jwijaya001 personal page - To The Moon

jwijaya001

jwijaya001

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2024-07-23

Buy nvda and amd last week low.. HODL

2025-07-01

$NEBIUS(NBIS)$ smart money

2025-07-17

$GRAB 20270115 3.5 CALL$

2025-06-30

$ARM Holdings(ARM)$ ez win

2021-07-01

Aa

These Top-Dividend Stocks Have 140 Years of Payout Raises Between Them

2025-11-19

Tiger broker is bad platform

2025-08-16

$Eli Lilly(LLY)$ hhh

2025-07-31

$ARM Holdings(ARM)$

2025-07-01

$Amazon.com(AMZN)$ a

2025-06-28

$Nike(NKE)$ fkeepbit up... 100 next

Go to Tiger App to see more news

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gogo","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/354056583258256","repostId":"353942943359272","repostType":1,"repost":{"id":353942943359272,"gmtCreate":1727420040705,"gmtModify":1727598824506,"author":{"id":"4159970598736412","authorId":"4159970598736412","name":"Spiders","avatar":"https://community-static.tradeup.com/news/a08fe88b7b62506e5bc7ffed483a03a9","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4159970598736412","authorIdStr":"4159970598736412"},"themes":[],"htmlText":"The S&amp;P 500 has experienced notable gains recently, supported by a combination of economic factors, investor sentiment, and monetary policy decisions. One of the primary contributors to this positive performance has been the recent interest rate cut implemented by the Federal Reserve. The&nbsp;cut, along with the expectation of further rate reductions in the near future, have had a profound impact on the stock market. When interest rates are lowered, borrowing costs decrease for businesses, encouraging expansion, investment, and consumer spending. Lower interest rates reduce the attractiveness of fixed-income investments, driving more investors toward equities in search of higher returns, thereby pushing up stock prices. Another factor contributing to the S&amp;P 500’s upward momentum","listText":"The S&amp;P 500 has experienced notable gains recently, supported by a combination of economic factors, investor sentiment, and monetary policy decisions. One of the primary contributors to this positive performance has been the recent interest rate cut implemented by the Federal Reserve. The&nbsp;cut, along with the expectation of further rate reductions in the near future, have had a profound impact on the stock market. When interest rates are lowered, borrowing costs decrease for businesses, encouraging expansion, investment, and consumer spending. Lower interest rates reduce the attractiveness of fixed-income investments, driving more investors toward equities in search of higher returns, thereby pushing up stock prices. Another factor contributing to the S&amp;P 500’s upward momentum","text":"The S&P 500 has experienced notable gains recently, supported by a combination of economic factors, investor sentiment, and monetary policy decisions. One of the primary contributors to this positive performance has been the recent interest rate cut implemented by the Federal Reserve. The cut, along with the expectation of further rate reductions in the near future, have had a profound impact on the stock market. When interest rates are lowered, borrowing costs decrease for businesses, encouraging expansion, investment, and consumer spending. Lower interest rates reduce the attractiveness of fixed-income investments, driving more investors toward equities in search of higher returns, thereby pushing up stock prices. Another factor contributing to the S&P 500’s upward momentum","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/353942943359272","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1789,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":354056438800576,"gmtCreate":1727447741400,"gmtModify":1727447745800,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3546931980334903","authorIdStr":"3546931980334903"},"themes":[],"htmlText":"Hodlr bro.. who cares others.. haha it sucks to do short","listText":"Hodlr bro.. who cares others.. haha it sucks to do short","text":"Hodlr bro.. who cares others.. haha it sucks to do short","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/354056438800576","isVote":1,"tweetType":1,"viewCount":1328,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":353951269249088,"gmtCreate":1727447673926,"gmtModify":1727447677676,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3546931980334903","authorIdStr":"3546931980334903"},"themes":[],"htmlText":"Yez. Why