💛 Shernice’s Lemonade is quietly brewing something sweet and sparkly! ✨
$Lemonade, Inc.(LMND)$
My subwave dreams? Wave 3 aiming for $43 and Wave 5 stretching up to $53, right in line with a breakout toward those 2024 highs. 🚀
Big momentum often starts when no one's looking... but smart bees buzz in early. 🐝📈
Metrics: IFP (Insurance Premiums, in dollars), Gross Loss Ratio (percentage), and Cost per Claim (dollars).
IFP increases from $63M (2021) to $283M (2024), with a declining Gross Loss Ratio (98% to 69%) and Cost per Claim (from $44 to $19).
IFP ↑ Headcount (Second Chart):
Tracks IFP and headcount from 2021 to the present (June 2025).
IFP grows from $380M to $889M with a 25% CAGR, while headcount rises from 1,119 to 1,216 with a 2% CAGR, indicating a 2.3x IFP growth relative to headcount.
Lemonade's Prices (Third Chart):
Compares Lemonade's pricing with major insurers (Allstate, State Farm, Liberty Mutual, Farmers) for equivalent renter coverage.
Lemonade's prices range from $5 to $5.58 monthly, significantly lower than competitors ($11.42 to $22.17), with savings of 51% to 77% and an average of 68% cheaper.
Lemonade, Inc. Financials (Fourth Chart):
Shows annual data from 2020 to 2024.
Metrics: Total Common Equity (increases from $541M to $593.4M), Cash and Equivalents (decreases from $570.8M to $376M), and Total Debt (increases from $23.3M to $107.2M).
Total Change and CAGR are provided for each metric.
These charts collectively illustrate Lemonade's growth in premiums, cost efficiency, competitive pricing, and financial position over the years.
@TigerObserver @Daily_Discussion @TigerPM @TigerStars @Tiger_comments
Modify on 2025-06-07 14:43
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- Ah_Meng·06-08TOPSo you do sub-waves now? Did you learn Fibonacci too? I remember you mentioned you don’t know TA… where did you pick this up? TA is definitely a useful tool for call options trading, from my limited testing experience so far.1Report
- WendyOneP·06-09TOPSounds exciting, but a bit too volatile for my taste 🍋💸 I'm more into steady growers I can hold for years. Still, love seeing innovation in insurance! 👀📉1Report
- Ah_Meng·06-08TOPThanks for sharing. I am not strong with insurance companies. I will take a look 👀LikeReport