To The Moon

Subject Line: 🧠 Timeless Lessons from the Market: Patience, Valuation & Long-Term Growth

⸻

Dear Readers,

In today’s market full of noise, narratives, and non-stop news flashes, it’s easy to lose sight of long-term fundamentals. But time-tested principles always find a way back to relevance.

Here are a few reflections from the recent market behavior that may help sharpen your investing mindset:

⸻

📉 1. Price ≠ Value (Especially in the Short Term)

Security prices don’t always reflect a company’s intrinsic value. In the short run, stocks can be unfairly punished due to macro uncertainty, sector rotation, or even just headlines.

It’s not always about fundamentals—sometimes it’s just where the money is flowing.

🔑 Your only real edge as a retail investor? A long-term perspective.

⸻

🐍 2. Beware of High-Multiple Stocks

High-multiple investments (like those trading at stretched P/E or EV/EBITDA ratios) can look shiny and make you feel smart when they rally.

But these are often like snakes in a bag—you might scare others with your flashy returns, but eventually, it bites.

Think: #NovoNordisk, #Tesla, #Nike — even quality businesses can hurt you if you overpay.

⸻

🎯 3. You Can’t Eat Everything on the Plate

Yes, the market offers endless opportunities—but you don’t have to chase all of them.

Focus on what fits your risk profile. Diversify smartly. And remember, portfolio weighting is just as important as stock picking.

⸻

📊 4. Never Underestimate Index Funds

A low-effort, high-discipline approach like investing in broad index funds (e.g., S&P 500) can yield ~12% annually over time.

That’s not average. That’s powerful.

⸻

🔢 5. The Rule of 72 — Compound with Clarity

Understand the exponential nature of returns:

• At 6% return → Capital doubles in 12 years

• At 12% return → Doubles in 6 years

• At 18% return → Doubles in 4 years

📈 A consistent 12% return could turn $100K into $1.8M in just 18 years. Let compounding do its quiet magic.

⸻

🧱 6. Build with Stone, Not Sand

A castle can’t be built on weak foundations.

Choose businesses with strong economic moats—those with pricing power, durability, and competitive advantages.

Look beyond trends. Choose businesses that can survive and thrive through cycles.

⸻

Closing Thoughts

You don’t need to chase every rally or time every dip. Stay grounded. Be selective. Think in decades—not days.

Your capital is precious. Allocate it with care, patience, and purpose.$UnitedHealth(UNH)$ $Nike(NKE)$ $Novo-Nordisk A/S(NVO)$ $SPDR S&P 500 ETF Trust(SPY)$ @TigerBrokers @Tiger_comments @Ray Dalio 13F