not.. fomo guy will always do what it takes","listText":"Yez. Why not.. fomo guy will always do what it takes","text":"Yez. Why not.. fomo guy will always do what it takes","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/353951269249088","isVote":1,"tweetType":1,"viewCount":1222,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":353951033061488,"gmtCreate":1727447618083,"gmtModify":1727447622738,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3546931980334903","authorIdStr":"3546931980334903"},"themes":[],"htmlText":"Opendoor tech.. a real estate digital. Go to moon in 2025","listText":"Opendoor tech.. a real estate digital. Go to moon in 2025","text":"Opendoor tech.. a real estate digital. Go to moon in 2025","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/353951033061488","isVote":1,"tweetType":1,"viewCount":1972,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":330604698026040,"gmtCreate":1721719946767,"gmtModify":1721726214592,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3546931980334903","idStr":"3546931980334903"},"themes":[],"htmlText":"Buy nvda and amd last week low.. HODL","listText":"Buy nvda and amd last week low.. HODL","text":"Buy nvda and amd last week low.. HODL","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":23,"commentSize":0,"repostSize":6,"link":"https://ttm.financial/post/330604698026040","isVote":1,"tweetType":1,"viewCount":2732,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":451804070318096,"gmtCreate":1751329410618,"gmtModify":1751329414432,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3546931980334903","idStr":"3546931980334903"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/NBIS\">$NEBIUS(NBIS)$</a> smart money","listText":"<a href=\"https://ttm.financial/S/NBIS\">$NEBIUS(NBIS)$</a> smart money","text":"$NEBIUS(NBIS)$ smart money","images":[{"img":"https://community-static.tradeup.com/news/8e03ad01b0b00fb1682e9384c8d43ee2","width":"972","height":"1631"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/451804070318096","isVote":1,"tweetType":1,"viewCount":1425,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":457701005705824,"gmtCreate":1752767063065,"gmtModify":1752767066118,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3546931980334903","idStr":"3546931980334903"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/OPT/GRAB 20270115 3.5 CALL\">$GRAB 20270115 3.5 CALL$</a>&nbsp;","listText":"<a href=\"https://ttm.financial/OPT/GRAB 20270115 3.5 CALL\">$GRAB 20270115 3.5 CALL$</a>&nbsp;","text":"$GRAB 20270115 3.5 CALL$","images":[{"img":"https://community-static.tradeup.com/news/7d475cab37f73f1f84899e40df78f8af","width":"972","height":"1631"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/457701005705824","isVote":1,"tweetType":1,"viewCount":1261,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":451663078322760,"gmtCreate":1751294998316,"gmtModify":1751295001354,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3546931980334903","idStr":"3546931980334903"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/ARM\">$ARM Holdings(ARM)$&nbsp;</a> ez win","listText":"<a href=\"https://ttm.financial/S/ARM\">$ARM Holdings(ARM)$&nbsp;</a> ez win","text":"$ARM Holdings(ARM)$ ez win","images":[{"img":"https://community-static.tradeup.com/news/02e7c2ebc7fb60e02859b0f50a32a7c7","width":"972","height":"1631"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/451663078322760","isVote":1,"tweetType":1,"viewCount":1087,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":158919768,"gmtCreate":1625121002754,"gmtModify":1703736561516,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3546931980334903","idStr":"3546931980334903"},"themes":[],"htmlText":"Aa","listText":"Aa","text":"Aa","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158919768","repostId":"1150867568","repostType":4,"repost":{"id":"1150867568","kind":"news","pubTimestamp":1625119599,"share":"https://ttm.financial/m/news/1150867568?lang=en_US&edition=fundamental","pubTime":"2021-07-01 14:06","market":"us","language":"en","title":"These Top-Dividend Stocks Have 140 Years of Payout Raises Between Them","url":"https://stock-news.laohu8.com/highlight/detail?id=1150867568","media":"Motley Fool","summary":"Because investors put a premium on stability, they've created short-hand ways to classify dividend s","content":"<p>Because investors put a premium on stability, they've created short-hand ways to classify dividend stocks with the longest track records for continuous raises. A member of the&nbsp;<b>S&amp;P 500</b>&nbsp;that has boosted its payout for at least 25 years qualifies as a Dividend Aristocrat. That's an exclusive club, with only about 65 members today.