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AdelGYS

活到老学到老

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- AdelGYSAdelGYS
  ·09-11
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- AdelGYSAdelGYS
  ·2024-08-14
  $Sea Ltd(SE)$ Finally SEA actions 😂😂😂
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- AdelGYSAdelGYS
  ·2024-07-15
  $Trump Media & Technology(DJT)$ he will get the sympathy votes 👏
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- AdelGYSAdelGYS
  ·2024-06-24
  For long term, still a good choice to invest On it
  Sorry, this post has been deleted
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- AdelGYSAdelGYS
  ·2024-06-18
  Finally AMD has unexpected boosters🎉
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- AdelGYSAdelGYS
  ·2024-03-07
  Congrats 👏👏👏
  NYCB Raises More Than $1 Billion in Equity Led by Steven Mnuchin’s Firm
  Struggling lender names Joseph Otting chief executive officerEx-Treasury secretary says lender now has sufficient capitalCommercial real estate lender New York Community Bancorp received an equity inv
  NYCB Raises More Than $1 Billion in Equity Led by Steven Mnuchin’s Firm
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- AdelGYSAdelGYS
  ·2023-11-29
  My condolences to his family 🙏
  Berkshire Hathaway's Charles Munger Passes Away: a Look Back at His Life
  Charles Munger, the alter ego, sidekick and foil to Warren Buffett for almost 60 years as they transformed Berkshire Hathaway Inc. from a failing textile maker into an empire, has died. He was 99.He d
  Berkshire Hathaway's Charles Munger Passes Away: a Look Back at His Life
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- AdelGYSAdelGYS
  ·2023-11-27
  Yeah👍 Congrats🎊
  UP Fintech's Q1-Q3 Net Income Hits $42M, Surpassing 2-Year Total
  Singapore and New York, Nov 27, 2023 — UP Fintech Holding Limited ("UP Fintech" or the "Company", Nasdaq: TIGR, and all its subsidiaries and consolidated entities), a leading online brokerage firm com
  UP Fintech's Q1-Q3 Net Income Hits $42M, Surpassing 2-Year Total
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- AdelGYSAdelGYS
  ·2023-08-16
  Very busy with mixed comments and different analysts ...
  Sorry, this post has been deleted
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- AdelGYSAdelGYS
  ·2023-08-10
  🫢
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href=\"https://ttm.financial/S/SE\">$Sea Ltd(SE)$&nbsp;</a> Finally SEA actions 😂😂😂","listText":"<a href=\"https://ttm.financial/S/SE\">$Sea Ltd(SE)$&nbsp;</a> Finally SEA actions 😂😂😂","text":"$Sea Ltd(SE)$ Finally SEA actions 😂😂😂","images":[{"img":"https://community-static.tradeup.com/news/17724170b7acd1ec1e78e4bda05dc46b","width":"1179","height":"1959"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338136920617208","isVote":1,"tweetType":1,"viewCount":1964,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":327723846815920,"gmtCreate":1721037249836,"gmtModify":1721037254098,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/DJT\">$Trump Media &amp; Technology(DJT)$</a> he will get the sympathy votes 👏","listText":"<a href=\"https://ttm.financial/S/DJT\">$Trump Media &amp; Technology(DJT)$</a> he will get the sympathy votes 👏","text":"$Trump Media & Technology(DJT)$ he will get the sympathy votes 👏","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/327723846815920","isVote":1,"tweetType":1,"viewCount":2759,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":320287585841456,"gmtCreate":1719224370890,"gmtModify":1719224374834,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"For long term, still a good choice to invest On it&nbsp;","listText":"For long term, still a good choice to invest On it&nbsp;","text":"For long term, still a good choice to invest On it","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/320287585841456","repostId":"1145520264","repostType":2,"isVote":1,"tweetType":1,"viewCount":2043,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":318064916578624,"gmtCreate":1718691056448,"gmtModify":1718691060307,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"Finally AMD has unexpected boosters🎉","listText":"Finally AMD has unexpected boosters🎉","text":"Finally AMD has unexpected boosters🎉","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/318064916578624","repostId":"2444199873","repostType":2,"isVote":1,"tweetType":1,"viewCount":2011,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":281556340240480,"gmtCreate":1709767852386,"gmtModify":1709767856081,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"Congrats 👏👏👏","listText":"Congrats 👏👏👏","text":"Congrats 👏👏👏","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/281556340240480","repostId":"2417446832","repostType":4,"repost":{"id":"2417446832","kind":"highlight","pubTimestamp":1709766900,"share":"https://ttm.financial/m/news/2417446832?lang=&edition=fundamental","pubTime":"2024-03-07 07:15","market":"us","language":"en","title":"NYCB Raises More Than $1 Billion in Equity Led by Steven Mnuchin’s Firm","url":"https://stock-news.laohu8.com/highlight/detail?id=2417446832","media":"Bloomberg","summary":"Struggling lender names Joseph Otting chief executive officerEx-Treasury secretary says lender now has sufficient capitalCommercial real estate lender New York Community Bancorp received an equity inv","content":"<div>\n<p>Struggling lender names Joseph Otting chief executive officerEx-Treasury secretary says lender now has sufficient capitalCommercial real estate lender New York Community Bancorp received an equity ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2024-03-06/nycb-raises-more-than-1-billion-in-equity-led-by-mnuchin-s-firm?srnd=homepage-americas\">Web Link</a>\n\n</div>\n","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>NYCB Raises More Than $1 Billion in Equity Led by Steven Mnuchin’s Firm</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNYCB Raises More Than $1 Billion in Equity Led by Steven Mnuchin’s Firm\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-03-07 07:15 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2024-03-06/nycb-raises-more-than-1-billion-in-equity-led-by-mnuchin-s-firm?srnd=homepage-americas><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Struggling lender names Joseph Otting chief executive officerEx-Treasury secretary says lender now has sufficient capitalCommercial real estate lender New York Community Bancorp received an equity ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2024-03-06/nycb-raises-more-than-1-billion-in-equity-led-by-mnuchin-s-firm?srnd=homepage-americas\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4211":"区域性银行","BK4588":"碎股","BK4585":"ETF&股票定投概念","BK4195":"互助储蓄与抵押信贷金融服务","BK4215":"住宅房地产投资信托"},"source_url":"https://www.bloomberg.com/news/articles/2024-03-06/nycb-raises-more-than-1-billion-in-equity-led-by-mnuchin-s-firm?srnd=homepage-americas","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2417446832","content_text":"Struggling lender names Joseph Otting chief executive officerEx-Treasury secretary says lender now has sufficient capitalCommercial real estate lender New York Community Bancorp received an equity investment of more than $1 billion, gaining a vote of confidence in the struggling lender from investors including former US Treasury Secretary Steven Mnuchin.The capital injection was led by Mnuchin’s Liberty Strategic Capital, Hudson Bay Capital and Reverence Capital Partners, NYCB said in a statement Wednesday, confirming an earlier Bloomberg News report. The shares erased an earlier plunge after the announcement.“In evaluating this investment, we were mindful of the bank’s credit risk profile,” Mnuchin said in the statement. “With the over $1 billion of capital invested in the bank, we believe we now have sufficient capital should reserves need to be increased in the future to be consistent with or above the coverage ratio of NYCB’s large bank peers.”NYCB also named Joseph Otting, the former comptroller of the currency, as its new chief executive officer. Otting replaces Alessandro DiNello, who became CEO on Feb. 29. DiNello will stay on as non-executive chairman.Liberty, which counts Saudi Arabia’s Public Investment Fund among its backers, will invest $450 million. Other investors include Hudson Bay at $250 million and Reverence at $200 million, according to the statement. Citadel Global Equities, an equities business of Ken Griffin’s hedge fund, is also an investor. In connection with the deal, NYCB will add four new directors to its board, including Mnuchin and Otting.“The investment community lost confidence in the company. Nothing improves confidence like capital,” Janney Montgomery Scott analyst Chris Marinac, who has a buy rating on the stock, said by phone. The new leadership is exactly what the company needs, he added.Capital InjectionThe investors will buy common shares at $2 apiece and get some convertible preferred stock with a conversion price also at $2, to raise $1.05 billion in total. The group will also get warrants with an exercise price of $2.50 per share.NYCB’s stock closed higher on the day, rising 7.5% to $3.46. Still, the firm’s shares have lost about two thirds of their value this year after the bank slashed its dividend and set aside more provisions than expected for loan losses. Last week, it announced it was replacing its chief executive officer and had identified “material weaknesses” in how it tracks loan risks.“We are excited to be investing behind this management team with such a strong investor group, and believe NYCB has a great opportunity to reposition the company and return to growth,” Reverence Capital’s Milton Berlinski, who’s joining the board, said in the statement.NYCB is a major lender to owners of apartment buildings subject to tough New York rent laws, limiting the revenue units can generate. It also financed offices in a region beset by vacancies in the work-from-home era.Credit-rating firms have slashed the company’s grades to junk, with Moody’s Investors Service predicting the bank may set aside more money for souring loans over the next two years.What Bloomberg Intelligence Says:New York Community Bancorp’s $1 billion equity investment from firms led by former Treasury Secretary Steven Mnuchin should ease concerns about the lender’s capital levels and management capabilities. New CEO Joseph Otting was the former head of the OCC. While NYCB’s junk-rated subordinated debt trades at distressed levels, higher capital will help absorb potential loan loss reserve increases if commercial real estate conditions worsen.Arnold Kakuda and Nick Beckwith, Bloomberg IntelligenceSome of the pressure on NYCB was exacerbated by its rapid growth through acquisitions in recent years. Takeovers of rival lender Flagstar Bancorp and parts of Signature Bank almost doubled the firm’s size. As its assets swelled beyond $100 billion, NYCB faced more stringent capital requirements for so-called Category IV banks in light of their systemic importance.The equity-investment deal is expected to be completed around March 11. Jefferies is financial adviser and sole placement agent to NYCB, according to the statement.