smile][Chuckle][Bless]😱3 trading this month. [Heart][USD][Love][Love you]
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avatarHMH
06-19
Time in the market is more important than timing the market. The 2022 investor’s story proves that staying patient and letting positions ride can outshine chasing perfect entries or exits. Discipline and a long-term focus, like consistent DCA into the S&P 500, often beat clever attempts to outsmart the market. Stick to your plan, and let time do the heavy lifting.
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avatarSpiders
06-25

The Bagholding Phase

I don’t even check the price. I just log in to make sure the company still exists. If the ticker’s still there, I call that a win. Am I still holding out for a comeback? Absolutely. Will it happen? No idea. But if I sell, that means the losses become real. So, I’m just holding tight. Sure, I’m bagholding some stocks, but deep down, I still believe in them…
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The Bagholding Phase
avatarJohn_Chew
06-19
A fair point indeed. [Miser] One can never know when is the best price to buy / sell. Meanwhile, the average people who DCA (dollar cost average) into snp500 index funds are usually the leading winners. Hold equities only if you are confident with your choices and decisions. [lovely]
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avatarRaj008
06-19
Lowest low and highest high are tough to catch ... as highlighted in article , for index funds- do more in bear markets.. for individual stocks- stick to fundamentally strong stocks with average momentum... diversify with gold and bonds and deposits in good ratio ..
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