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Than
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2025-02-27
$城市发展(C09.SI)$
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2023-11-14
$京东方精电(00710)$
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2023-03-30
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Alibaba Health (00241) shares fell 8.082% to HK$5.8
[下跌股]阿里健康(00241) 股价在上午11:04比前收市价下跌8.082%，现股价为港币$5.8。至目前为止，今日最高价为$6.39，而最低价为$5.8。总成交量为5.659千万股，总成交金额为港币$3.4亿。
Alibaba Health (00241) shares fell 8.082% to HK$5.8
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2023-03-15
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The Fed pays for Silicon Valley Bank: Can it prevent a financial crisis?
美国时间2023年3月12日晚，美国财政部、美联储和联邦存款保险公司联合发表声明：1、允许联邦存款保险公司（FDIC）以全额保护所有存款人的方式完成对硅谷银行的清算。存款人将从3月13日开始获得他们的
The Fed pays for Silicon Valley Bank: Can it prevent a financial crisis?
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2023-03-14
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Opening | U.S. Stocks Collective open low, First Republic Bank Plunges 67%
道指跌约280点，纳指跌0.85%，标普500指数跌超1%。
Opening | U.S. Stocks Collective open low, First Republic Bank Plunges 67%
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2023-03-14
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Sorry, this post has been deleted
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2023-03-14
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It's not just banks! American wealth management giants can't escape "robbery"
嘉信理财的净利息收入也如同其他银行一样，面临着越来越大的风险。
It's not just banks! American wealth management giants can't escape "robbery"
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2023-03-14
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U.S. Blockchain Concept Stocks Move Higher as Bitcoin Breaks $23,000
Marathon Digital涨超15%。
U.S. Blockchain Concept Stocks Move Higher as Bitcoin Breaks $23,000
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2023-03-14
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2023-03-13
6597593524
First Republic Bank fell more than 60% before the market. These three small American banks are going to collapse tonight?
昨日(周日)第一共和银行部分分行外已有存户排队。
First Republic Bank fell more than 60% before the market. These three small American banks are going to collapse tonight?
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href=\"https://ttm.financial/S/C09.SI\">$城市发展(C09.SI)$ </a> ","listText":"<a href=\"https://ttm.financial/S/C09.SI\">$城市发展(C09.SI)$ </a> ","text":"$城市发展(C09.SI)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/408147264475368","isVote":1,"tweetType":1,"viewCount":3797,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":241269552513024,"gmtCreate":1699924518240,"gmtModify":1699924520318,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"<a href=\"https://ttm.financial/S/00710\">$京东方精电(00710)$ </a>","listText":"<a href=\"https://ttm.financial/S/00710\">$京东方精电(00710)$ 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11:04","market":"hk","language":"zh","title":"Alibaba Health (00241) shares fell 8.082% to HK$5.8","url":"https://stock-news.laohu8.com/highlight/detail?id=2323975182","media":"阿斯达克财经","summary":"[下跌股]阿里健康(00241) 股价在上午11:04比前收市价下跌8.082%，现股价为港币$5.8。至目前为止，今日最高价为$6.39，而最低价为$5.8。总成交量为5.659千万股，总成交金额为港币$3.4亿。","content":"<p><div>[Declining Stock] Alibaba Health (00241) shares fell by 8.082% from the previous closing price at 11:04 am, and the current share price is HK$5.8. Today's highest price so far is $6.39 while the lowest price is $5.8. The total trading volume was 5659 million shares, with a total turnover of HK$340 million.</p><p><a href=\"http://www.aastocks.com/tc/stocks/news/aamm-content/AAD2303301107/aamm-all-category\">Web link</a></div></p>","source":"aastocks_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Alibaba Health (00241) shares fell 8.082% to HK$5.8</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAlibaba Health (00241) shares fell 8.082% to HK$5.8\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">阿斯达克财经</strong><span class=\"h-time small\">2023-03-30 11:04</span>\n</p>\n</h4>\n</header>\n<article>\n<p><div>[Declining Stock] Alibaba Health (00241) shares fell by 8.082% from the previous closing price at 11:04 am, and the current share price is HK$5.8. Today's highest price so far is $6.39 while the lowest price is $5.8. The total trading volume was 5659 million shares, with a total turnover of HK$340 million.</p><p><a href=\"http://www.aastocks.com/tc/stocks/news/aamm-content/AAD2303301107/aamm-all-category\">Web link</a></div></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"http://www.aastocks.com/tc/stocks/news/aamm-content/AAD2303301107/aamm-all-category\">阿斯达克财经</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"http://plib.aastocks.com/aafnnews/image/medialib/20180112133700459_s.jpg","relate_stocks":{"BK1501":"阿里概念股","BK1571":"互联网医疗","BK1589":"北水核心资产","BK1515":"抗疫概念","BK1584":"蚂蚁金服概念","00241":"阿里健康","BK1142":"互联网与直销零售","BK1591":"就地过年概念","BK1189":"医疗保健技术","BK1502":"双十一","BK1247":"药品零售"},"source_url":"http://www.aastocks.com/tc/stocks/news/aamm-content/AAD2303301107/aamm-all-category","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2323975182","content_text":"[下跌股]阿里健康(00241) 股价在上午11:04比前收市价下跌8.082%，现股价为港币$5.8。至目前为止，今日最高价为$6.39，而最低价为$5.8。总成交量为5.659千万股，总成交金额为港币$3.4亿。","news_type":1,"symbols_score_info":{"00241":1}},"isVote":1,"tweetType":1,"viewCount":4040,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949488175,"gmtCreate":1678829970498,"gmtModify":1678829974547,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"Good ","listText":"Good ","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949488175","repostId":"1185555153","repostType":4,"repost":{"id":"1185555153","kind":"news","weMediaInfo":{"introduction":"预判经济形势，解读公共政策，提供及时信息，推送专业报告。","home_visible":1,"media_name":"泽平宏观","id":"49","head_image":"https://static.tigerbbs.com/947583bee22e443aa795464217837990"},"pubTimestamp":1678761902,"share":"https://ttm.financial/m/news/1185555153?lang=en_US&edition=fundamental","pubTime":"2023-03-14 10:45","market":"us","language":"zh","title":"The Fed pays for Silicon Valley Bank: Can it prevent a financial crisis?","url":"https://stock-news.laohu8.com/highlight/detail?id=1185555153","media":"泽平宏观","summary":"美国时间2023年3月12日晚，美国财政部、美联储和联邦存款保险公司联合发表声明：1、允许联邦存款保险公司（FDIC）以全额保护所有存款人的方式完成对硅谷银行的清算。存款人将从3月13日开始获得他们的","content":"<p><html><head></head><body>On the evening of March 12, 2023, U.S. time, the U.S. Treasury Department, the Federal Reserve and the Federal Deposit Insurance Corporation jointly issued a statement:</p><p>1. Allow the Federal Deposit Insurance Corporation (FDIC) to complete the investigation in a way that fully protects all depositors<a href=\"https://laohu8.com/S/SIVB\">Silicon Valley Bank</a>The liquidation of. Depositors will receive their full funds starting March 13, and the liquidation of Silicon Valley Bank will be without any losses to taxpayers. The same applies to New York City, which is closed today<a href=\"https://laohu8.com/S/SBNY\">Signature Bank</a>。 2. Correspondingly, shareholders and some unsecured owners cannot be protected, and senior managers have been dismissed. 