Profile - To The Moon

lowniu

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- lowniulowniu
  ·11-22
  $Roku Inc(ROKU)$ pain....
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- lowniulowniu
  ·03-21
  $CHWY 20250404 27.0 PUT$
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- lowniulowniu
  ·2024-04-27
  Thx for sharing ......
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- lowniulowniu
  ·2023-12-15
  $Roku Inc(ROKU)$
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- lowniulowniu
  ·2023-04-09
  Thx for the game, it was fun
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- lowniulowniu
  ·2023-03-21
  Share your opinion about this news…
  Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure
  A number of bank collapses over the past week has spread significant contagion fears in the market.T
  Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure
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- lowniulowniu
  ·2023-03-21
  Yeah
  Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure
  A number of bank collapses over the past week has spread significant contagion fears in the market.T
  Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure
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- lowniulowniu
  ·2023-03-18
  Yeah
  Are Banks on the Edge of Another 2008-Style Precipice?
  Bearish nerves seem to be winning right now — despite good reasons to hope notUS bank shares are dow
  Are Banks on the Edge of Another 2008-Style Precipice?
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- lowniulowniu
  ·2023-01-03
  $Micron Technology(MU)$ Rise please
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- lowniulowniu
  ·2022-12-14
  $Taiwan Semiconductor Manufacturing(TSM)$ yes
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news…","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9943877311","repostId":"2321221668","repostType":2,"repost":{"id":"2321221668","kind":"highlight","pubTimestamp":1679369497,"share":"https://ttm.financial/m/news/2321221668?lang=&edition=fundamental","pubTime":"2023-03-21 11:31","market":"us","language":"en","title":"Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=2321221668","media":"InvestorPlace","summary":"A number of bank collapses over the past week has spread significant contagion fears in the market.T","content":"<div>\n<p>A number of bank collapses over the past week has spread significant contagion fears in the market.These fears have been furthered by a report that as many as 190 banks could see similar runs on ...</p>\n\n<a href=\"https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/\">Web Link</a>\n\n</div>\n","source":"investorplace","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBank Stocks Alert: 190 Banks Could Follow SVB Into Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-03-21 11:31 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>A number of bank collapses over the past week has spread significant contagion fears in the market.These fears have been furthered by a report that as many as 190 banks could see similar runs on ...</p>\n\n<a href=\"https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SI":"Shoulder Innovations, Inc.","SIVBQ":"硅谷银行","SBNY":"签字银行","UBS":"瑞银"},"source_url":"https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2321221668","content_text":"A number of bank collapses over the past week has spread significant contagion fears in the market.These fears have been furthered by a report that as many as 190 banks could see similar runs on deposits.If that’s the case, the sector could be far from bottoming out.It has been a wild few weeks for investors in a range of U.S. banks. The collapse of Silvergate Capital (NYSE:SI), SVB Financial (NASDAQ:SIVB) and Signature Bank (NASDAQ:SBNY) was enough to create serious volatility in top bank stocks recently. Now, this weekend’s buyout of Credit Suisse (NYSE:CS) by UBS Group (NYSE:UBS) is the latest shockwave to ripple through financial markets. The long-established Swiss bank will be changing its banners after more than 160 years in business.Today, significant volatility in other regional banks — including First Republic (NYSE:FRC) — signals that these rather widespread bank runs may not be over. The experts appear to agree, too. Recent reports cite the potential for nearly 190 banks to meet the fate of SVB.Let’s dive into what to make of this news.Are Bank Stocks Investable Right Now?Much of the allure of bank stocks revolves around the business models of these institutions.Via fractional reserve banking, lenders are able to take deposits and lend out more than the assets they hold (creating money via debt). So long as all depositors don’t come asking for all their money at once, this system works. In fact, it has worked