“While painful for existing shareholders, it should quiet systemic concerns for NYCB,” Keefe, Bruyette & Woods analyst Christopher McGratty wrote in a note. “This should help broader sentiment for the bank group.”","news_type":1,"symbols_score_info":{}},"isVote":1,"tweetType":1,"viewCount":2587,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":246722807857200,"gmtCreate":1701256540878,"gmtModify":1701256544822,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"My condolences to his family 🙏","listText":"My condolences to his family 🙏","text":"My condolences to his family 🙏","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/246722807857200","repostId":"1139614756","repostType":4,"repost":{"id":"1139614756","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1701255545,"share":"https://ttm.financial/m/news/1139614756?lang=&edition=fundamental","pubTime":"2023-11-29 18:59","market":"us","language":"en","title":"Berkshire Hathaway's Charles Munger Passes Away: a Look Back at His Life","url":"https://stock-news.laohu8.com/highlight/detail?id=1139614756","media":"Tiger Newspress","summary":"Charles Munger, the alter ego, sidekick and foil to Warren Buffett for almost 60 years as they transformed Berkshire Hathaway Inc. from a failing textile maker into an empire, has died. He was 99.He d","content":"<html><head></head><body><p>Charles Munger, the alter ego, sidekick and foil to Warren Buffett for almost 60 years as they transformed Berkshire Hathaway Inc. from a failing textile maker into an empire, has died. He was 99.</p><p style=\"text-align: start;\">He died on Tuesday at a California hospital, the company said in a statement. He was a longtime resident of Los Angeles. “Berkshire Hathaway could not have been built to its present status without Charlie’s inspiration, wisdom and participation,” Buffett said in the statement.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/e28561eee93a34a6bbe0f6902c6352c4\" tg-width=\"750\" tg-height=\"7019\"/></p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/6e9b2b17d384ca31804cd6a434c7935c\" tg-width=\"750\" tg-height=\"2579\"/></p><p>A lawyer by training, Munger (rhymes with “hunger”) helped Buffett, who was seven years his junior, craft a philosophy of investing in companies for the long term. Under their management, Berkshire averaged an annual gain of 20% from 1965 through 2022 — roughly twice the pace of the S&amp;P 500 Index. Decades of compounded returns made the pair billionaires and folk heroes to adoring investors.</p><p>Munger was vice chairman of Berkshire and one of its biggest shareholders, with stock valued at about $2.2 billion. His overall net worth was about $2.6 billion, according to Forbes.</p><p style=\"text-align: start;\">At the company’s annual meetings in Omaha, Nebraska, where he and Buffett had both grown up, Munger was known for his roles as straight man and scold of corporate excesses. As Buffett’s fame and wealth grew — depending on Berkshire’s share price, he was on occasion the world’s richest man — Munger’s value as a reality check increased as well.</p><p style=\"text-align: start;\">“It’s terrific to have a partner who will say, ‘You’re not thinking straight,’” Buffett said of Munger, seated next to him, at Berkshire’s 2002 meeting. (“It doesn’t happen very often,” Munger interjected.) Too many CEOs surround themselves with “a bunch of sycophants” disinclined to challenge their conclusions and biases, Buffett added.</p><p style=\"text-align: start;\">For his part, Munger said Buffett benefited from having “a talking foil who knew something. And I think I’ve been very useful in that regard.”</p><h3 id=\"id_276028324\" style=\"text-align: start;\">Beyond Value</h3><p style=\"text-align: start;\">Buffett credited Munger with broadening his approach to investing beyond mentor Benjamin Graham’s insistence on buying stocks at a fraction of the value of their underlying assets. With Munger’s help, he began assembling the insurance, railroad, manufacturing and consumer goods conglomerate that posted nearly $29 billion of operating profit in the first nine months of this year.</p><p>“Charlie has always emphasized, ‘Let’s buy truly wonderful businesses,’” Buffett told the Omaha World-Herald in 1999.</p><p style=\"text-align: start;\">That meant businesses with strong brands and pricing power. Munger nudged Buffett into acquiring California confectioner See’s Candies Inc. in 1972. The success of that deal — Buffett came to view See’s as “the prototype of a dream business” — inspired Berkshire’s $1 billion investment in Coca-Cola Co. stock 15 years later.</p><p>The acerbic Munger so often curbed Buffett’s enthusiasm that Buffett jokingly referred to him as “the abominable no-man.”</p><p style=\"text-align: start;\">At Berkshire’s 2002 meeting, Buffett offered a three-minute answer to the question of whether the company might buy a cable company. Munger said he doubted one would be available for an acceptable price.</p><p style=\"text-align: start;\">“At what price would you be comfortable?” Buffett asked.</p><p style=\"text-align: start;\">“Probably at a lower price than you,” Munger parried.</p><h3 id=\"id_1055707859\" style=\"text-align: start;\">Cardboard Cutout</h3><p style=\"text-align: start;\">From Los Angeles, Munger spoke frequently by phone with Buffett in Omaha. Even when they couldn’t connect, Buffett claimed he knew what Munger would think. When Munger missed a special meeting of Berkshire shareholders in 2010, Buffett brought a cardboard cutout of his partner on stage and mimicked Munger saying, “I couldn’t agree more.”</p><p>Munger was an outspoken critic of corporate misbehavior, faulting as “demented” and “immoral” the compensation packages given to some chief executives. He called Bitcoin “noxious poison,” defined cryptocurrency generally as “partly fraud and partly delusion” and warned that much of banking had become “gambling in drag.”</p><p>“I love his ability to just cut to the heart of things and not care how he says it,” said Cole Smead, CEO of Smead Capital Management, a longtime Berkshire investor. “In today’s society, that’s a really unique thing.”</p><p style=\"text-align: start;\">Though Munger aligned with the US Republican Party, and Buffett sided with Democrats, the two often found common ground on issues like the desirability of universal health care and the need for government oversight of the financial system.</p><p style=\"text-align: start;\">But while Buffett would tour the world urging billionaires to embrace charity, Munger said a private company like Costco Wholesale Corp. — he served on its board for more than two decades — did more good for society than big-name philanthropic foundations.</p><p style=\"text-align: start;\">With his own donations, Munger promoted abortion rights and education. He served as chairman of Good Samaritan Hospital in Los Angeles. Multimillion-dollar bequests to the University of Michigan and the University of California at Santa Barbara for new housing facilities gave him an opportunity to indulge a passion for architecture — though his vision for a 4,500-person dormitory on the Santa Barbara campus drew howls of protest in 2021 because the vast majority of bedrooms were to have no windows.</p><h3 id=\"id_1545626341\" style=\"text-align: start;\">Wesco ‘Groupies’</h3><p style=\"text-align: start;\">Though he never rivaled Buffett in terms of worldwide celebrity, Munger’s blunt manner of speaking earned him a following in his own right.</p><p>He used the term “groupies” to refer to his fans, often numbering in the hundreds, who gathered to see him without Buffett. Hosting the annual meetings of Wesco Financial Corp., a Berkshire unit, in Pasadena, California, Munger expounded on his philosophy of life and investing.</p><p style=\"text-align: start;\">At the 2011 meeting, the last before Berkshire took complete control of Wesco, Munger told his audience, “You all need a new cult hero.”</p><p style=\"text-align: start;\">Charles Thomas Munger was born on Jan. 1, 1924, in Omaha, the first of three children of Alfred Munger and the former Florence Russell, who was known as Toody. His father, the son of a federal judge, had earned a law degree at Harvard University before returning to Omaha, where his clients included the Omaha World-Herald newspaper.</p><p>Munger’s initial brush with the Buffett family came through his work on Saturdays at Buffett &amp; Son, the Omaha grocery store run by Ernest Buffett, Warren’s grandfather. But the two future partners wouldn’t meet until years later.</p><p style=\"text-align: start;\">Munger entered the University of Michigan at age 17 with plans to study math, mostly because it came so easily. “When I was young I could get an A in any mathematics course without doing any work at all,” he said in a 2017 conversation at Michigan’s Ross Business School.</p><h3 id=\"id_2417683429\" style=\"text-align: start;\">Nome to Harvard</h3><p style=\"text-align: start;\">In 1942, during his sophomore year, he enlisted in the Army Air Corps, soon to become the Air Force. He was sent to the California Institute of Technology to learn meteorology before being posted to Nome, Alaska. It was during this period, in 1945, that he married his first wife, Nancy Huggins.</p><p>Lacking an undergraduate degree, Munger applied to Harvard Law School before his Army discharge in 1946. He was admitted only after a family friend and former dean of the school intervened, according to Janet Lowe’s 2000 book, <em>Damn Right! Behind the Scenes with Berkshire Hathaway Billionaire Charlie Munger</em>. Munger worked on the Harvard Law Review and in 1948 was one of 12 in the class of 335 to graduate magna cum laude.