3. The Federal Reserve announced that it will provide additional funds to eligible depository institutions. The Federal Reserve will create a new Bank Term Funding Program (BTFP) to lend up to one year to depository institutions such as banks, savings associations, credit unions and foreign bank branches in the United States. 4. The Ministry of Finance will provide up to $25 billion from the Foreign Exchange Stabilization Fund to support BTFP.<b>1. The U.S. Treasury Department, the Federal Reserve and the Federal Deposit Insurance Corporation jointly took action to cover the bottom of Silicon Valley Bank depositors and curb the escalation of the crisis</b></p><p><b>Aimed at<a href=\"https://laohu8.com/S/BAC\">Bank of America</a>Risk events, U.S. response: 1) Federal Deposit Insurance Corporation (FDIC) releases Deposit Insurance Fund (DIF) to cover depositors; 2) Introduces Bank Term Funds Program (BTFP) to provide liquidity support for banks. In the short term, the two measures may be more effective to solve the emerging run on U.S. banks and ease market sentiment.</b></p><p>Specifically:</p><p><b>1) For banks that have been held in custody, except for selling their assets to raise funds, the rest of the funding gap will be filled through FDIC's deposit insurance fund (DIF), ensuring the assets of depositors.</b>At the end of 2022, the FDIC had a total of $128.8 billion in premiums.</p><p><b>But it also brings certain risks. If the FDIC needs to obtain more premium income in the future, it may prompt the banking system to reserve more cash and its equivalents, and banks will face hidden liquidity problems in the medium term.</b></p><p>For example, there are three supplementary channels for DIF premiums, the first is to collect a one-time special premium, the second is to collect the premium in advance, and the third is to borrow from the Ministry of Finance. In June 2009, the FDIC collected special premiums totaling $5.5 billion, which brought some pressure on the overall banking liquidity; In December 2009, the FDIC collected advance premiums totaling $4.57 billion, further limiting the credit capacity of banks in crisis situations.</p><p><img src=\"https://static.tigerbbs.com/f73556cb9b98de09bec3bbc0f7200b57\" tg-width=\"1033\" tg-height=\"638\" referrerpolicy=\"no-referrer\"/></p><p><b>2) The Federal Reserve's new Bank Term Fund Program (BTFP) injects liquidity into the bank's reserve account by discounting the collateral of high-quality securities.</b>The collateral is mainly U.S. bonds, agency bonds and mortgage-backed securities; And the mortgage value of these assets will be calculated at face value, and the interest rate is OIS +10bp; No upper limit for use by a single institution is set, and institutions are allowed to repay in advance.<b>This means that borrowing from BTFP can generate more cash liquidity than the Discount Window and Standing Repo Facility.</b></p><p><b>In the current period of tightening financial environment and increasing liquidity pressures, BTFP eases<a href=\"https://laohu8.com/S/FISI\">Financial institutions</a>Selling these high-quality securities at a discount in the market picks up the pressure on liquidity. At the same time, the asset side of the Federal Reserve receives mortgaged securities, and the liability side increases the reserves of banks and other financial institutions, and the whole balance sheet will expand slightly again.</b></p><p><b>2. More than one cockroach in the kitchen: America is facing an entire banking crisis and liquidity crisis</b></p><p><b>Silicon Valley Bank, Signature Bank, and<a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>Continuous thunderstorms. This is just the tip of the iceberg of risks in the U.S. banking industry, and the Fed is facing an entire banking crisis and a liquidity crisis.</b></p><p><b>The Fed helicopter money for the past two years.</b>In March 2020, the Federal Reserve introduced an unlimited quantitative easing, followed by a promise to maintain zero interest rates for a long time. As of March 2022, when the Federal Reserve declared a rate hike, its balance sheet had grown 110% cumulatively to a peak of 9 trillion. Among them, reserves, general accounts of the Treasury Department and overnight reverse repo usage, which measures residual liquidity, increased by 135%, 57% and 712% respectively.</p><p><b>Banks are buying up U.S. Treasury Bond in large quantities in an environment of excess liquidity.</b>In the environment of the big global water release in 2020, demand for bank loans was weak and bank funds had nowhere to go. U.S. banking deposits increased by more than $5 trillion between the fourth quarter of 2019 and the fourth quarter of 2022, with just 14% of that being used in lending. Meanwhile, overnight reverse repo accounts, money market funds, and T-Bills, among others, yielded lower. Cash deposited in the Fed's overnight reverse repo account can only earn an annualized income of about 5bp-15bp, and money market funds and T-Bills can only earn an annualized income of less than 20bp. As of March 15, 2022, before the Federal Reserve declared a rate hike, U.S. commercial banks held approximately $4.6 trillion in Treasury Bond, an increase of 53% from before the quantitative easing began.</p><p><b>In March 2022, the Federal Reserve started an aggressive rate hike, and the asset side of banks shrank, the savings on the liability side flowed out, and the liquidity was tight.</b>As of March 2023, the Federal Reserve accumulated 450 basis points of rate hike, causing U.S. bond yields to soar rapidly. Previously, the price of U.S. bond assets purchased in large quantities under the background of loose liquidity dropped sharply, and the U.S. Treasury Bond classified as available-for-sale assets (AFS) began to suffer floating losses. According to FDIC data, unrealized losses within the U.S. banking system were approximately $620 billion as of the fourth quarter of 2022, including approximately $279.5 billion in available Treasury Bond and securities.</p><p><b>Judging from the tools and solutions announced by the Federal Reserve at present, they only play a role in supporting the asset side of banks, but have not effectively suppressed the risk of savings outflow on the liability side.</b></p><p><b>Whether the Federal Reserve can clean up all battlefields and prevent financial crises depends on whether the Federal Reserve can respond in time, stop the chain of infection, and gain market trust.</b></p><p><img src=\"https://static.tigerbbs.com/cbdcfb5edabd0bdc3b8c18e9e2ec9695\" tg-width=\"1037\" tg-height=\"729\" referrerpolicy=\"no-referrer\"/></p><p><b>3. The Federal Reserve claims that it doesn't have to be borne by taxpayers. Who pays the bill?</b></p><p><b>U.S. Treasury Secretary Yellen said that \"the liquidation of Silicon Valley Bank will not be borne by taxpayers\", which is indeed the case on the surface: neither the FDIC premium income to bail out the banks in custody nor the BTFP to supplement liquidity come directly from government spending.</b></p><p><b>The fact is that most of all debt restructuring is debt monetization, which is ultimately borne by over-issuing currency and then diluting taxpayers.