</p>\n<p>A smaller subset of that list is referred to as Dividend Kings, companies that have increased their annual payouts for at least 50 consecutive years, going back to 1971 or earlier.</p>\n<p><b>PepsiCo</b>(NASDAQ:PEP),<b>Target</b>(NYSE:TGT), and&nbsp;<b>McDonald's</b>(NYSE:MCD)are all highly likely to earn that status. But there are more reasons to like these top-dividend stocks.</p>\n<p><b>PepsiCo has been growing for half a century</b></p>\n<p>PepsiCo is exposed to dramatic swings in consumer tastes, which even in recent years have swung away from sugary beverages, diet colas, and on-the-go drinks. Yet the company is the picture of stable growth.</p>\n<p>Even though the pandemic disrupted shopper mobility and sent<b>Coca-Cola</b>'s volumes lower, Pepsi grew organic sales at roughly the sameimpressive pace in 2020as it did in 2019. Its snack and food portfolio, plus aggressive bets on energy drinks, kept it firmly in the category of growth stocks.</p>\n<p>Pepsi's just-announced dividend hike will usher it into the club of Dividend Kings in 2021. The good news is that Wall Street's worry about a short-term profit drop has pushed the stock's yield up to 2.8% as of July. That's nearly double the rate you'd get from owning a diversified total stock market index fund.</p>\n<p><b>Target is going on fifty</b></p>\n<p>Retailers are underrepresented on the top dividend lists because of the tough selling conditions in that industry.<b>TJX Companies</b>was on the cusp of qualifying for Dividend Aristocrat status but had to pause its payout during the COVID-19 crisis. An emergency like that isn't especially rare, even for blue-chip giants.<b>Home Depot</b>&nbsp;paused its hikesduring the Great Recessionin 2009.</p>\n<p>Target made it through both of those periods without missing a beat, and its reward is entry into the Dividend Kings club this year. Its 50th hike was a huge one, too, after profitability surged in 2020.</p>\n<p>Shareholders in September will receive $0.90 per share in cash, up 32% from the previous quarterly payment. Investors are just as excited about Target's potential for continuedmarket-thumping growthand earnings even after the pandemic threat fades.</p>\n<p><b>McDonald's turns forty</b></p>\n<p>McDonald's has been paying a dividend since 1976, or around the time that a burger cost just $0.37 cents. It has raised that payout in each of the last 40 years, including the latest 3% increase for 2021.</p>\n<p>The fast-food titan's heavily franchised, highly profitable selling model allowed it to maintain its income track record even after sales fell 10% and earnings shrank 20% last year. The business is likely to bemore profitable going forward, too, thanks to cost cuts and new efficiencies added to the system, including a slimmed down menu and a shift toward delivery orders.</p>\n<p>These assets suggest shareholders will see many more years of dividend increases ahead, and some that dwarf the latest 3% hike, as the industry leader continues to capitalize on its unique competitive strengths.</p>\n<p>Sure, McDonald's trails the other stocks on this list in terms of its payout streak. But the chain has demonstrated agility over the decades in adjusting to, driving, and capitalizing on, changing consumer tastes. That ability should serve shareholders well as they wait for their company to become aDividend Kingin the 2030s.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>These Top-Dividend Stocks Have 140 Years of Payout Raises Between Them</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThese Top-Dividend Stocks Have 140 Years of Payout Raises Between Them\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 14:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/06/30/these-top-dividend-stocks-have-140-years-of-payout/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Because investors put a premium on stability, they've created short-hand ways to classify dividend stocks with the longest track records for continuous raises. A member of the S&P 500 that has boosted...