</p><p>With his wife and their son, Teddy, Munger moved to California to join a Los Angeles law firm. They added two daughters to their family before divorcing in 1953. In 1956, Munger married Nancy Barry Borthwick, a mother of two, and over time they expanded their blended family by having four more children. (Teddy, Munger’s first-born, had died of leukemia in 1955.)</p><p style=\"text-align: start;\">Not satisfied with the income potential of his legal career, Munger began working on construction projects and real estate deals. He founded a new law office, Munger, Tolles &amp; Hills, and, in 1962, started an investment partnership, Wheeler, Munger &amp; Co., modeled on the ones Buffett had set up with his earliest investors in Omaha.</p><p style=\"text-align: start;\">“Like Warren, I had a considerable passion to get rich,” Munger told Roger Lowenstein for <em>Buffett: The Making of an American Capitalist,</em> published in 1995. “Not because I wanted Ferraris — I wanted independence. I desperately wanted it. I thought it was undignified to have to send invoices to other people.”</p><h3 id=\"id_3804965469\" style=\"text-align: start;\">1959 Introduction</h3><p style=\"text-align: start;\">His fateful introduction to Buffett had come during a 1959 visit home to Omaha. Though the precise venue of their first meeting was the subject of lore, it was clear they hit it off right away. In short order they were talking on the telephone almost daily and investing in the same companies and securities.</p><p>Their investments in Berkshire Hathaway began in 1962, when the company made men’s suit linings at textile mills in Massachusetts. Buffett took a controlling stake in 1965. Though the mills closed, Berkshire stuck around as the corporate vehicle for Buffett’s growing conglomerate of companies.</p><p style=\"text-align: start;\">A crucial joint discovery was a company called Blue Chip Stamps, which ran popular redemption games offered by grocers and other retailers. Because stores paid for the stamps up front, and prizes were redeemed much later, Blue Chip at any given time was sitting on a stack of money, much like a bank does.</p><p style=\"text-align: start;\">Using that pool of capital, Buffett and Munger bought controlling shares in See’s Candies, the Buffalo Evening News and Wesco Financial, the company Munger would lead.</p><p style=\"text-align: start;\">In 1975, the US Securities and Exchange Commission alleged that Blue Chip Stamps had manipulated the price of Wesco because Buffett and Munger had persuaded its management to drop a merger plan. Blue Chip resolved the dispute by agreeing to pay former investors in Wesco a total of about $115,000, with no admission of guilt.</p><p>The ordeal underscored the risks in Buffett and Munger having such complicated and overlapping financial interests. A years-long effort to simplify matters culminated in 1983 with Blue Chip Stamps merging into Berkshire. Munger, whose Berkshire stake rose to 2%, became Buffett’s vice chairman.</p><h3 id=\"id_1080936549\" style=\"text-align: start;\">China Bull</h3><p style=\"text-align: start;\">In recent years, Munger’s fans continued to travel to Los Angeles to ask him questions at annual meetings of Daily Journal Corp., a publishing company he led as chairman. He displayed his knack for investing by plowing the company’s money into temporarily beaten-down stocks like Wells Fargo &amp; Co. during the depths of the 2008-2009 financial crisis.</p><p>Munger was for many years more bullish than Buffett when it came to investing in China. Berkshire became the biggest shareholder of Chinese automaker BYD Co., for instance, years after Munger began buying its stock, though Berkshire began trimming that stake in 2022.</p><p style=\"text-align: start;\">Munger started sharing his vice chairman title at Berkshire in 2018 with two next-generation senior executives, Greg Abel and Ajit Jain, who were named to the board in a long-awaited sign of Buffett’s succession plans. Buffett subsequently identified Abel as his likely successor.</p><p style=\"text-align: start;\">It was Munger who, three years earlier, had signaled the likely promotion of Abel and Jain with praise delivered in his signature fashion: with a backhanded swipe at the boss.</p><p style=\"text-align: start;\">“In some important ways,” he wrote of the pair in 2015, “each is a better business executive than Buffett.”</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Berkshire Hathaway's Charles Munger Passes Away: a Look Back at His Life</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBerkshire Hathaway's Charles Munger Passes Away: a Look Back at His Life\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-11-29 18:59</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Charles Munger, the alter ego, sidekick and foil to Warren Buffett for almost 60 years as they transformed Berkshire Hathaway Inc. from a failing textile maker into an empire, has died. He was 99.</p><p style=\"text-align: start;\">He died on Tuesday at a California hospital, the company said in a statement. He was a longtime resident of Los Angeles. “Berkshire Hathaway could not have been built to its present status without Charlie’s inspiration, wisdom and participation,” Buffett said in the statement.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/e28561eee93a34a6bbe0f6902c6352c4\" tg-width=\"750\" tg-height=\"7019\"/></p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/6e9b2b17d384ca31804cd6a434c7935c\" tg-width=\"750\" tg-height=\"2579\"/></p><p>A lawyer by training, Munger (rhymes with “hunger”) helped Buffett, who was seven years his junior, craft a philosophy of investing in companies for the long term. Under their management, Berkshire averaged an annual gain of 20% from 1965 through 2022 — roughly twice the pace of the S&amp;P 500 Index. Decades of compounded returns made the pair billionaires and folk heroes to adoring investors.</p><p>Munger was vice chairman of Berkshire and one of its biggest shareholders, with stock valued at about $2.2 billion. His overall net worth was about $2.6 billion, according to Forbes.</p><p style=\"text-align: start;\">At the company’s annual meetings in Omaha, Nebraska, where he and Buffett had both grown up, Munger was known for his roles as straight man and scold of corporate excesses. As Buffett’s fame and wealth grew — depending on Berkshire’s share price, he was on occasion the world’s richest man — Munger’s value as a reality check increased as well.</p><p style=\"text-align: start;\">“It’s terrific to have a partner who will say, ‘You’re not thinking straight,’” Buffett said of Munger, seated next to him, at Berkshire’s 2002 meeting. (“It doesn’t happen very often,” Munger interjected.) Too many CEOs surround themselves with “a bunch of sycophants” disinclined to challenge their conclusions and biases, Buffett added.</p><p style=\"text-align: start;\">For his part, Munger said Buffett benefited from having “a talking foil who knew something. And I think I’ve been very useful in that regard.”</p><h3 id=\"id_276028324\" style=\"text-align: start;\">Beyond Value</h3><p style=\"text-align: start;\">Buffett credited Munger with broadening his approach to investing beyond mentor Benjamin Graham’s insistence on buying stocks at a fraction of the value of their underlying assets. With Munger’s help, he began assembling the insurance, railroad, manufacturing and consumer goods conglomerate that posted nearly $29 billion of operating profit in the first nine months of this year.</p><p>“Charlie has always emphasized, ‘Let’s buy truly wonderful businesses,’” Buffett told the Omaha World-Herald in 1999.</p><p style=\"text-align: start;\">That meant businesses with strong brands and pricing power. Munger nudged Buffett into acquiring California confectioner See’s Candies Inc. in 1972. The success of that deal — Buffett came to view See’s as “the prototype of a dream business” — inspired Berkshire’s $1 billion investment in Coca-Cola Co. stock 15 years later.</p><p>The acerbic Munger so often curbed Buffett’s enthusiasm that Buffett jokingly referred to him as “the abominable no-man.”</p><p style=\"text-align: start;\">At Berkshire’s 2002 meeting, Buffett offered a three-minute answer to the question of whether the company might buy a cable company. Munger said he doubted one would be available for an acceptable price.</p><p style=\"text-align: start;\">“At what price would you be comfortable?” Buffett asked.</p><p style=\"text-align: start;\">“Probably at a lower price than you,” Munger parried.</p><h3 id=\"id_1055707859\" style=\"text-align: start;\">Cardboard Cutout</h3><p style=\"text-align: start;\">From Los Angeles, Munger spoke frequently by phone with Buffett in Omaha. Even when they couldn’t connect, Buffett claimed he knew what Munger would think. When Munger missed a special meeting of Berkshire shareholders in 2010, Buffett brought a cardboard cutout of his partner on stage and mimicked Munger saying, “I couldn’t agree more.”</p><p>Munger was an outspoken critic of corporate misbehavior, faulting as “demented” and “immoral” the compensation packages given to some chief executives. He called Bitcoin “noxious poison,” defined cryptocurrency generally as “partly fraud and partly delusion” and warned that much of banking had become “gambling in drag.”</p><p>“I love his ability to just cut to the heart of things and not care how he says it,” said Cole Smead, CEO of Smead Capital Management, a longtime Berkshire investor. “In today’s society, that’s a really unique thing.”</p><p style=\"text-align: start;\">Though Munger aligned with the US Republican Party, and Buffett sided with Democrats, the two often found common ground on issues like the desirability of universal health care and the need for government oversight of the financial system.</p><p style=\"text-align: start;\">But while Buffett would tour the world urging billionaires to embrace charity, Munger said a private company like Costco Wholesale Corp. — he served on its board for more than two decades — did more good for society than big-name philanthropic foundations.</p><p style=\"text-align: start;\">With his own donations, Munger promoted abortion rights and education. He served as chairman of Good Samaritan Hospital in Los Angeles. Multimillion-dollar bequests to the University of Michigan and the University of California at Santa Barbara for new housing facilities gave him an opportunity to indulge a passion for architecture — though his vision for a 4,500-person dormitory on the Santa Barbara campus drew howls of protest in 2021 because the vast majority of bedrooms were to have no windows.