Replying to @Shyon:mym//@Shyon:I would prefer to wait for the earnings results before adding to Singapore bank stocks. The recent pullback makes valuations more interesting, but I do not think a lower share price automatically means a bargain. I would rather have more clarity on earnings and management guidance. Among the three, I would pay close attention to $DBS(D05.SI)$ and $ocbc bank(O39.SI)$ , particularly their net interest income, wealth management fees and dividend sustainability. For OCBC, I also want to distinguish Great Eastern’s investment-related volatility from the underlying