</b></p><p>Historical experience shows that the process of debt restructuring and disposal by custodian banks such as Silicon Valley Bank often requires monetization, that is, obtaining additional capital provided by the Treasury Department, the Federal Reserve and the FDIC. It belongs to the act of over-issuing currency in disguise.</p><p><b>Excessive currency issuance brings high inflation and dilutes residents' purchasing power. At the same time, in order to curb high inflation, the US rate hike has brought a strong US dollar cycle, and the world has paid the bill.</b></p><p>Since the epidemic, the Fed's balance sheet has nearly tripled, reaching a peak of over $9 trillion, leading to high inflation, aggressive rate hike and a strong dollar cycle in the United States. High inflation has severely damaged the purchasing power of the U.S. residential sector. At the same time, the United States is harvesting the global non-American economies and suppressing the economic growth momentum of non-American economies.</p><p><b>Behind this is dollar hegemony.</b>The U.S. economy accounts for about 22% of the world economy, and trade volume accounts for about 13% of global trade, but transactions denominated in dollars account for 50%, foreign exchange reserves in dollars account for 60%, and cross-border credit denominated in dollars accounts for 50%.</p><p><b>There are deep-seated problems in the hegemony of the US dollar, which imposes shackles on the United States itself and peripheral countries. It is difficult to shake in the short term, but it is difficult to maintain in the long term.</b>Internally, under the pattern of low savings and high consumption, the United States is deeply plagued by trade deficits and industrial hollowing, with huge debts and fiscal deficits rising, and income gaps widening. Externally, the United States controls the global cross-border payment system, frequently imposes financial sanctions, freezes assets, uses voting rights over international organizations, restricts financing channels and financing conditions of other countries,<b>Mint taxes are imposed on the whole world, export inflation depreciates debt, dilutes foreign exchange reserves accumulated by countries, and other economies are forced to bear imported inflation, depreciation of creditor's rights and financial volatility.</b></p><p><b>Now the thunderstorm of Silicon Valley Bank is a backlash to its financial industry and upstart capital, as well as the liquidation of the Fed's unlimited QE.</b></p><p><b>At present, China is in the path of recovery, and it has to be hard to forge iron. China's top priority is to develop the economy and strive for the economy with all its efforts. Development is the best foundation for risk prevention. If we can start the economic recovery plan of expanding domestic demand led by new infrastructure and new energy, it is expected to turn the crisis into an opportunity. Just like in 2009, if the response is strong, China's economy is expected to lead the world again in 2023.</b></p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The Fed pays for Silicon Valley Bank: Can it prevent a financial crisis?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe Fed pays for Silicon Valley Bank: Can it prevent a financial crisis?\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/49\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/947583bee22e443aa795464217837990);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">泽平宏观 </p>\n<p class=\"h-time smaller\">2023-03-14 10:45</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>On the evening of March 12, 2023, U.S. time, the U.S. Treasury Department, the Federal Reserve and the Federal Deposit Insurance Corporation jointly issued a statement:</p><p>1. Allow the Federal Deposit Insurance Corporation (FDIC) to complete the investigation in a way that fully protects all depositors<a href=\"https://laohu8.com/S/SIVB\">Silicon Valley Bank</a>The liquidation of. Depositors will receive their full funds starting March 13, and the liquidation of Silicon Valley Bank will be without any losses to taxpayers. The same applies to New York City, which is closed today<a href=\"https://laohu8.com/S/SBNY\">Signature Bank</a>。 2. Correspondingly, shareholders and some unsecured owners cannot be protected, and senior managers have been dismissed. 3. The Federal Reserve announced that it will provide additional funds to eligible depository institutions. The Federal Reserve will create a new Bank Term Funding Program (BTFP) to lend up to one year to depository institutions such as banks, savings associations, credit unions and foreign bank branches in the United States. 4. The Ministry of Finance will provide up to $25 billion from the Foreign Exchange Stabilization Fund to support BTFP.<b>1. The U.S. Treasury Department, the Federal Reserve and the Federal Deposit Insurance Corporation jointly took action to cover the bottom of Silicon Valley Bank depositors and curb the escalation of the crisis</b></p><p><b>Aimed at<a href=\"https://laohu8.com/S/BAC\">Bank of America</a>Risk events, U.S. response: 1) Federal Deposit Insurance Corporation (FDIC) releases Deposit Insurance Fund (DIF) to cover depositors; 2) Introduces Bank Term Funds Program (BTFP) to provide liquidity support for banks. In the short term, the two measures may be more effective to solve the emerging run on U.S. banks and ease market sentiment.</b></p><p>Specifically:</p><p><b>1) For banks that have been held in custody, except for selling their assets to raise funds, the rest of the funding gap will be filled through FDIC's deposit insurance fund (DIF), ensuring the assets of depositors.</b>At the end of 2022, the FDIC had a total of $128.8 billion in premiums.</p><p><b>But it also brings certain risks. If the FDIC needs to obtain more premium income in the future, it may prompt the banking system to reserve more cash and its equivalents, and banks will face hidden liquidity problems in the medium term.</b></p><p>For example, there are three supplementary channels for DIF premiums, the first is to collect a one-time special premium, the second is to collect the premium in advance, and the third is to borrow from the Ministry of Finance. In June 2009, the FDIC collected special premiums totaling $5.5 billion, which brought some pressure on the overall banking liquidity; In December 2009, the FDIC collected advance premiums totaling $4.57 billion, further limiting the credit capacity of banks in crisis situations.</p><p><img src=\"https://static.tigerbbs.com/f73556cb9b98de09bec3bbc0f7200b57\" tg-width=\"1033\" tg-height=\"638\" referrerpolicy=\"no-referrer\"/></p><p><b>2) The Federal Reserve's new Bank Term Fund Program (BTFP) injects liquidity into the bank's reserve account by discounting the collateral of high-quality securities.</b>The collateral is mainly U.S. bonds, agency bonds and mortgage-backed securities; And the mortgage value of these assets will be calculated at face value, and the interest rate is OIS +10bp; No upper limit for use by a single institution is set, and institutions are allowed to repay in advance.<b>This means that borrowing from BTFP can generate more cash liquidity than the Discount Window and Standing Repo Facility.