</p><h3 id=\"id_1545626341\" style=\"text-align: start;\">Wesco ‘Groupies’</h3><p style=\"text-align: start;\">Though he never rivaled Buffett in terms of worldwide celebrity, Munger’s blunt manner of speaking earned him a following in his own right.</p><p>He used the term “groupies” to refer to his fans, often numbering in the hundreds, who gathered to see him without Buffett. Hosting the annual meetings of Wesco Financial Corp., a Berkshire unit, in Pasadena, California, Munger expounded on his philosophy of life and investing.</p><p style=\"text-align: start;\">At the 2011 meeting, the last before Berkshire took complete control of Wesco, Munger told his audience, “You all need a new cult hero.”</p><p style=\"text-align: start;\">Charles Thomas Munger was born on Jan. 1, 1924, in Omaha, the first of three children of Alfred Munger and the former Florence Russell, who was known as Toody. His father, the son of a federal judge, had earned a law degree at Harvard University before returning to Omaha, where his clients included the Omaha World-Herald newspaper.</p><p>Munger’s initial brush with the Buffett family came through his work on Saturdays at Buffett &amp; Son, the Omaha grocery store run by Ernest Buffett, Warren’s grandfather. But the two future partners wouldn’t meet until years later.</p><p style=\"text-align: start;\">Munger entered the University of Michigan at age 17 with plans to study math, mostly because it came so easily. “When I was young I could get an A in any mathematics course without doing any work at all,” he said in a 2017 conversation at Michigan’s Ross Business School.</p><h3 id=\"id_2417683429\" style=\"text-align: start;\">Nome to Harvard</h3><p style=\"text-align: start;\">In 1942, during his sophomore year, he enlisted in the Army Air Corps, soon to become the Air Force. He was sent to the California Institute of Technology to learn meteorology before being posted to Nome, Alaska. It was during this period, in 1945, that he married his first wife, Nancy Huggins.</p><p>Lacking an undergraduate degree, Munger applied to Harvard Law School before his Army discharge in 1946. He was admitted only after a family friend and former dean of the school intervened, according to Janet Lowe’s 2000 book, <em>Damn Right! Behind the Scenes with Berkshire Hathaway Billionaire Charlie Munger</em>. Munger worked on the Harvard Law Review and in 1948 was one of 12 in the class of 335 to graduate magna cum laude.</p><p>With his wife and their son, Teddy, Munger moved to California to join a Los Angeles law firm. They added two daughters to their family before divorcing in 1953. In 1956, Munger married Nancy Barry Borthwick, a mother of two, and over time they expanded their blended family by having four more children. (Teddy, Munger’s first-born, had died of leukemia in 1955.)</p><p style=\"text-align: start;\">Not satisfied with the income potential of his legal career, Munger began working on construction projects and real estate deals. He founded a new law office, Munger, Tolles &amp; Hills, and, in 1962, started an investment partnership, Wheeler, Munger &amp; Co., modeled on the ones Buffett had set up with his earliest investors in Omaha.</p><p style=\"text-align: start;\">“Like Warren, I had a considerable passion to get rich,” Munger told Roger Lowenstein for <em>Buffett: The Making of an American Capitalist,</em> published in 1995. “Not because I wanted Ferraris — I wanted independence. I desperately wanted it. I thought it was undignified to have to send invoices to other people.”</p><h3 id=\"id_3804965469\" style=\"text-align: start;\">1959 Introduction</h3><p style=\"text-align: start;\">His fateful introduction to Buffett had come during a 1959 visit home to Omaha. Though the precise venue of their first meeting was the subject of lore, it was clear they hit it off right away. In short order they were talking on the telephone almost daily and investing in the same companies and securities.</p><p>Their investments in Berkshire Hathaway began in 1962, when the company made men’s suit linings at textile mills in Massachusetts. Buffett took a controlling stake in 1965. Though the mills closed, Berkshire stuck around as the corporate vehicle for Buffett’s growing conglomerate of companies.</p><p style=\"text-align: start;\">A crucial joint discovery was a company called Blue Chip Stamps, which ran popular redemption games offered by grocers and other retailers. Because stores paid for the stamps up front, and prizes were redeemed much later, Blue Chip at any given time was sitting on a stack of money, much like a bank does.</p><p style=\"text-align: start;\">Using that pool of capital, Buffett and Munger bought controlling shares in See’s Candies, the Buffalo Evening News and Wesco Financial, the company Munger would lead.</p><p style=\"text-align: start;\">In 1975, the US Securities and Exchange Commission alleged that Blue Chip Stamps had manipulated the price of Wesco because Buffett and Munger had persuaded its management to drop a merger plan. Blue Chip resolved the dispute by agreeing to pay former investors in Wesco a total of about $115,000, with no admission of guilt.</p><p>The ordeal underscored the risks in Buffett and Munger having such complicated and overlapping financial interests. A years-long effort to simplify matters culminated in 1983 with Blue Chip Stamps merging into Berkshire. Munger, whose Berkshire stake rose to 2%, became Buffett’s vice chairman.</p><h3 id=\"id_1080936549\" style=\"text-align: start;\">China Bull</h3><p style=\"text-align: start;\">In recent years, Munger’s fans continued to travel to Los Angeles to ask him questions at annual meetings of Daily Journal Corp., a publishing company he led as chairman. He displayed his knack for investing by plowing the company’s money into temporarily beaten-down stocks like Wells Fargo &amp; Co. during the depths of the 2008-2009 financial crisis.</p><p>Munger was for many years more bullish than Buffett when it came to investing in China. Berkshire became the biggest shareholder of Chinese automaker BYD Co., for instance, years after Munger began buying its stock, though Berkshire began trimming that stake in 2022.</p><p style=\"text-align: start;\">Munger started sharing his vice chairman title at Berkshire in 2018 with two next-generation senior executives, Greg Abel and Ajit Jain, who were named to the board in a long-awaited sign of Buffett’s succession plans. Buffett subsequently identified Abel as his likely successor.</p><p style=\"text-align: start;\">It was Munger who, three years earlier, had signaled the likely promotion of Abel and Jain with praise delivered in his signature fashion: with a backhanded swipe at the boss.</p><p style=\"text-align: start;\">“In some important ways,” he wrote of the pair in 2015, “each is a better business executive than Buffett.”</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BRK.B":"伯克希尔B","BRK.A":"伯克希尔"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1139614756","content_text":"Charles Munger, the alter ego, sidekick and foil to Warren Buffett for almost 60 years as they transformed Berkshire Hathaway Inc. from a failing textile maker into an empire, has died. He was 99.He died on Tuesday at a California hospital, the company said in a statement. He was a longtime resident of Los Angeles. “Berkshire Hathaway could not have been built to its present status without Charlie’s inspiration, wisdom and participation,” Buffett said in the statement.A lawyer by training, Munger (rhymes with “hunger”) helped Buffett, who was seven years his junior, craft a philosophy of investing in companies for the long term. Under their management, Berkshire averaged an annual gain of 20% from 1965 through 2022 — roughly twice the pace of the S&P 500 Index. Decades of compounded returns made the pair billionaires and folk heroes to adoring investors.Munger was vice chairman of Berkshire and one of its biggest shareholders, with stock valued at about $2.2 billion. His overall net worth was about $2.6 billion, according to Forbes.At the company’s annual meetings in Omaha, Nebraska, where he and Buffett had both grown up, Munger was known for his roles as straight man and scold of corporate excesses. As Buffett’s fame and wealth grew — depending on Berkshire’s share price, he was on occasion the world’s richest man — Munger’s value as a reality check increased as well.“It’s terrific to have a partner who will say, ‘You’re not thinking straight,’” Buffett said of Munger, seated next to him, at Berkshire’s 2002 meeting. (“It doesn’t happen very often,” Munger interjected.) Too many CEOs surround themselves with “a bunch of sycophants” disinclined to challenge their conclusions and biases, Buffett added.For his part, Munger said Buffett benefited from having “a talking foil who knew something. And I think I’ve been very useful in that regard.”Beyond ValueBuffett credited Munger with broadening his approach to investing beyond mentor Benjamin Graham’s insistence on buying stocks at a fraction of the value of their underlying assets. With Munger’s help, he began assembling the insurance, railroad, manufacturing and consumer goods conglomerate that posted nearly $29 billion of operating profit in the first nine months of this year.“Charlie has always emphasized, ‘Let’s buy truly wonderful businesses,’” Buffett told the Omaha World-Herald in 1999.That meant businesses with strong brands and pricing power. Munger nudged Buffett into acquiring California confectioner See’s Candies Inc. in 1972. The success of that deal — Buffett came to view See’s as “the prototype of a dream business” — inspired Berkshire’s $1 billion investment in Coca-Cola Co. stock 15 years later.The acerbic Munger so often curbed Buffett’s enthusiasm that Buffett jokingly referred to him as “the abominable no-man.”At Berkshire’s 2002 meeting, Buffett offered a three-minute answer to the question of whether the company might buy a cable company. Munger said he doubted one would be available for an acceptable price.“At what price would you be comfortable?” Buffett asked.