How will you use your AP cash this year?: I am not fortunate enough to receive such money. But let me stick with what I do with such windfalls or unexpected amounts I receive in the usual course.
Would you rather spend it or save it or invest it?: I always invest such windfalls, however small they might be.
If you invest, where would you put your S$600 fixed deposits, REITs, or even Bitcoin?: Unit Trusts always
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