</b></p><p><b>In the current period of tightening financial environment and increasing liquidity pressures, BTFP eases<a href=\"https://laohu8.com/S/FISI\">Financial institutions</a>Selling these high-quality securities at a discount in the market picks up the pressure on liquidity. At the same time, the asset side of the Federal Reserve receives mortgaged securities, and the liability side increases the reserves of banks and other financial institutions, and the whole balance sheet will expand slightly again.</b></p><p><b>2. More than one cockroach in the kitchen: America is facing an entire banking crisis and liquidity crisis</b></p><p><b>Silicon Valley Bank, Signature Bank, and<a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>Continuous thunderstorms. This is just the tip of the iceberg of risks in the U.S. banking industry, and the Fed is facing an entire banking crisis and a liquidity crisis.</b></p><p><b>The Fed helicopter money for the past two years.</b>In March 2020, the Federal Reserve introduced an unlimited quantitative easing, followed by a promise to maintain zero interest rates for a long time. As of March 2022, when the Federal Reserve declared a rate hike, its balance sheet had grown 110% cumulatively to a peak of 9 trillion. Among them, reserves, general accounts of the Treasury Department and overnight reverse repo usage, which measures residual liquidity, increased by 135%, 57% and 712% respectively.</p><p><b>Banks are buying up U.S. Treasury Bond in large quantities in an environment of excess liquidity.</b>In the environment of the big global water release in 2020, demand for bank loans was weak and bank funds had nowhere to go. U.S. banking deposits increased by more than $5 trillion between the fourth quarter of 2019 and the fourth quarter of 2022, with just 14% of that being used in lending. Meanwhile, overnight reverse repo accounts, money market funds, and T-Bills, among others, yielded lower. Cash deposited in the Fed's overnight reverse repo account can only earn an annualized income of about 5bp-15bp, and money market funds and T-Bills can only earn an annualized income of less than 20bp. As of March 15, 2022, before the Federal Reserve declared a rate hike, U.S. commercial banks held approximately $4.6 trillion in Treasury Bond, an increase of 53% from before the quantitative easing began.</p><p><b>In March 2022, the Federal Reserve started an aggressive rate hike, and the asset side of banks shrank, the savings on the liability side flowed out, and the liquidity was tight.</b>As of March 2023, the Federal Reserve accumulated 450 basis points of rate hike, causing U.S. bond yields to soar rapidly. Previously, the price of U.S. bond assets purchased in large quantities under the background of loose liquidity dropped sharply, and the U.S. Treasury Bond classified as available-for-sale assets (AFS) began to suffer floating losses. According to FDIC data, unrealized losses within the U.S. banking system were approximately $620 billion as of the fourth quarter of 2022, including approximately $279.5 billion in available Treasury Bond and securities.</p><p><b>Judging from the tools and solutions announced by the Federal Reserve at present, they only play a role in supporting the asset side of banks, but have not effectively suppressed the risk of savings outflow on the liability side.</b></p><p><b>Whether the Federal Reserve can clean up all battlefields and prevent financial crises depends on whether the Federal Reserve can respond in time, stop the chain of infection, and gain market trust.</b></p><p><img src=\"https://static.tigerbbs.com/cbdcfb5edabd0bdc3b8c18e9e2ec9695\" tg-width=\"1037\" tg-height=\"729\" referrerpolicy=\"no-referrer\"/></p><p><b>3. The Federal Reserve claims that it doesn't have to be borne by taxpayers. Who pays the bill?</b></p><p><b>U.S. Treasury Secretary Yellen said that \"the liquidation of Silicon Valley Bank will not be borne by taxpayers\", which is indeed the case on the surface: neither the FDIC premium income to bail out the banks in custody nor the BTFP to supplement liquidity come directly from government spending.</b></p><p><b>The fact is that most of all debt restructuring is debt monetization, which is ultimately borne by over-issuing currency and then diluting taxpayers.</b></p><p>Historical experience shows that the process of debt restructuring and disposal by custodian banks such as Silicon Valley Bank often requires monetization, that is, obtaining additional capital provided by the Treasury Department, the Federal Reserve and the FDIC. It belongs to the act of over-issuing currency in disguise.</p><p><b>Excessive currency issuance brings high inflation and dilutes residents' purchasing power. At the same time, in order to curb high inflation, the US rate hike has brought a strong US dollar cycle, and the world has paid the bill.</b></p><p>Since the epidemic, the Fed's balance sheet has nearly tripled, reaching a peak of over $9 trillion, leading to high inflation, aggressive rate hike and a strong dollar cycle in the United States. High inflation has severely damaged the purchasing power of the U.S. residential sector. At the same time, the United States is harvesting the global non-American economies and suppressing the economic growth momentum of non-American economies.</p><p><b>Behind this is dollar hegemony.</b>The U.S. economy accounts for about 22% of the world economy, and trade volume accounts for about 13% of global trade, but transactions denominated in dollars account for 50%, foreign exchange reserves in dollars account for 60%, and cross-border credit denominated in dollars accounts for 50%.</p><p><b>There are deep-seated problems in the hegemony of the US dollar, which imposes shackles on the United States itself and peripheral countries. It is difficult to shake in the short term, but it is difficult to maintain in the long term.</b>Internally, under the pattern of low savings and high consumption, the United States is deeply plagued by trade deficits and industrial hollowing, with huge debts and fiscal deficits rising, and income gaps widening. Externally, the United States controls the global cross-border payment system, frequently imposes financial sanctions, freezes assets, uses voting rights over international organizations, restricts financing channels and financing conditions of other countries,<b>Mint taxes are imposed on the whole world, export inflation depreciates debt, dilutes foreign exchange reserves accumulated by countries, and other economies are forced to bear imported inflation, depreciation of creditor's rights and financial volatility.</b></p><p><b>Now the thunderstorm of Silicon Valley Bank is a backlash to its financial industry and upstart capital, as well as the liquidation of the Fed's unlimited QE.</b></p><p><b>At present, China is in the path of recovery, and it has to be hard to forge iron. China's top priority is to develop the economy and strive for the economy with all its efforts. Development is the best foundation for risk prevention. If we can start the economic recovery plan of expanding domestic demand led by new infrastructure and new energy, it is expected to turn the crisis into an opportunity. Just like in 2009, if the response is strong, China's economy is expected to lead the world again in 2023.