“Probably at a lower price than you,” Munger parried.Cardboard CutoutFrom Los Angeles, Munger spoke frequently by phone with Buffett in Omaha. Even when they couldn’t connect, Buffett claimed he knew what Munger would think. When Munger missed a special meeting of Berkshire shareholders in 2010, Buffett brought a cardboard cutout of his partner on stage and mimicked Munger saying, “I couldn’t agree more.”Munger was an outspoken critic of corporate misbehavior, faulting as “demented” and “immoral” the compensation packages given to some chief executives. He called Bitcoin “noxious poison,” defined cryptocurrency generally as “partly fraud and partly delusion” and warned that much of banking had become “gambling in drag.”“I love his ability to just cut to the heart of things and not care how he says it,” said Cole Smead, CEO of Smead Capital Management, a longtime Berkshire investor. “In today’s society, that’s a really unique thing.”Though Munger aligned with the US Republican Party, and Buffett sided with Democrats, the two often found common ground on issues like the desirability of universal health care and the need for government oversight of the financial system.But while Buffett would tour the world urging billionaires to embrace charity, Munger said a private company like Costco Wholesale Corp. — he served on its board for more than two decades — did more good for society than big-name philanthropic foundations.With his own donations, Munger promoted abortion rights and education. He served as chairman of Good Samaritan Hospital in Los Angeles. Multimillion-dollar bequests to the University of Michigan and the University of California at Santa Barbara for new housing facilities gave him an opportunity to indulge a passion for architecture — though his vision for a 4,500-person dormitory on the Santa Barbara campus drew howls of protest in 2021 because the vast majority of bedrooms were to have no windows.Wesco ‘Groupies’Though he never rivaled Buffett in terms of worldwide celebrity, Munger’s blunt manner of speaking earned him a following in his own right.He used the term “groupies” to refer to his fans, often numbering in the hundreds, who gathered to see him without Buffett. Hosting the annual meetings of Wesco Financial Corp., a Berkshire unit, in Pasadena, California, Munger expounded on his philosophy of life and investing.At the 2011 meeting, the last before Berkshire took complete control of Wesco, Munger told his audience, “You all need a new cult hero.”Charles Thomas Munger was born on Jan. 1, 1924, in Omaha, the first of three children of Alfred Munger and the former Florence Russell, who was known as Toody. His father, the son of a federal judge, had earned a law degree at Harvard University before returning to Omaha, where his clients included the Omaha World-Herald newspaper.Munger’s initial brush with the Buffett family came through his work on Saturdays at Buffett & Son, the Omaha grocery store run by Ernest Buffett, Warren’s grandfather. But the two future partners wouldn’t meet until years later.Munger entered the University of Michigan at age 17 with plans to study math, mostly because it came so easily. “When I was young I could get an A in any mathematics course without doing any work at all,” he said in a 2017 conversation at Michigan’s Ross Business School.Nome to HarvardIn 1942, during his sophomore year, he enlisted in the Army Air Corps, soon to become the Air Force. He was sent to the California Institute of Technology to learn meteorology before being posted to Nome, Alaska. It was during this period, in 1945, that he married his first wife, Nancy Huggins.Lacking an undergraduate degree, Munger applied to Harvard Law School before his Army discharge in 1946. He was admitted only after a family friend and former dean of the school intervened, according to Janet Lowe’s 2000 book, Damn Right! Behind the Scenes with Berkshire Hathaway Billionaire Charlie Munger. Munger worked on the Harvard Law Review and in 1948 was one of 12 in the class of 335 to graduate magna cum laude.With his wife and their son, Teddy, Munger moved to California to join a Los Angeles law firm. They added two daughters to their family before divorcing in 1953. In 1956, Munger married Nancy Barry Borthwick, a mother of two, and over time they expanded their blended family by having four more children. (Teddy, Munger’s first-born, had died of leukemia in 1955.)Not satisfied with the income potential of his legal career, Munger began working on construction projects and real estate deals. He founded a new law office, Munger, Tolles & Hills, and, in 1962, started an investment partnership, Wheeler, Munger & Co., modeled on the ones Buffett had set up with his earliest investors in Omaha.“Like Warren, I had a considerable passion to get rich,” Munger told Roger Lowenstein for Buffett: The Making of an American Capitalist, published in 1995. “Not because I wanted Ferraris — I wanted independence. I desperately wanted it. I thought it was undignified to have to send invoices to other people.”1959 IntroductionHis fateful introduction to Buffett had come during a 1959 visit home to Omaha. Though the precise venue of their first meeting was the subject of lore, it was clear they hit it off right away. In short order they were talking on the telephone almost daily and investing in the same companies and securities.Their investments in Berkshire Hathaway began in 1962, when the company made men’s suit linings at textile mills in Massachusetts. Buffett took a controlling stake in 1965. Though the mills closed, Berkshire stuck around as the corporate vehicle for Buffett’s growing conglomerate of companies.A crucial joint discovery was a company called Blue Chip Stamps, which ran popular redemption games offered by grocers and other retailers. Because stores paid for the stamps up front, and prizes were redeemed much later, Blue Chip at any given time was sitting on a stack of money, much like a bank does.Using that pool of capital, Buffett and Munger bought controlling shares in See’s Candies, the Buffalo Evening News and Wesco Financial, the company Munger would lead.In 1975, the US Securities and Exchange Commission alleged that Blue Chip Stamps had manipulated the price of Wesco because Buffett and Munger had persuaded its management to drop a merger plan. Blue Chip resolved the dispute by agreeing to pay former investors in Wesco a total of about $115,000, with no admission of guilt.The ordeal underscored the risks in Buffett and Munger having such complicated and overlapping financial interests. A years-long effort to simplify matters culminated in 1983 with Blue Chip Stamps merging into Berkshire. Munger, whose Berkshire stake rose to 2%, became Buffett’s vice chairman.China BullIn recent years, Munger’s fans continued to travel to Los Angeles to ask him questions at annual meetings of Daily Journal Corp., a publishing company he led as chairman. He displayed his knack for investing by plowing the company’s money into temporarily beaten-down stocks like Wells Fargo & Co. during the depths of the 2008-2009 financial crisis.Munger was for many years more bullish than Buffett when it came to investing in China. Berkshire became the biggest shareholder of Chinese automaker BYD Co., for instance, years after Munger began buying its stock, though Berkshire began trimming that stake in 2022.Munger started sharing his vice chairman title at Berkshire in 2018 with two next-generation senior executives, Greg Abel and Ajit Jain, who were named to the board in a long-awaited sign of Buffett’s succession plans. Buffett subsequently identified Abel as his likely successor.It was Munger who, three years earlier, had signaled the likely promotion of Abel and Jain with praise delivered in his signature fashion: with a backhanded swipe at the boss.“In some important ways,” he wrote of the pair in 2015, “each is a better business executive than Buffett.”","news_type":1,"symbols_score_info":{"BRK.A":1.1,"BRK.B":1.1}},"isVote":1,"tweetType":1,"viewCount":3420,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":246044068515976,"gmtCreate":1701093378530,"gmtModify":1701093383233,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"Yeah👍 Congrats🎊","listText":"Yeah👍 Congrats🎊","text":"Yeah👍 Congrats🎊","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/246044068515976","repostId":"1146003962","repostType":2,"repost":{"id":"1146003962","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1701075681,"share":"https://ttm.financial/m/news/1146003962?lang=&edition=fundamental","pubTime":"2023-11-27 17:01","market":"us","language":"en","title":"UP Fintech's Q1-Q3 Net Income Hits $42M, Surpassing 2-Year Total","url":"https://stock-news.laohu8.com/highlight/detail?id=1146003962","media":"Tiger Newspress","summary":"Singapore and New York, Nov 27, 2023 — UP Fintech Holding Limited (\"UP Fintech\" or the \"Company\", Nasdaq: TIGR, and all its subsidiaries and consolidated entities), a leading online brokerage firm com","content":"<html><head></head><body><p><strong>Singapore and New York, Nov 27, 2023</strong> — UP Fintech Holding Limited (&#34;UP Fintech&#34; or the &#34;Company&#34;, Nasdaq: TIGR, and all its subsidiaries and consolidated entities), a leading online brokerage firm committed to redefining global investing through next-generation technologies, today announced its unaudited financial results for the third quarter ended September 30, 2023. </p><p>In the third quarter, the Company achieved a revenue of US$70.1 million, a QoQ increase of 6.2%, and a YoY increase of 26.6%. The non-GAAP net income for the quarter was $16 million, representing a QoQ growth of 4.3% and a YoY increase of 141.1%. The non-GAAP net income for the first three quarters of 2023 reached US$42 million, surpassing the sum of the company&#39;s non-GAAP net income for the past two years.</p><p>In the third quarter, UP Fintech added 28,803 new global account holders, bringing the total to 2.15 million. Funded accounts increased by 24,604, reaching approximately 865,500, marking a 14.8% YoY growth. The total account balance amounted to approximately US$18.9 billion, reflecting a 45.7% YoY increase, with net asset inflows exceeding US$1.5 billion during the quarter.