as mentioned in there article,

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as mentioned in there article, many people forget that they need to invest the SRS sum and hence lose more in the long run than if they had left it as cash and invested it (cash is more visible in the bank account) other than ETFs which track market, investing in quality stocks or insurance policies could work as well. among this list, REIT ETFs make most sense to me as they offer exposure to properties which will always be in demand. In addition, they are dividend paying with a yield of 6.2% (CSI) AND 4%+ CFA respectively. let's remember, SRS is used as a retirement planning tool as well. regular dividends is very desirable for retirement as a form of income replacement

# Check Top 10 SRS ETFs Held by Investors: What’s Your SRS Allocation Pick?

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