</b></p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/f09c44f289c2f0d40610768fe6661fab","relate_stocks":{"161125":"标普500",".DJI":"道琼斯","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","IVV":"标普500ETF-iShares","LU0390134368.USD":"FRANKLIN GLOBAL GROWTH \"A\" (USD) ACC","UDOW":"三倍做多道指30ETF-ProShares",".IXIC":"NASDAQ Composite","DOG":"道指ETF-ProShares做空","BK4585":"ETF&股票定投概念","SPXU":"三倍做空标普500ETF-ProShares","LU1861217088.USD":"贝莱德金融科技A2","SPY":"标普500ETF","BK4581":"高盛持仓","DXD":"两倍做空道琼30指数ETF-ProShares",".SPX":"S&P 500 Index","OEX":"标普100","DJX":"1/100道琼斯"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1185555153","content_text":"美国时间2023年3月12日晚，美国财政部、美联储和联邦存款保险公司联合发表声明：1、允许联邦存款保险公司（FDIC）以全额保护所有存款人的方式完成对硅谷银行的清算。存款人将从3月13日开始获得他们的全额资金，硅谷银行的清算不会由纳税人承担任何损失。同样应用于今天关闭的纽约市Signature Bank。2、相对应的，股东和部分次级债权(unsecured)拥有人则无法获得保护，高级管理人员也已经被撤职。3、美联储宣布，将向符合条件的存款机构提供额外资金。美联储将创建新的银行期限资金计划（BTFP），向银行、储蓄协会、信用合作社和在美国的国外银行分行等存款机构提供最长为一年的贷款。4、财政部将从外汇稳定基金中提供高达250亿美元的资金支持BTFP。1、美国财政部、美联储、联邦存款保险公司联合出手，为硅谷银行储户兜底，遏制危机升级针对美国银行风险事件，美国应对措施：1）联邦存款保险公司（FDIC)释放存款保险基金（DIF），为储户兜底；2）推出银行期限资金计划（BTFP），为银行提供流动性支持。短期看，两项措施或较有效的解决初现苗头的美国银行挤兑潮，同时缓和市场情绪。具体来看：1）针对已经被托管的银行，除开将其资产变卖以筹措资金外，其余的资金缺口将通过FDIC的存款保险基金（DIF）补齐，保证了储户的资产。截至2022年底，FDIC共有保费1288亿美元。但也会带来一定的风险。如果未来FDIC需要获得更多的保费收入，可能会促使银行系统储备更多的现金及其等价物，银行中期来看面临隐性流动性问题。举例来说，DIF保费有三个补充的渠道，第一是收取一次性特别保费，第二是提前收取保费，第三个是向财政部借款。2009年6月，FDIC收取了特别保费共计55亿美元，对整体银行业流动性带来了一定压力；2009年12月，FDIC收取了提前保费共计45.7亿美元，进一步限制了在危机情形下银行的信贷能力。2）美联储新推出的银行期限资金计划（BTFP），通过高质量证券抵押贴现的方式向银行的准备金账户注入流动性。抵押品主要以美债、机构债和抵押贷款支持证券等资产为主；且这些资产的抵押价值将以面值计算，利率为OIS + 10bp；不设置单一机构使用的上限，且允许机构提前还款。这意味着，相较于贴现窗口（Discount Window）和常规回购工具（Standing Repo Facility），向BTFP借款可以获得更多的现金流动性。在当前金融环境收紧和流动性压力增加的时期，BTFP缓解金融机构在市场上折价出售这些高质量证券回升流动性的压力。同时，美联储的资产端收到抵押的证券，负债端增加银行等金融机构的准备金，整个资产负债表也会再次小幅扩张。2、厨房里不止一只蟑螂：美国面临的是整个银行业危机和流动性危机美国硅谷银行、Signature银行、以及第一共和银行连续暴雷。这仅仅是美国银行业风险的冰山一角，美联储面临的是整个银行业危机和流动性危机。美联储过去两年直升机撒钱。2020年3月美联储推出无限量量化宽松，随后承诺将长时间维持0利率水平。截至2022年3月美联储宣布加息时，其资产负债表累计增长110%，达到9万亿峰值。其中准备金、财政部一般账户以及衡量剩余流动性的隔夜逆回购用量分别增长135%、57%以及712%。银行在流动性过剩的环境下大量购入美国国债。在2020年全球大放水的环境下，银行贷款需求疲软，银行资金无处可去。2019年第四季度至2022年第四季度期间，美国银行业存款增加了超过5万亿美元，其中仅14%被用于贷款。同时，隔夜逆回购账户、货币市场基金和T-Bills等收益较低。现金存入美联储隔夜逆回购账户只能获得约5bp-15bp的年化收益，货币市场基金与T-Bills也仅有不到20bp的年化收益。截至2022年3月15日美联储宣布加息前，美国商业银行持有国债约4.6万亿美元，较量化宽松开始前增加53%。2022年3月，美联储开启激进加息，银行资产端缩水、负债端储蓄流出，陷入流动性紧张。截至2023年3月，美联储累计加息450个基点，导致美债收益率快速飙升。此前在流动性宽松背景下大量购买的美债资产价格出现大幅下跌，被归类为可出售资产（AFS）的美国国债开始出现浮亏。根据FDIC数据，截至2022年第四季度，美国银行系统内未实现损失约为6200亿美元，其中可售国债及证券约为2795亿美元。从目前美联储公布的工具以及解决方案来看，仅对银行资产端起到了托底的作用，但对负债端储蓄流出的风险没有进行有效抑制。美联储要打扫所有战场，能否防止金融危机，取决于美联储能否应对及时、阻止传染链条、以及获取市场信任。3、美联储宣称不必纳税人负担，究竟谁买单？美国财长耶伦表示“硅谷银行的清算不会由纳税人承担任何损失”，从表象上确实如此：无论是救助被托管银行的FDIC保费收入，还是对流动性进行补充的BTFP都不直接来自于政府支出。事实是，所有的债务重组多数是债务货币化，最终都由超发货币进而稀释纳税人承担。历史经验表明，硅谷银行等被托管银行进行债务重组和处置的过程往往需要货币化，即获得财政部、美联储、FDIC为其提供的额外资本。属于变相超发货币的行为。货币超发带来高通胀，稀释居民购买力。同时，为了抑制高通胀，美国加息，带来强美元周期，全球买单。疫情以来，美联储的资产负债表翻了近三倍，最高达到了超9万亿美元，导致了美国通胀高企、激进加息、强美元周期。高通胀严重损害了美国居民部门的购买力。同时，美国在收割全球非美经济体、压制非美经济体的经济增长动能。这背后是美元霸权。美国经济占世界经济22%左右，贸易量占全球贸易13%左右，但以美元计价的交易占了50%，美元外汇储备占了60%，以美元计价的跨境信贷占了50%。美元霸权存在深层次问题，给美国自身和外围国家均施加桎梏，短期难以撼动，但长期难以维系。对内，低储蓄和高消费模式下，美国深受贸易逆差、产业空心化困扰，巨额债务和财政赤字攀升，收入差距拉大。对外，美国控制全球跨境支付系统，频繁实施金融制裁，冻结资产，利用对国际组织的表决权，限制他国的融资渠道和融资条件，向全世界征收铸币税，输出通胀使债务贬值，稀释各国积累的外汇储备，其他经济体被迫承受输入性通货膨胀、债权贬值和金融波动。而现在硅谷银行的暴雷正是对其金融业和新贵资本的反噬，以及对美联储无限量QE的清算。当前中国正处于复苏的通道，打铁还得自身硬，中国当务之急是发展经济，全力拼经济。发展是防风险最好的根基。如果能够启动以新基建新能源领先的扩大内需经济复苏计划，有望化危为机，就像2009年一样，如果应对有力，2023年中国经济有望重新引领全球。","news_type":1,"symbols_score_info":{"161125":0.9,"ESmain":0.9,"DXD":0.9,"IVV":0.9,"NQmain":0.9,".DJI":0.9,"SIVB":0.9,"DOG":0.9,".IXIC":0.9,"DJX":0.9,"SPXU":0.9,".SPX":0.9,"UDOW":0.9,"SPY":0.9,"OEX":0.9}},"isVote":1,"tweetType":1,"viewCount":4277,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949537675,"gmtCreate":1678747128397,"gmtModify":1678747132476,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949537675","repostId":"1110580899","repostType":4,"repost":{"id":"1110580899","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1678714241,"share":"https://ttm.financial/m/news/1110580899?lang=en_US&edition=fundamental","pubTime":"2023-03-13 21:30","market":"us","language":"zh","title":"Opening | U.S. Stocks Collective open low, First Republic Bank Plunges 67%","url":"https://stock-news.laohu8.com/highlight/detail?id=1110580899","media":"老虎资讯综合","summary":"道指跌约280点，纳指跌0.85%，标普500指数跌超1%。","content":"<p><html><head></head><body>On Monday, March 13th, when U.S. stocks opened, the Dow fell about 280 points, the Nasdaq fell 0.85%, and the S&P 500 fell more than 1%.</p><p><img src=\"https://static.tigerbbs.com/6d411f2c0bfc38704d43eaab5d0c08ef\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p>Bank stocks plummeted, with First Republic Bank falling 67%, Aleans Western Bank falling 75%, PacWest Bancorp triggering a fuse at the beginning of the session, after falling about 35%, Credit Suisse falling more than 8%, U.S. Bank falling 8.7%, Bank of America and Wells Fargo falling more than 7%, Citigroup falling more than 6%, UBS and Barclays falling nearly 5%.</p><p><img src=\"https://static.tigerbbs.com/ea7c20aecde1af34087b632df98a53fd\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p>Tesla fell at the beginning of the session, once falling by more than 5%. Analysts say Tesla could also be a victim of a thunderstorm at Silicon Valley Bank.</p><p>Seagen, a biotechnology company, rose by more than 15%, and Pfizer plans to acquire the company in cash at a price of $229/share.</p><p>Biopharmaceutical company Provention Bio surged more than 240%, hitting a high of $24.09. On the news, Sanofi will buy the company for $25 per share in cash.</p><p><img src=\"https://static.tigerbbs.com/48c27c3227e67bb03f87d75e000a4a41\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p><a href=\"https://laohu8.com/S/LI\">Li Auto</a>With an increase of more than 2%, Ideal launched a price insurance policy. Within 90 days from the date of ordering, if the official selling price of the purchased model is reduced, Li Auto will voluntarily refund the difference.</p><p>XPeng Motors fell more than 3% and Nio fell more than 5%.</p><p>Popular Chinese stocks were mixed, with Alibaba falling 0.86%, JD.COM falling 1.88%, Pinduoduo rising 0.4%, Baidu rising 0.23% and Bilibili rising more than 4%.</p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Opening | U.S. Stocks Collective open low, First Republic Bank Plunges 67%</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nOpening | U.S. Stocks Collective open low, First Republic Bank Plunges 67%\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2023-03-13 21:30</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>On Monday, March 13th, when U.S. stocks opened, the Dow fell about 280 points, the Nasdaq fell 0.85%, and the S&P 500 fell more than 1%.</p><p><img src=\"https://static.tigerbbs.com/6d411f2c0bfc38704d43eaab5d0c08ef\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p>Bank stocks plummeted, with First Republic Bank falling 67%, Aleans Western Bank falling 75%, PacWest Bancorp triggering a fuse at the beginning of the session, after falling about 35%, Credit Suisse falling more than 8%, U.S. Bank falling 8.7%, Bank of America and Wells Fargo falling more than 7%, Citigroup falling more than 6%, UBS and Barclays falling nearly 5%.