</p><p style=\"text-align: left;\">Mr. Wu Tianhua, Chairman and CEO of UP Fintech stated, &#34;In the third quarter, the company achieved robust business growth, with both revenue and net profit experiencing QoQ and YoY growth. Our market share in Singapore continues to expand, marked by a continual increase in new funded clients. Presently, approximately one out of every three residents in Singapore has utilised Tiger Trade*. Meanwhile, customer retention in Sinagpore remains high and we saw consistent average net asset inflows in the third quarter from each cohort of existing clients acquired from previous quarters. In other international markets such as Hong Kong and Australia, the Company&#39;s recognition has further increased, and we have received multiple awards locally.&#34;</p><p style=\"text-align: left;\">&#34;As a user-centric brokerage, we consistently introduce new products and features to cater to the diverse needs of investors. For example, in this quarter, we launched the Trading Sparks feature, enabling users to share their trading activities in real-time or subscribe to track the buying and selling actions of others. This creates an environment for investors to expand their investment horizons through communication and inspiration sharing. While solidifying our strengths in stock trading services, we recently introduced the US stock multi-leg options feature, to provide a more convenient and efficient options trading experience for more advanced options investors. Our goal is to become the preferred trading platform for a broader range of options investors as well.&#34; </p><p style=\"text-align: left;\"><strong><em>Continued leadership in Singapore; Hong Kong sees a 70% increase in customer balances</em></strong></p><p style=\"text-align: left;\">UP Fintech continues to solidify its leadership position in Singapore, with a 14.2% QoQ increase in newly funded clients and an average net asset inflows of US$10,000 per newly acquired client in the third quarter. On the product front, the Company introduced the multi-leg options details page which aims to help investors better understand and manage their multi-leg options investment strategy. The platform&#39;s options features are gaining traction, with an increase in the number of options trading accounts and positions in Singapore during Q3. Recognizing UP Fintech&#39;s commitment to excellence, The Straits Times has bestowed upon the company the Singapore Best Customer Service award. </p><p style=\"text-align: left;\">Moreover, the Securities Investors Association Singapore (SIAS) has honored UP Fintech with the award of Best Retail Broker 2023. Additionally, Tiger Fund Management (TFM), an affiliate of Tiger Brokers (Singapore), secured over SGD$300 million of assets under management (AUM), and has inked a memorandum of understanding with Tiger Brokers (Singapore) and Yuanta Securities (Hong Kong) to collaborate on a variety of products and services, including the launch of a money market fund in late 2023.</p><p style=\"text-align: left;\">In Hong Kong, the Company experienced steady growth, with a 69.6% QoQ increase in customer balances and a 59.0% QoQ increase in trading clients by the end of the quarter. UP Fintech introduced bond subscription services, encouraging users to subscribe to green bonds with various discounts to promote green finance in Hong Kong. Additionally, UP Fintech launched educational courses such as &#34;Advanced Class for Hong Kong ETFs&#34; and &#34;Investment Strategies for Hong Kong ETFs&#34; to bolster financial literacy among local investors. Recognizing its quality product and services, the Company received the &#34;No. 1 Online Securities Investment Platform Award&#34; from Headline Daily, as well as the &#34;Outstanding Technology Broker Award&#34; from CHKCI and Metro Broadcast.</p><p style=\"text-align: left;\">In Australia, the Company&#39;s innovative uninvested cash interest service received positive market feedback, leading to a further increase in customer engagement, with a 17% QoQ growth in net asset inflow in the third quarter. The Company was also honored with the &#34;2023 Outstanding Value – International Share Trading Award&#34; by financial media Canstar. In New Zealand, the Company&#39;s auto-invest and fractional share features, known for their cost-effectiveness and convenience, saw a 56.6% and 106.0% QoQ increase, respectively, in local trading accounts in Q3. The Company also awarded the &#34; Favourite Low-Cost Shares Platform&#34; by local media Moneyhub.<br/></p><p style=\"text-align: left;\"><strong><em>TigerGPT received acclaim; wealth management business shows strong Q3 growth with a 69% AUM increase</em></strong></p><p style=\"text-align: left;\">In the third quarter, commission income reached US$23.2 million, a 5.3% sequential increase, and interest-related income climbed to US$41.6 million, marking a QoQ increase of approximately 5.9%. The Tiger Trade app introduced the Options Channel, covering market trends, top 0DTE options, top options, bulk orders, and option learning, providing users with comprehensive information. Additionally, the Hong Kong ETF page was launched, consolidating index ETFs, ETF rankings, and community information to enhance efficient investment opportunities.</p><p style=\"text-align: left;\">During this quarter, TigerGPT, the text-generating AI chatbot, seamlessly integrated with the Tiger community, enabling users to directly engage and ask questions to TigerGPT within the community. In October, TigerGPT successfully launched its web version, providing users with convenient browser access to the service. To date, TigerGPT has addressed over 100,000 user questions, spanning information interpretation, market queries, and financial report analysis, with over 80% of the answers referencing real-time financial data from Tiger Trade. With a user satisfaction rate of 80%, TigerGPT has emerged as a highly favored intelligent investment assistant on a global scale.</p><p style=\"text-align: left;\">The wealth management business demonstrated rapid growth, with a 68.7% QoQ increase in AUM and a 27.9% QoQ increase in the number of users. Among the newly funded clients in Q3, an average of 14 out of 100 clients availed the Company&#39;s wealth management services, indicating a continuous increase in client penetration. Leveraging the team&#39;s precise product selection capability, the &#34;Tiger Vault,&#34; a cash management product, achieved a 7-day annualised return of 5.6%*, garnering global popularity. Consequently, during the quarter, the number of &#34;Tiger Vault&#34; users surged by 29.4% QoQ, and AUM witnessed an impressive 73.3% QoQ increase. Concurrently, the Company expanded and strengthened collaborations with globally renowned asset management institutions such as Barclays and M&amp;G Investments, enriching product types to cater to diverse investment needs.</p><p style=\"text-align: left;\"><strong><em>Underwriting several US and Hong Kong IPOs; Introduction of equity incentive management system for unlisted enterprises</em></strong></p><p style=\"text-align: left;\">During the reporting period, UP Fintech&#39;s other revenues, encompassing services such as investment banking and Employee Stock Ownership Plan (ESOP), amounted to US$5.4 million. Solidifying its standing as the go-to underwriting partner for listings on both the Hong Kong and US stock exchanges, the Company underwrote or served as a selling group for five IPOs, including Adlai, Keep, and Fourth Paradigm in the third quarter.</p><p style=\"text-align: left;\">On the ESOP front, the Company&#39;s brand UponeShare added 27 new corporate clients during the quarter, with a 32.1% YoY growth in the signing amount for new clients. The ESOP system underwent a restructuring and upgrade during the quarter, with the fully digital system opening for unlisted enterprises, allowing them to apply for the experience online. The system now offers four versions covering different stages of growth for enterprises in the A-share, Hong Kong, and US capital markets.</p><p></p><p style=\"text-align: left;\"><em>*According to the calculation based on the 2023 Singapore resident population.</em></p><p style=\"text-align: left;\"><em>**Data source: Bloomberg, flagship product: [USD]HK0000862265; Data as of 2023/10/25</em></p><p style=\"text-align: left;\"> </p><p style=\"text-align: left;\"><strong><u>About UP Fintech</u></strong></p><p style=\"text-align: left;\">UP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage firm with a focus on redefining global investing with technologies for the next generation.</p><p style=\"text-align: left;\">Founded in 2014, the Company relentlessly offers a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.<br/>UP Fintech strives to elevate financial technology R&amp;D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds in tech, we develop our own technology infrastructure — an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.</p><p style=\"text-align: left;\">In March 2019,  UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 10 million users and more than 2 million account holders worldwide on our flagship platform “Tiger Trade”, own 74 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong, Australia, and Mainland China.</p><p style=\"text-align: left;\">For more information about UP Fintech as a Company, please visit itigerup.com.</p><p style=\"text-align: left;\">For media inquiries, please contact press@itiger.com</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>UP Fintech's Q1-Q3 Net Income Hits $42M, Surpassing 2-Year Total</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUP Fintech's Q1-Q3 Net Income Hits $42M, Surpassing 2-Year Total\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-11-27 17:01</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p><strong>Singapore and New York, Nov 27, 2023</strong> — UP Fintech Holding Limited (&#34;UP Fintech&#34; or the &#34;Company&#34;, Nasdaq: TIGR, and all its subsidiaries and consolidated entities), a leading online brokerage firm committed to redefining global investing through next-generation technologies, today announced its unaudited financial results for the third quarter ended September 30, 2023. </p><p>In the third quarter, the Company achieved a revenue of US$70.1 million, a QoQ increase of 6.2%, and a YoY increase of 26.6%. The non-GAAP net income for the quarter was $16 million, representing a QoQ growth of 4.3% and a YoY increase of 141.1%. The non-GAAP net income for the first three quarters of 2023 reached US$42 million, surpassing the sum of the company&#39;s non-GAAP net income for the past two years.