</p>\n\n<a href=\"https://www.fool.com/investing/2021/06/30/these-top-dividend-stocks-have-140-years-of-payout/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PEP":"百事可乐","MCD":"麦当劳","TGT":"塔吉特"},"source_url":"https://www.fool.com/investing/2021/06/30/these-top-dividend-stocks-have-140-years-of-payout/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1150867568","content_text":"Because investors put a premium on stability, they've created short-hand ways to classify dividend stocks with the longest track records for continuous raises. A member of the S&P 500 that has boosted its payout for at least 25 years qualifies as a Dividend Aristocrat. That's an exclusive club, with only about 65 members today.\nA smaller subset of that list is referred to as Dividend Kings, companies that have increased their annual payouts for at least 50 consecutive years, going back to 1971 or earlier.\nPepsiCo(NASDAQ:PEP),Target(NYSE:TGT), and McDonald's(NYSE:MCD)are all highly likely to earn that status. But there are more reasons to like these top-dividend stocks.\nPepsiCo has been growing for half a century\nPepsiCo is exposed to dramatic swings in consumer tastes, which even in recent years have swung away from sugary beverages, diet colas, and on-the-go drinks. Yet the company is the picture of stable growth.\nEven though the pandemic disrupted shopper mobility and sentCoca-Cola's volumes lower, Pepsi grew organic sales at roughly the sameimpressive pace in 2020as it did in 2019. Its snack and food portfolio, plus aggressive bets on energy drinks, kept it firmly in the category of growth stocks.\nPepsi's just-announced dividend hike will usher it into the club of Dividend Kings in 2021. The good news is that Wall Street's worry about a short-term profit drop has pushed the stock's yield up to 2.8% as of July. That's nearly double the rate you'd get from owning a diversified total stock market index fund.\nTarget is going on fifty\nRetailers are underrepresented on the top dividend lists because of the tough selling conditions in that industry.TJX Companieswas on the cusp of qualifying for Dividend Aristocrat status but had to pause its payout during the COVID-19 crisis. An emergency like that isn't especially rare, even for blue-chip giants.Home Depot paused its hikesduring the Great Recessionin 2009.\nTarget made it through both of those periods without missing a beat, and its reward is entry into the Dividend Kings club this year. Its 50th hike was a huge one, too, after profitability surged in 2020.\nShareholders in September will receive $0.90 per share in cash, up 32% from the previous quarterly payment. Investors are just as excited about Target's potential for continuedmarket-thumping growthand earnings even after the pandemic threat fades.\nMcDonald's turns forty\nMcDonald's has been paying a dividend since 1976, or around the time that a burger cost just $0.37 cents. It has raised that payout in each of the last 40 years, including the latest 3% increase for 2021.\nThe fast-food titan's heavily franchised, highly profitable selling model allowed it to maintain its income track record even after sales fell 10% and earnings shrank 20% last year. The business is likely to bemore profitable going forward, too, thanks to cost cuts and new efficiencies added to the system, including a slimmed down menu and a shift toward delivery orders.\nThese assets suggest shareholders will see many more years of dividend increases ahead, and some that dwarf the latest 3% hike, as the industry leader continues to capitalize on its unique competitive strengths.\nSure, McDonald's trails the other stocks on this list in terms of its payout streak. But the chain has demonstrated agility over the decades in adjusting to, driving, and capitalizing on, changing consumer tastes. That ability should serve shareholders well as they wait for their company to become aDividend Kingin the 2030s.","news_type":1,"symbols_score_info":{"PEP":0.9,"MCD":0.9,"TGT":0.9}},"isVote":1,"tweetType":1,"viewCount":1480,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":501685860741592,"gmtCreate":1763491531637,"gmtModify":1763491535357,"author":{"id":"3546931980334903","authorId":"3546931980334903","name":"jwijaya001","avatar":"https://community-static.tradeup.com/news/645026fb254842268537ffecb2148893","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3546931980334903","idStr":"3546931980334903"},"themes":[],"title":"","htmlText":"Tiger broker is bad platform","listText":"Tiger broker is bad platform","text":"Tiger broker is bad 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