pretty well for major banks so far. You need only look at the balance sheet of any top-10 bank to see how profitable this business can be.Unfortunately, many small or medium-sized banks took on riskier loans, however, investing their deposits in longer-dated government debt. That’s because this capital needed to be invested in order to pay out a return to depositors, generally in “safe” bonds.With interest rates spiking, banks’ bond portfolios have taken a hit. Thus, in many cases, lenders are underwater with their bond portfolios. That means if deposits are pulled, they’ll be forced to realize their unrealized losses. That’s what happened with Silicon Valley Bank — and it could happen for nearly 190 more financial institutions.Given that only $250,000 of deposits are insured by the Federal Deposit Insurance Corporation (FDIC), small businesses — many of whom have biweekly payroll in excess of that limit — have pulled their deposits and put them in larger banks. So, until there’s some sort of increased assurance from regulators that deposits are safe, Credit Suisse’s buyout may not be the last one we hear of this year.Over the long term, banks have been a great bet. Investors who have picked the leading banks will likely see little-to-no ill effects from this debacle.That said, I’m going to steer clear of smaller regional banks right now. They’re just not worth the risk.","news_type":1,"symbols_score_info":{"SIVBQ":1,"UBS":1,"FRC":1,"SI":1,"CS":1,"SIVB":1,"SBNY":1}},"isVote":1,"tweetType":1,"viewCount":2442,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9943877976,"gmtCreate":1679380338796,"gmtModify":1679380342191,"author":{"id":"3581809688048652","authorId":"3581809688048652","name":"lowniu","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581809688048652","authorIdStr":"3581809688048652"},"themes":[],"htmlText":"Yeah","listText":"Yeah","text":"Yeah","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9943877976","repostId":"2321221668","repostType":2,"repost":{"id":"2321221668","kind":"highlight","pubTimestamp":1679369497,"share":"https://ttm.financial/m/news/2321221668?lang=&edition=fundamental","pubTime":"2023-03-21 11:31","market":"us","language":"en","title":"Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=2321221668","media":"InvestorPlace","summary":"A number of bank collapses over the past week has spread significant contagion fears in the market.T","content":"<div>\n<p>A number of bank collapses over the past week has spread significant contagion fears in the market.These fears have been furthered by a report that as many as 190 banks could see similar runs on ...</p>\n\n<a href=\"https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/\">Web Link</a>\n\n</div>\n","source":"investorplace","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Bank Stocks Alert: 190 Banks Could Follow SVB Into Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBank Stocks Alert: 190 Banks Could Follow SVB Into Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-03-21 11:31 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>A number of bank collapses over the past week has spread significant contagion fears in the market.These fears have been furthered by a report that as many as 190 banks could see similar runs on ...</p>\n\n<a href=\"https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SI":"Shoulder Innovations, Inc.","SIVBQ":"硅谷银行","SBNY":"签字银行","UBS":"瑞银"},"source_url":"https://investorplace.com/2023/03/bank-stocks-alert-190-banks-could-follow-svb-into-failure/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2321221668","content_text":"A number of bank collapses over the past week has spread significant contagion fears in the market.These fears have been furthered by a report that as many as 190 banks could see similar runs on deposits.If that’s the case, the sector could be far from bottoming out.It has been a wild few weeks for investors in a range of U.S. banks. The collapse of Silvergate Capital (NYSE:SI), SVB Financial (NASDAQ:SIVB) and Signature Bank (NASDAQ:SBNY) was enough to create serious volatility in top bank stocks recently. Now, this weekend’s buyout of Credit Suisse (NYSE:CS) by UBS Group (NYSE:UBS) is the latest shockwave to ripple through financial markets. The long-established Swiss bank will be changing its banners after more than 160 years in business.Today, significant volatility in other regional banks — including First Republic (NYSE:FRC) — signals that these rather widespread bank runs may not be over. The experts appear to agree, too. Recent reports cite the potential for nearly 190 banks to meet the fate of SVB.Let’s dive into what to make of this news.Are Bank Stocks Investable Right Now?Much of the allure of bank stocks revolves around the business models of these