</p><p>In the third quarter, UP Fintech added 28,803 new global account holders, bringing the total to 2.15 million. Funded accounts increased by 24,604, reaching approximately 865,500, marking a 14.8% YoY growth. The total account balance amounted to approximately US$18.9 billion, reflecting a 45.7% YoY increase, with net asset inflows exceeding US$1.5 billion during the quarter.</p><p style=\"text-align: left;\">Mr. Wu Tianhua, Chairman and CEO of UP Fintech stated, &#34;In the third quarter, the company achieved robust business growth, with both revenue and net profit experiencing QoQ and YoY growth. Our market share in Singapore continues to expand, marked by a continual increase in new funded clients. Presently, approximately one out of every three residents in Singapore has utilised Tiger Trade*. Meanwhile, customer retention in Sinagpore remains high and we saw consistent average net asset inflows in the third quarter from each cohort of existing clients acquired from previous quarters. In other international markets such as Hong Kong and Australia, the Company&#39;s recognition has further increased, and we have received multiple awards locally.&#34;</p><p style=\"text-align: left;\">&#34;As a user-centric brokerage, we consistently introduce new products and features to cater to the diverse needs of investors. For example, in this quarter, we launched the Trading Sparks feature, enabling users to share their trading activities in real-time or subscribe to track the buying and selling actions of others. This creates an environment for investors to expand their investment horizons through communication and inspiration sharing. While solidifying our strengths in stock trading services, we recently introduced the US stock multi-leg options feature, to provide a more convenient and efficient options trading experience for more advanced options investors. Our goal is to become the preferred trading platform for a broader range of options investors as well.&#34; </p><p style=\"text-align: left;\"><strong><em>Continued leadership in Singapore; Hong Kong sees a 70% increase in customer balances</em></strong></p><p style=\"text-align: left;\">UP Fintech continues to solidify its leadership position in Singapore, with a 14.2% QoQ increase in newly funded clients and an average net asset inflows of US$10,000 per newly acquired client in the third quarter. On the product front, the Company introduced the multi-leg options details page which aims to help investors better understand and manage their multi-leg options investment strategy. The platform&#39;s options features are gaining traction, with an increase in the number of options trading accounts and positions in Singapore during Q3. Recognizing UP Fintech&#39;s commitment to excellence, The Straits Times has bestowed upon the company the Singapore Best Customer Service award. </p><p style=\"text-align: left;\">Moreover, the Securities Investors Association Singapore (SIAS) has honored UP Fintech with the award of Best Retail Broker 2023. Additionally, Tiger Fund Management (TFM), an affiliate of Tiger Brokers (Singapore), secured over SGD$300 million of assets under management (AUM), and has inked a memorandum of understanding with Tiger Brokers (Singapore) and Yuanta Securities (Hong Kong) to collaborate on a variety of products and services, including the launch of a money market fund in late 2023.</p><p style=\"text-align: left;\">In Hong Kong, the Company experienced steady growth, with a 69.6% QoQ increase in customer balances and a 59.0% QoQ increase in trading clients by the end of the quarter. UP Fintech introduced bond subscription services, encouraging users to subscribe to green bonds with various discounts to promote green finance in Hong Kong. Additionally, UP Fintech launched educational courses such as &#34;Advanced Class for Hong Kong ETFs&#34; and &#34;Investment Strategies for Hong Kong ETFs&#34; to bolster financial literacy among local investors. Recognizing its quality product and services, the Company received the &#34;No. 1 Online Securities Investment Platform Award&#34; from Headline Daily, as well as the &#34;Outstanding Technology Broker Award&#34; from CHKCI and Metro Broadcast.</p><p style=\"text-align: left;\">In Australia, the Company&#39;s innovative uninvested cash interest service received positive market feedback, leading to a further increase in customer engagement, with a 17% QoQ growth in net asset inflow in the third quarter. The Company was also honored with the &#34;2023 Outstanding Value – International Share Trading Award&#34; by financial media Canstar. In New Zealand, the Company&#39;s auto-invest and fractional share features, known for their cost-effectiveness and convenience, saw a 56.6% and 106.0% QoQ increase, respectively, in local trading accounts in Q3. The Company also awarded the &#34; Favourite Low-Cost Shares Platform&#34; by local media Moneyhub.<br/></p><p style=\"text-align: left;\"><strong><em>TigerGPT received acclaim; wealth management business shows strong Q3 growth with a 69% AUM increase</em></strong></p><p style=\"text-align: left;\">In the third quarter, commission income reached US$23.2 million, a 5.3% sequential increase, and interest-related income climbed to US$41.6 million, marking a QoQ increase of approximately 5.9%. The Tiger Trade app introduced the Options Channel, covering market trends, top 0DTE options, top options, bulk orders, and option learning, providing users with comprehensive information. Additionally, the Hong Kong ETF page was launched, consolidating index ETFs, ETF rankings, and community information to enhance efficient investment opportunities.</p><p style=\"text-align: left;\">During this quarter, TigerGPT, the text-generating AI chatbot, seamlessly integrated with the Tiger community, enabling users to directly engage and ask questions to TigerGPT within the community. In October, TigerGPT successfully launched its web version, providing users with convenient browser access to the service. To date, TigerGPT has addressed over 100,000 user questions, spanning information interpretation, market queries, and financial report analysis, with over 80% of the answers referencing real-time financial data from Tiger Trade. With a user satisfaction rate of 80%, TigerGPT has emerged as a highly favored intelligent investment assistant on a global scale.</p><p style=\"text-align: left;\">The wealth management business demonstrated rapid growth, with a 68.7% QoQ increase in AUM and a 27.9% QoQ increase in the number of users. Among the newly funded clients in Q3, an average of 14 out of 100 clients availed the Company&#39;s wealth management services, indicating a continuous increase in client penetration. Leveraging the team&#39;s precise product selection capability, the &#34;Tiger Vault,&#34; a cash management product, achieved a 7-day annualised return of 5.6%*, garnering global popularity. Consequently, during the quarter, the number of &#34;Tiger Vault&#34; users surged by 29.4% QoQ, and AUM witnessed an impressive 73.3% QoQ increase. Concurrently, the Company expanded and strengthened collaborations with globally renowned asset management institutions such as Barclays and M&amp;G Investments, enriching product types to cater to diverse investment needs.</p><p style=\"text-align: left;\"><strong><em>Underwriting several US and Hong Kong IPOs; Introduction of equity incentive management system for unlisted enterprises</em></strong></p><p style=\"text-align: left;\">During the reporting period, UP Fintech&#39;s other revenues, encompassing services such as investment banking and Employee Stock Ownership Plan (ESOP), amounted to US$5.4 million. Solidifying its standing as the go-to underwriting partner for listings on both the Hong Kong and US stock exchanges, the Company underwrote or served as a selling group for five IPOs, including Adlai, Keep, and Fourth Paradigm in the third quarter.</p><p style=\"text-align: left;\">On the ESOP front, the Company&#39;s brand UponeShare added 27 new corporate clients during the quarter, with a 32.1% YoY growth in the signing amount for new clients. The ESOP system underwent a restructuring and upgrade during the quarter, with the fully digital system opening for unlisted enterprises, allowing them to apply for the experience online. The system now offers four versions covering different stages of growth for enterprises in the A-share, Hong Kong, and US capital markets.</p><p></p><p style=\"text-align: left;\"><em>*According to the calculation based on the 2023 Singapore resident population.</em></p><p style=\"text-align: left;\"><em>**Data source: Bloomberg, flagship product: [USD]HK0000862265; Data as of 2023/10/25</em></p><p style=\"text-align: left;\"> </p><p style=\"text-align: left;\"><strong><u>About UP Fintech</u></strong></p><p style=\"text-align: left;\">UP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage firm with a focus on redefining global investing with technologies for the next generation.</p><p style=\"text-align: left;\">Founded in 2014, the Company relentlessly offers a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.<br/>UP Fintech strives to elevate financial technology R&amp;D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds in tech, we develop our own technology infrastructure — an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.</p><p style=\"text-align: left;\">In March 2019,  UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 10 million users and more than 2 million account holders worldwide on our flagship platform “Tiger Trade”, own 74 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong, Australia, and Mainland China.</p><p style=\"text-align: left;\">For more information about UP Fintech as a Company, please visit itigerup.com.