</p><p><img src=\"https://static.tigerbbs.com/ea7c20aecde1af34087b632df98a53fd\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p>Tesla fell at the beginning of the session, once falling by more than 5%. Analysts say Tesla could also be a victim of a thunderstorm at Silicon Valley Bank.</p><p>Seagen, a biotechnology company, rose by more than 15%, and Pfizer plans to acquire the company in cash at a price of $229/share.</p><p>Biopharmaceutical company Provention Bio surged more than 240%, hitting a high of $24.09. On the news, Sanofi will buy the company for $25 per share in cash.</p><p><img src=\"https://static.tigerbbs.com/48c27c3227e67bb03f87d75e000a4a41\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p><a href=\"https://laohu8.com/S/LI\">Li Auto</a>With an increase of more than 2%, Ideal launched a price insurance policy. Within 90 days from the date of ordering, if the official selling price of the purchased model is reduced, Li Auto will voluntarily refund the difference.</p><p>XPeng Motors fell more than 3% and Nio fell more than 5%.</p><p>Popular Chinese stocks were mixed, with Alibaba falling 0.86%, JD.COM falling 1.88%, Pinduoduo rising 0.4%, Baidu rising 0.23% and Bilibili rising more than 4%.</p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/ff6e3231d788a5a6d28cf7965385cc7f","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1110580899","content_text":"3月13日周一，美股开盘，道指跌约280点，纳指跌0.85%，标普500指数跌超1%。银行股重挫，第一共和银行跌67%，阿莱恩斯西部银行跌75%，PacWest Bancorp盘初触发熔断，此前跌约35%，瑞士信贷跌超8%，美国合众银行跌8.7%，美国银行、富国银行跌超7%，花旗集团跌超6%，瑞银、巴克莱跌近5%。特斯拉盘初下挫，一度跌超5%。分析师称特斯拉也可能成为硅谷银行暴雷的受害者。生物技术公司Seagen涨超15%，辉瑞拟以229美元/股的价格现金收购该公司。生物制药公司Provention Bio暴涨超240%，最高触及24.09美元。消息面上，赛诺菲将以每股25美元现金收购该公司。理想汽车涨超2%，理想推出保价政策，自定购日起90天内，若所购车型官方售价有降价情形，理想汽车将主动返还差价。小鹏汽车跌超3%，蔚来跌超5%。热门中概股涨跌不一，阿里巴巴跌0.86%，京东跌1.88%，拼多多涨0.4%，百度涨0.23%，哔哩哔哩涨超4%。","news_type":1,"symbols_score_info":{".SPX":0.9,".IXIC":0.9,".DJI":0.9}},"isVote":1,"tweetType":1,"viewCount":3867,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949537861,"gmtCreate":1678747112454,"gmtModify":1678747115892,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949537861","repostId":"2319429067","repostType":4,"isVote":1,"tweetType":1,"viewCount":3570,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949537192,"gmtCreate":1678747075616,"gmtModify":1678747079650,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949537192","repostId":"1145863607","repostType":4,"repost":{"id":"1145863607","kind":"news","pubTimestamp":1678716482,"share":"https://ttm.financial/m/news/1145863607?lang=en_US&edition=fundamental","pubTime":"2023-03-13 22:08","market":"us","language":"zh","title":"It's not just banks! American wealth management giants can't escape \"robbery\"","url":"https://stock-news.laohu8.com/highlight/detail?id=1145863607","media":"华尔街见闻","summary":"嘉信理财的净利息收入也如同其他银行一样，面临着越来越大的风险。","content":"<p><html><head></head><body><a href=\"https://laohu8.com/S/BAC\">Bank of America</a>The impact of the crisis began to spread, and the financial giants also suffered a plunge.</p><p>On Monday,<a href=\"https://laohu8.com/S/SCHW\">Charles Schwab</a>open low, which once fell by more than 23% at the beginning of the session, the largest intraday decline on a record. As of press time, the intraday decline exceeded 16%.</p><p><img src=\"https://static.tigerbbs.com/e1d6b4d069d0d2bd8ef45177d4ea1d66\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p>As an asset management giant, Schwab has grown its portfolio to include financial advisory, registered investment advisor custody services, and banking and lending. With the advent of commission-free trading, Schwab's other revenue streams are starting to take on greater importance.</p><p>Schwab made more than $10 billion in net interest income last year, or about half of its total revenue for the year, according to its fourth-quarter earnings report.<b>This portion of revenue is the difference between the interest Schwab earns on bonds and loans and the interest it pays on customers' deposits.</b></p><p><b>As interest rates rise, Schwab's net interest income, like other banks, is increasingly at risk.</b></p><p>With short-term interest rates above 5%, investors are reluctant to leave cash idle in bank accounts.</p><p>In the fourth quarter of last year, Charles Schwab's deposits fell 17% from a year earlier and 7% from the third quarter, and in its most recently updated report, Charles Schwab's customer cash as a percentage of customer assets fell to 11.6% in January from 12.3% in December.</p><p><a href=\"https://laohu8.com/S/JPM\">JPMorgan Chase</a>pointed out that,<b>With short-term borrowing peaking later this year, Schwab could come under pressure on its net interest margin — with<a href=\"https://laohu8.com/S/SIVB\">Silicon Valley Bank</a>、<a href=\"https://laohu8.com/S/SBNY\">Signature Bank</a>Exactly the same dilemma.</b></p><p>Morningstar analyst Michael Wong wrote in a March 9 research note:</p><p>Many banks and companies with related banking entities, such as Charles Schwab, also have significant unrealized losses on fixed income securities on their balance sheets, as recently rising interest rates have reduced the value of fixed income securities. Schwab said in its fourth-quarter report that the company took steps to boost liquidity last year, including accumulating available cash and leveraging limited short-term funding sources such as retail certificates of deposit.</p><p>Analysts at Keefe, Bruyette & Woods said the speed at which customers can move cash may remain a concern for investors, though they argued that a more severe deposit outflow would not cause capital problems for Schwab, but it could raise questions about the company's near-term profitability and force Schwab to pause or reduce buybacks.</p><p></body></html></p>","source":"live_wallstreetcn","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>It's not just banks! American wealth management giants can't escape \"robbery\"</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIt's not just banks! American wealth management giants can't escape \"robbery\"\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">华尔街见闻</strong><span class=\"h-time small\">2023-03-13 22:08</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body><a href=\"https://laohu8.com/S/BAC\">Bank of America</a>The impact of the crisis began to spread, and the financial giants also suffered a plunge.</p><p>On Monday,<a href=\"https://laohu8.com/S/SCHW\">Charles Schwab</a>open low, which once fell by more than 23% at the beginning of the session, the largest intraday decline on a record. As of press time, the intraday decline exceeded 16%.</p><p><img src=\"https://static.tigerbbs.com/e1d6b4d069d0d2bd8ef45177d4ea1d66\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"/></p><p>As an asset management giant, Schwab has grown its portfolio to include financial advisory, registered investment advisor custody services, and banking and lending. With the advent of commission-free trading, Schwab's other revenue streams are starting to take on greater importance.</p><p>Schwab made more than $10 billion in net interest income last year, or about half of its total revenue for the year, according to its fourth-quarter earnings report.