$OCBC Bank(O39.SI)$ has been a slow and steady contributor towards offsetting mortgage's interest and perhaps even principal over the years. In the upcoming future, it will shift into a different role - funding retirement lifestyle. 👍🏼😂
$Sembcorp Ind(U96.SI)$ has been the energy+industrial holding for SG market as part of portfolio diversification. Decent dividends enough to cover household water & electricity bills. 😁
Several stocks have been on an overvalued path (based on various indicators & flow in of foreign funds) since beginning of 2026, probably migration away from riskier markets to safer ones. Correction and/or revaluation is bound to come sooner or later. Keeping a clear mind and not be distracted by market noises/temptations is tough but fundamental towards good practice. 😁
In short term, rise to new highs is inevitable. In mid-to-long term, correction will occur and should the foreign wealth migration eases, there’s likelihood of broader revaluation and hence a decline to realistic values.
While SG banks are making eyes-catching headlines, they are also entering the hyped-valuation zone (based on various attributes used in TA) and hence increased risks. One should ponder on sustainability of such hyped valuations, whether elements such as foreign hot funds flooding in due to loss of faith in other markets, are jacking up SG banks in unrealistic fashion. Flashbacks/Shadows of 1997/8 and 2007/8 crisis combined with Warren Buffet’s huge cash pile actions across 2025 perhaps offer alternative insight and strategies to better position for either directions of markets movement. 😁🤞🏼
OCBC has been my longest holding SG stock for approximately 4+ years after adjusting my strategies. I have adopted strategy of combination of dividend, growth and ride-the-waves for this OCBC stock. I believe that each market and stock should have its own strategy for optimal results inline with objective set.
$OCBC Bank(O39.SI)$ has been my longest holding SG stock for approximately 4+ years after adjusting my strategies. I have adopted strategy of combination of dividend, growth and ride-the-waves for this OCBC stock. I believe that each market and stock should have its own strategy for optimal results inline with objective set. 😁