</p><p style=\"text-align: left;\">For media inquiries, please contact press@itiger.com</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"TIGR":"老虎证券"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1146003962","content_text":"Singapore and New York, Nov 27, 2023 — UP Fintech Holding Limited (\"UP Fintech\" or the \"Company\", Nasdaq: TIGR, and all its subsidiaries and consolidated entities), a leading online brokerage firm committed to redefining global investing through next-generation technologies, today announced its unaudited financial results for the third quarter ended September 30, 2023. In the third quarter, the Company achieved a revenue of US$70.1 million, a QoQ increase of 6.2%, and a YoY increase of 26.6%. The non-GAAP net income for the quarter was $16 million, representing a QoQ growth of 4.3% and a YoY increase of 141.1%. The non-GAAP net income for the first three quarters of 2023 reached US$42 million, surpassing the sum of the company's non-GAAP net income for the past two years.In the third quarter, UP Fintech added 28,803 new global account holders, bringing the total to 2.15 million. Funded accounts increased by 24,604, reaching approximately 865,500, marking a 14.8% YoY growth. The total account balance amounted to approximately US$18.9 billion, reflecting a 45.7% YoY increase, with net asset inflows exceeding US$1.5 billion during the quarter.Mr. Wu Tianhua, Chairman and CEO of UP Fintech stated, \"In the third quarter, the company achieved robust business growth, with both revenue and net profit experiencing QoQ and YoY growth. Our market share in Singapore continues to expand, marked by a continual increase in new funded clients. Presently, approximately one out of every three residents in Singapore has utilised Tiger Trade*. Meanwhile, customer retention in Sinagpore remains high and we saw consistent average net asset inflows in the third quarter from each cohort of existing clients acquired from previous quarters. In other international markets such as Hong Kong and Australia, the Company's recognition has further increased, and we have received multiple awards locally.\"\"As a user-centric brokerage, we consistently introduce new products and features to cater to the diverse needs of investors. For example, in this quarter, we launched the Trading Sparks feature, enabling users to share their trading activities in real-time or subscribe to track the buying and selling actions of others. This creates an environment for investors to expand their investment horizons through communication and inspiration sharing. While solidifying our strengths in stock trading services, we recently introduced the US stock multi-leg options feature, to provide a more convenient and efficient options trading experience for more advanced options investors. Our goal is to become the preferred trading platform for a broader range of options investors as well.\" Continued leadership in Singapore; Hong Kong sees a 70% increase in customer balancesUP Fintech continues to solidify its leadership position in Singapore, with a 14.2% QoQ increase in newly funded clients and an average net asset inflows of US$10,000 per newly acquired client in the third quarter. On the product front, the Company introduced the multi-leg options details page which aims to help investors better understand and manage their multi-leg options investment strategy. The platform's options features are gaining traction, with an increase in the number of options trading accounts and positions in Singapore during Q3. Recognizing UP Fintech's commitment to excellence, The Straits Times has bestowed upon the company the Singapore Best Customer Service award. Moreover, the Securities Investors Association Singapore (SIAS) has honored UP Fintech with the award of Best Retail Broker 2023. Additionally, Tiger Fund Management (TFM), an affiliate of Tiger Brokers (Singapore), secured over SGD$300 million of assets under management (AUM), and has inked a memorandum of understanding with Tiger Brokers (Singapore) and Yuanta Securities (Hong Kong) to collaborate on a variety of products and services, including the launch of a money market fund in late 2023.In Hong Kong, the Company experienced steady growth, with a 69.6% QoQ increase in customer balances and a 59.0% QoQ increase in trading clients by the end of the quarter. UP Fintech introduced bond subscription services, encouraging users to subscribe to green bonds with various discounts to promote green finance in Hong Kong. Additionally, UP Fintech launched educational courses such as \"Advanced Class for Hong Kong ETFs\" and \"Investment Strategies for Hong Kong ETFs\" to bolster financial literacy among local investors. Recognizing its quality product and services, the Company received the \"No. 1 Online Securities Investment Platform Award\" from Headline Daily, as well as the \"Outstanding Technology Broker Award\" from CHKCI and Metro Broadcast.In Australia, the Company's innovative uninvested cash interest service received positive market feedback, leading to a further increase in customer engagement, with a 17% QoQ growth in net asset inflow in the third quarter. The Company was also honored with the \"2023 Outstanding Value – International Share Trading Award\" by financial media Canstar. In New Zealand, the Company's auto-invest and fractional share features, known for their cost-effectiveness and convenience, saw a 56.6% and 106.0% QoQ increase, respectively, in local trading accounts in Q3. The Company also awarded the \" Favourite Low-Cost Shares Platform\" by local media Moneyhub.TigerGPT received acclaim; wealth management business shows strong Q3 growth with a 69% AUM increaseIn the third quarter, commission income reached US$23.2 million, a 5.3% sequential increase, and interest-related income climbed to US$41.6 million, marking a QoQ increase of approximately 5.9%. The Tiger Trade app introduced the Options Channel, covering market trends, top 0DTE options, top options, bulk orders, and option learning, providing users with comprehensive information. Additionally, the Hong Kong ETF page was launched, consolidating index ETFs, ETF rankings, and community information to enhance efficient investment opportunities.During this quarter, TigerGPT, the text-generating AI chatbot, seamlessly integrated with the Tiger community, enabling users to directly engage and ask questions to TigerGPT within the community. In October, TigerGPT successfully launched its web version, providing users with convenient browser access to the service. To date, TigerGPT has addressed over 100,000 user questions, spanning information interpretation, market queries, and financial report analysis, with over 80% of the answers referencing real-time financial data from Tiger Trade. With a user satisfaction rate of 80%, TigerGPT has emerged as a highly favored intelligent investment assistant on a global scale.The wealth management business demonstrated rapid growth, with a 68.7% QoQ increase in AUM and a 27.9% QoQ increase in the number of users. Among the newly funded clients in Q3, an average of 14 out of 100 clients availed the Company's wealth management services, indicating a continuous increase in client penetration. Leveraging the team's precise product selection capability, the \"Tiger Vault,\" a cash management product, achieved a 7-day annualised return of 5.6%*, garnering global popularity. Consequently, during the quarter, the number of \"Tiger Vault\" users surged by 29.4% QoQ, and AUM witnessed an impressive 73.3% QoQ increase. Concurrently, the Company expanded and strengthened collaborations with globally renowned asset management institutions such as Barclays and M&G Investments, enriching product types to cater to diverse investment needs.Underwriting several US and Hong Kong IPOs; Introduction of equity incentive management system for unlisted enterprisesDuring the reporting period, UP Fintech's other revenues, encompassing services such as investment banking and Employee Stock Ownership Plan (ESOP), amounted to US$5.4 million. Solidifying its standing as the go-to underwriting partner for listings on both the Hong Kong and US stock exchanges, the Company underwrote or served as a selling group for five IPOs, including Adlai, Keep, and Fourth Paradigm in the third quarter.On the ESOP front, the Company's brand UponeShare added 27 new corporate clients during the quarter, with a 32.1% YoY growth in the signing amount for new clients. The ESOP system underwent a restructuring and upgrade during the quarter, with the fully digital system opening for unlisted enterprises, allowing them to apply for the experience online. The system now offers four versions covering different stages of growth for enterprises in the A-share, Hong Kong, and US capital markets.*According to the calculation based on the 2023 Singapore resident population.**Data source: Bloomberg, flagship product: [USD]HK0000862265; Data as of 2023/10/25 About UP FintechUP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage firm with a focus on redefining global investing with technologies for the next generation.Founded in 2014, the Company relentlessly offers a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.UP Fintech strives to elevate financial technology R&D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds in tech, we develop our own technology infrastructure — an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.In March 2019,  UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 10 million users and more than 2 million account holders worldwide on our flagship platform “Tiger Trade”, own 74 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong, Australia, and Mainland China.For more information about UP Fintech as a Company, please visit itigerup.com.For media inquiries, please contact press@itiger.com","news_type":1,"symbols_score_info":{"TIGR":1.1}},"isVote":1,"tweetType":1,"viewCount":2565,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":209530927693912,"gmtCreate":1692194957556,"gmtModify":1692194962361,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"Very busy with mixed comments and different analysts ...&nbsp;","listText":"Very busy with mixed comments and different analysts ...&nbsp;","text":"Very busy with mixed comments and different analysts ...","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/209530927693912","repostId":"2359383114","repostType":2,"isVote":1,"tweetType":1,"viewCount":2141,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":207325176123616,"gmtCreate":1691645503976,"gmtModify":1691645508129,"author":{"id":"3581174525648411","authorId":"3581174525648411","name":"AdelGYS","avatar":"https://static.tigerbbs.com/6147c611984619a69630f877f8238a7a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581174525648411","idStr":"3581174525648411"},"themes":[],"htmlText":"🫢","listText":"🫢","text":"🫢","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/207325176123616","repostId":"2358267750","repostType":2,"isVote":1,"tweetType":1,"viewCount":2512,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}