<b>This portion of revenue is the difference between the interest Schwab earns on bonds and loans and the interest it pays on customers' deposits.</b></p><p><b>As interest rates rise, Schwab's net interest income, like other banks, is increasingly at risk.</b></p><p>With short-term interest rates above 5%, investors are reluctant to leave cash idle in bank accounts.</p><p>In the fourth quarter of last year, Charles Schwab's deposits fell 17% from a year earlier and 7% from the third quarter, and in its most recently updated report, Charles Schwab's customer cash as a percentage of customer assets fell to 11.6% in January from 12.3% in December.</p><p><a href=\"https://laohu8.com/S/JPM\">JPMorgan Chase</a>pointed out that,<b>With short-term borrowing peaking later this year, Schwab could come under pressure on its net interest margin — with<a href=\"https://laohu8.com/S/SIVB\">Silicon Valley Bank</a>、<a href=\"https://laohu8.com/S/SBNY\">Signature Bank</a>Exactly the same dilemma.</b></p><p>Morningstar analyst Michael Wong wrote in a March 9 research note:</p><p>Many banks and companies with related banking entities, such as Charles Schwab, also have significant unrealized losses on fixed income securities on their balance sheets, as recently rising interest rates have reduced the value of fixed income securities. Schwab said in its fourth-quarter report that the company took steps to boost liquidity last year, including accumulating available cash and leveraging limited short-term funding sources such as retail certificates of deposit.</p><p>Analysts at Keefe, Bruyette & Woods said the speed at which customers can move cash may remain a concern for investors, though they argued that a more severe deposit outflow would not cause capital problems for Schwab, but it could raise questions about the company's near-term profitability and force Schwab to pause or reduce buybacks.</p><p></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://wallstreetcn.com/articles/3683923\">华尔街见闻</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/db7c43fbe3505163a87d780d51b9837d","relate_stocks":{"SCHW":"嘉信理财"},"source_url":"https://wallstreetcn.com/articles/3683923","is_english":false,"share_image_url":"https://static.laohu8.com/cc96873d3d23ee6ac10685520df9c100","article_id":"1145863607","content_text":"美国银行危机影响开始蔓延，理财巨头也遭遇了暴跌。周一，嘉信理财大幅低开，盘初一度跌超23%，创纪录最大盘中跌幅，截至发稿盘中跌幅超16%。作为资产管理巨头，嘉信理财的业务组合发展到包括金融咨询、注册投资顾问托管服务以及银行和贷款。随着免佣金交易的出现，嘉信理财的其他收入来源也开始变得更为重要。嘉信理财第四季度收益报告显示，该公司去年取得了超过100亿美元的净利息收入，约占其全年总收入的一半。这部分收入是嘉信理财从债券和贷款上赚取的利息与支付客户存款利息之间的差额。随着利率上升，嘉信理财的净利息收入也如同其他银行一样，面临着越来越大的风险。在短期利率超过5%的情况下，投资者们都不太愿意将现金闲置在银行账户中。去年第四季度，嘉信理财的存款较上年同期下降17%，较第三季度下降7%，在最近更新的报告中，嘉信理财1月份客户现金占客户资产的比例从12月份的12.3%降至11.6%。摩根大通指出，随着短期借款在今年晚些时候达到峰值，嘉信理财的净息差可能面临压力——与硅谷银行、Signature Bank如出一辙的困境。晨星分析师Michael Wong在3月9日的一份研究报告中写道：许多银行和拥有相关银行实体的公司，如嘉信理财，在资产负债表上也有大量固定收益证券的未实现亏损，因为最近上升的利率降低了固定收益证券的价值。嘉信理财在其第四季度报告中称，该公司去年采取措施提振流动性，包括积累可用现金，并利用零售存单等有限的短期资金来源。Keefe, Bruyette & Woods的分析师表示，客户转移现金的速度可能仍是投资者担忧的一个问题，不过他们认为，更严重的存款外流不会导致嘉信理财出现资本问题，但这可能会引发人们对该公司近期盈利能力的质疑，并迫使嘉信理财暂停或减少回购。","news_type":1,"symbols_score_info":{"SCHW":0.9}},"isVote":1,"tweetType":1,"viewCount":4609,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949537389,"gmtCreate":1678747058241,"gmtModify":1678747061592,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949537389","repostId":"1175929938","repostType":4,"repost":{"id":"1175929938","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1678717786,"share":"https://ttm.financial/m/news/1175929938?lang=en_US&edition=fundamental","pubTime":"2023-03-13 22:29","market":"us","language":"zh","title":"U.S. Blockchain Concept Stocks Move Higher as Bitcoin Breaks $23,000","url":"https://stock-news.laohu8.com/highlight/detail?id=1175929938","media":"老虎资讯综合","summary":"Marathon Digital涨超15%。","content":"<p><html><head></head><body>Bitcoin exceeded $23,000, U.S. Blockchain concept stocks rose, Marathon Digital rose more than 15%, Riot Blockchain rose more than 13%, MicroStrategy rose nearly 11%, and Coinbase rose more than 7%.</p><p><img src=\"https://static.tigerbbs.com/fa6387a9cc927c43587042941bb88cf4\" tg-width=\"840\" tg-height=\"470\" width=\"100%\" height=\"auto\"/></p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>U.S. Blockchain Concept Stocks Move Higher as Bitcoin Breaks $23,000</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nU.S. Blockchain Concept Stocks Move Higher as Bitcoin Breaks $23,000\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2023-03-13 22:29</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>Bitcoin exceeded $23,000, U.S. Blockchain concept stocks rose, Marathon Digital rose more than 15%, Riot Blockchain rose more than 13%, MicroStrategy rose nearly 11%, and Coinbase rose more than 7%.</p><p><img src=\"https://static.tigerbbs.com/fa6387a9cc927c43587042941bb88cf4\" tg-width=\"840\" tg-height=\"470\" width=\"100%\" height=\"auto\"/></p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/414360f2ef7b5c785cb936b4a9b53a44","relate_stocks":{"COIN":"Coinbase Global, Inc.","MSTR":"Strategy","RIOT":"Riot Platforms","MARA":"MARA Holdings"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1175929938","content_text":"比特币突破23000美元，美股区块链概念股走高，Marathon Digital涨超15%，Riot Blockchain涨超13%，MicroStrategy涨近11%，Coinbase涨超7%。","news_type":1,"symbols_score_info":{"COIN":0.9,"MSTR":0.9,"MARA":0.9,"RIOT":0.9}},"isVote":1,"tweetType":1,"viewCount":3976,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949537911,"gmtCreate":1678747044234,"gmtModify":1678747048124,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949537911","repostId":"1161620075","repostType":4,"isVote":1,"tweetType":1,"viewCount":4285,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":627725630,"gmtCreate":1678706193521,"gmtModify":1678706193521,"author":{"id":"3571972374738086","authorId":"3571972374738086","name":"Than","avatar":"https://static.tigerbbs.com/ffec423859ee144e45cbb36e9239a79a","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571972374738086","idStr":"3571972374738086"},"themes":[],"title":"","htmlText":"6597593524","listText":"6597593524","text":"6597593524","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/627725630","repostId":"1121669256","repostType":4,"repost":{"id":"1121669256","kind":"news","pubTimestamp":1678697932,"share":"https://ttm.financial/m/news/1121669256?lang=en_US&edition=fundamental","pubTime":"2023-03-13 16:58","market":"us","language":"zh","title":"First Republic Bank fell more than 60% before the market. These three small American banks are going to collapse tonight?","url":"https://stock-news.laohu8.com/highlight/detail?id=1121669256","media":"华尔街见闻","summary":"昨日(周日)第一共和银行部分分行外已有存户排队。","content":"<p><html><head></head><body>As the Silicon Valley bank crisis continued to ferment on Monday, March 13, the California-based<a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>(First Republic Bank) The pre-market decline of U.S. stocks has been expanding, falling by more than 60% so far. Some people in the financial and cryptocurrency circles in the United States posted, claiming that the Federal Deposit Insurance Corporation (FDIC) of the United States also plans to enter First Republic Bank, and it is rumored that the bank may be taken over by the FDIC as soon as Monday. Yesterday (Sunday), depositors lined up outside some branches of First Republic Bank. It is expected that they will wait all night, hoping to withdraw their deposits immediately when the bank opens on Monday morning, US time.</p><p><img src=\"https://static.tigerbbs.com/8a20d1f574453f8287dcce50f6ba300d\" tg-width=\"449\" tg-height=\"433\" referrerpolicy=\"no-referrer\"/></p><p>Meanwhile, Western Alliance Bancorporation fell 20% premarket; PacWest Bancorp fell more than 28% in the premarket after updating its financial information in light of recent industry events and reiterating its capital and liquidity strategy.</p><p><img src=\"https://static.tigerbbs.com/ca49fb8ccde900d85765ec9a63ccdf27\" tg-width=\"640\" tg-height=\"343\" referrerpolicy=\"no-referrer\"/></p><p>Wall Street News mentioned earlier that statistics show that 102 out of 108 banks saw their net interest margins expand in the fourth quarter of last year. The remaining 10 banks have narrowed or widened their net interest margins the least in the past year: Silicon Valley Bank came in 11th, with a ratio of net interest income to average total assets of 1.93% in the fourth quarter of last year, up from 1.83% in the same period last year.</p><p>The media pointed out that before SIVB, the parent company of Silicon Valley Bank, decided to raise money aggressively, the company's net interest margin, also known as net interest margin (NIM), had already implied that Silicon Valley Bank could not cope well with the double blow environment of rising interest rates and slowing loan growth in venture capital.</p><p>Therefore, taking NIM as an indicator, after the explosion of Silicon Valley Bank, the media believed that,<b>Ten more banks could be in such a crisis because their NIMs have all narrowed over the past year, or expanded slightly.</b>In the list, First Republic Bank fell by more than 50% at the beginning of last Friday, and suspended trading more than once during the session because of excessive share price fluctuations. At the end of morning trading, the decline was once less than 0.06%, and then expanded to more than 10% at noon.</p><p>But First Republic Bank said at the time that the corporate savings funding base was strong and there was considerable diversity. The liquidity picture is also very strong, with only 4% of savings currently linked to the technology sector.</p><p></body></html></p>","source":"live_wallstreetcn","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>First Republic Bank fell more than 60% before the market. These three small American banks are going to collapse tonight?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFirst Republic Bank fell more than 60% before the market. These three small American banks are going to collapse tonight?\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">华尔街见闻</strong><span class=\"h-time small\">2023-03-13 16:58</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>As the Silicon Valley bank crisis continued to ferment on Monday, March 13, the California-based<a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>(First Republic Bank) The pre-market decline of U.S. stocks has been expanding, falling by more than 60% so far. Some people in the financial and cryptocurrency circles in the United States posted, claiming that the Federal Deposit Insurance Corporation (FDIC) of the United States also plans to enter First Republic Bank, and it is rumored that the bank may be taken over by the FDIC as soon as Monday. Yesterday (Sunday), depositors lined up outside some branches of First Republic Bank. It is expected that they will wait all night, hoping to withdraw their deposits immediately when the bank opens on Monday morning, US time.</p><p><img src=\"https://static.tigerbbs.com/8a20d1f574453f8287dcce50f6ba300d\" tg-width=\"449\" tg-height=\"433\" referrerpolicy=\"no-referrer\"/></p><p>Meanwhile, Western Alliance Bancorporation fell 20% premarket; PacWest Bancorp fell more than 28% in the premarket after updating its financial information in light of recent industry events and reiterating its capital and liquidity strategy.</p><p><img src=\"https://static.tigerbbs.com/ca49fb8ccde900d85765ec9a63ccdf27\" tg-width=\"640\" tg-height=\"343\" referrerpolicy=\"no-referrer\"/></p><p>Wall Street News mentioned earlier that statistics show that 102 out of 108 banks saw their net interest margins expand in the fourth quarter of last year. The remaining 10 banks have narrowed or widened their net interest margins the least in the past year: Silicon Valley Bank came in 11th, with a ratio of net interest income to average total assets of 1.93% in the fourth quarter of last year, up from 1.83% in the same period last year.</p><p>The media pointed out that before SIVB, the parent company of Silicon Valley Bank, decided to raise money aggressively, the company's net interest margin, also known as net interest margin (NIM), had already implied that Silicon Valley Bank could not cope well with the double blow environment of rising interest rates and slowing loan growth in venture capital.</p><p>Therefore, taking NIM as an indicator, after the explosion of Silicon Valley Bank, the media believed that,<b>Ten more banks could be in such a crisis because their NIMs have all narrowed over the past year, or expanded slightly.</b>In the list, First Republic Bank fell by more than 50% at the beginning of last Friday, and suspended trading more than once during the session because of excessive share price fluctuations. At the end of morning trading, the decline was once less than 0.06%, and then expanded to more than 10% at noon.</p><p>But First Republic Bank said at the time that the corporate savings funding base was strong and there was considerable diversity. The liquidity picture is also very strong, with only 4% of savings currently linked to the technology sector.</p><p></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://wallstreetcn.com/articles/3683893\">华尔街见闻</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/ab829791189dcecae5ae68172028ca31","relate_stocks":{"WAL":"阿莱恩斯西部银行","PACW":"西太平洋合众银行"},"source_url":"https://wallstreetcn.com/articles/3683893","is_english":false,"share_image_url":"https://static.laohu8.com/cc96873d3d23ee6ac10685520df9c100","article_id":"1121669256","content_text":"3月13日周一，硅谷银行危机继续发酵，总部位于加州的第一共和银行(First Republic Bank)美股盘前跌幅不断扩大，截至目前跌超60%。有美国财经界及加密币圈人士发贴，声称美国联邦存款保险公司(FDIC)亦拟进驻第一共和银行，有传该银行可能最快周一便会被FDIC接管。昨日(周日)第一共和银行部分分行外已有存户排队，料他们将会通宵轮候，希望等候美国时间周一早上银行开门时立即提走存款。同时，阿莱恩斯西部银行（Western Alliance Bancorporation）盘前跌20%；PacWest Bancorp盘前一度跌超28%，此前鉴于近期的行业事件更新财务信息，并重申其资本和流动资金战略。华尔街见闻此前提及，统计结果显示，108家银行中有102家银行去年第四季度净息差扩大。剩下的10家银行在过去一年净息差收窄、或扩大幅度最小：硅谷银行排在第11位，去年第四季度净利息收入和平均总资产比值为1.93%，高于去年同期的1.83%。媒体指出，在硅谷银行母公司SIVB决定大举筹资以前，该公司的净利息收益率、又名净息差（NIM）变动已经暗示，硅谷银行无法很好地应对利率上升、同时风险投资领域贷款增长放缓的双重打击环境。因此以NIM为指标衡量，在硅谷银行爆雷后，媒体认为，还有十家银行可能陷入这样的危机，因为他们过去一年的NIM都收窄，或者略有扩大。在名单中，第一共和银行上周五盘初曾跌超50%，盘中不止一次因为股价波动过大而暂停交易，早盘尾声时跌幅一度不足0.06%，午盘又扩大到10%以上。但第一共和银行当时表示，公司储蓄资金基础强大，并有可观的多样性。流动性状况同样非常强劲，目前仅有4%的储金与科技行业相关。","news_type":1,"symbols_score_info":{"WAL":0.9,"FRC":0.9,"PACW":0.9}},"isVote":1,"tweetType":1,"viewCount":3854,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}