institutions.Via fractional reserve banking, lenders are able to take deposits and lend out more than the assets they hold (creating money via debt). So long as all depositors don’t come asking for all their money at once, this system works. In fact, it has worked pretty well for major banks so far. You need only look at the balance sheet of any top-10 bank to see how profitable this business can be.Unfortunately, many small or medium-sized banks took on riskier loans, however, investing their deposits in longer-dated government debt. That’s because this capital needed to be invested in order to pay out a return to depositors, generally in “safe” bonds.With interest rates spiking, banks’ bond portfolios have taken a hit. Thus, in many cases, lenders are underwater with their bond portfolios. That means if deposits are pulled, they’ll be forced to realize their unrealized losses. That’s what happened with Silicon Valley Bank — and it could happen for nearly 190 more financial institutions.Given that only $250,000 of deposits are insured by the Federal Deposit Insurance Corporation (FDIC), small businesses — many of whom have biweekly payroll in excess of that limit — have pulled their deposits and put them in larger banks. So, until there’s some sort of increased assurance from regulators that deposits are safe, Credit Suisse’s buyout may not be the last one we hear of this year.Over the long term, banks have been a great bet. Investors who have picked the leading banks will likely see little-to-no ill effects from this debacle.That said, I’m going to steer clear of smaller regional banks right now. They’re just not worth the risk.","news_type":1,"symbols_score_info":{"SIVBQ":1,"UBS":1,"FRC":1,"SI":1,"CS":1,"SIVB":1,"SBNY":1}},"isVote":1,"tweetType":1,"viewCount":3125,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9943318414,"gmtCreate":1679119316339,"gmtModify":1679119319719,"author":{"id":"3581809688048652","authorId":"3581809688048652","name":"lowniu","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581809688048652","authorIdStr":"3581809688048652"},"themes":[],"htmlText":"Yeah&nbsp;","listText":"Yeah&nbsp;","text":"Yeah","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9943318414","repostId":"1126461227","repostType":4,"repost":{"id":"1126461227","kind":"news","pubTimestamp":1679104200,"share":"https://ttm.financial/m/news/1126461227?lang=&edition=fundamental","pubTime":"2023-03-18 09:50","market":"us","language":"en","title":"Are Banks on the Edge of Another 2008-Style Precipice?","url":"https://stock-news.laohu8.com/highlight/detail?id=1126461227","media":"Financial Times","summary":"Bearish nerves seem to be winning right now — despite good reasons to hope notUS bank shares are dow","content":"<div>\n<p>Bearish nerves seem to be winning right now — despite good reasons to hope notUS bank shares are down 17% over the past fortnight © Brendan McDermid/ReutersNorthern Rock, Bear Stearns, Countrywide ...</p>\n\n<a href=\"https://www.ft.com/content/b579e2b1-0b9c-49ec-ba28-6834a20b690d\">Web Link</a>\n\n</div>\n","source":"lsy1580170736413","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Are Banks on the Edge of Another 2008-Style Precipice?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre Banks on the Edge of Another 2008-Style Precipice?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-03-18 09:50 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.ft.com/content/b579e2b1-0b9c-49ec-ba28-6834a20b690d><strong>Financial Times</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Bearish nerves seem to be winning right now — despite good reasons to hope notUS bank shares are down 17% over the past fortnight © Brendan McDermid/ReutersNorthern Rock, Bear Stearns, Countrywide ...</p>\n\n<a href=\"https://www.ft.com/content/b579e2b1-0b9c-49ec-ba28-6834a20b690d\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index",".DJI":"道琼斯"},"source_url":"https://www.ft.com/content/b579e2b1-0b9c-49ec-ba28-6834a20b690d","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1126461227","content_text":"Bearish nerves seem to be winning right now — despite good reasons to hope notUS bank shares are down 17% over the past fortnight © Brendan McDermid/ReutersNorthern Rock, Bear Stearns, Countrywide Financial and Alliance & Leicester. Back in late 2007 and early 2008, when they all failed or were rescued, none of the above was systemically important. And few observers would have predicted the nightmarish crisis that was to strike within the year, felling behemoths from Wall Street’s venerable Lehman Brothers to Royal Bank of Scotland, then the biggest bank in the world.Fifteen years later, after a week in which four banks — Silicon Valley Bank, Signature and First Republic in the US, and Credit Suisse in Europe — teetered and were propped up in one way or another, it is no wonder that investors are questioning whether we are facing 2007-style problems that could soon spiral into another full-blown 2008-style disaster.There are good reasons to hope not. The primary causes of the 2008 crisis — a glut of poor-quality subprime mortgages that had been spread round the world via derivatives on to the balance sheets of poorly capitalised banks — do not apply in 2023. Credit quality remains decent. And bank capital is two to three times stronger than it was a decade and a half ago.Such reassurances have felt empty though in the face of the market panic afflicting bank shares. European banks are down by an average of 19 per cent in a fortnight; US banks by 17 per cent. On Wednesday Credit Suisse shares slumped by 30 per cent intraday, recovering only after central bank intervention.Markets were not exactly calm by the end of the week but they had stabilised somewhat. This came after CS made use of a $54bn “bazooka” liquidity intervention by the Swiss National Bank, while the risk of US bank runs was offset by deposit guarantees, new Federal Reserve liquidity facilities and a Wall Street whipround.Of course such interventions were not supposed to be necessary after the drama of 2008. The vast package of post-crisis regulatory reforms was designed to ensure there could be no repeat of the domino collapses of banks on both sides of the Atlantic. New minimum levels of equity capital were devised, regulatory stress tests were introduced and liquidity ratios were toughened, dictating that more ready funds should be available to meet customer withdrawal requests.This week’s problems in the US were explicitly caused by a failure there to apply these rules to anything other than the eight biggest banks. SVB was brought to its knees by a combination of poor interest rate risk management and lax regulatory oversight, leaving it vulnerable to a run on deposit withdrawals.A similar phenomenon afflicted Signature, a crypto-focused bank, hours later. First Republic, another regional bank, became a particular target after panicked investors realised it would not benefit from the special Federal Reserve funding vehicle launched in the wake of SVB’s failure, because it lacked the requisite collateral to tap the scheme.As investors looked for victims in Europe, attention settled on Credit Suisse, long seen as the region’s weakest big bank. It shares little or no common ground with SVB — its regulatory oversight is robust, its interest rate risk is hedged. But it has been accident-prone and slow to restructure. A decade or more of bad management and scandals has left the group’s reputation severely tarnished — a particularly bad thing when much of your business model rests on persuading billionaires to entrust their wealth to you. At the same time longstanding shareholders have deserted the bank to be replaced with unhelpful new ones.There is even less fundamental reason to distrust the viability of European banks more broadly. Credit losses are low, capital levels are strong and they have come through stress tests.But this bullish assessment is still being trumped by bearish nerves — and some logic. Central bank efforts to tame inflation will produce recessionary pressures, pushing banks’ loan losses higher and potentially eating into capital buffers. At the same time unexpected damage may be inflicted on less regulated, but similarly important, parts of the financial system that have got used to ultra-low interest rates, possibly including pensions, private equity and hedge funds. The gilts crisis in the UK pensions market last autumn was a warning sign of such risks.Even if the chances of another full-blown financial meltdown are low, our ability to deal with it may be less. Back in 2008, policymakers were able to slash interest rates, launch quantitative easing and flood the banks with rescue capital and liquidity. With government balance sheets today far more stretched, and interest rates needing to rise to combat inflation, the weaponry at their disposal is dangerously diminished.","news_type":1,"symbols_score_info":{"SIVB":0.9,"FRC":0.9,".IXIC":0.9,"CS":0.9,".SPX":0.9,".DJI":0.9}},"isVote":1,"tweetType":1,"viewCount":2466,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9950646332,"gmtCreate":1672756483526,"gmtModify":1676538731343,"author":{"id":"3581809688048652","authorId":"3581809688048652","name":"lowniu","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581809688048652","authorIdStr":"3581809688048652"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/MU\">$Micron Technology(MU)$&nbsp;</a><v-v data-views=\"1\"></v-v>Rise please&nbsp;","listText":"<a href=\"https://ttm.financial/S/MU\">$Micron Technology(MU)$&nbsp;</a><v-v data-views=\"1\"></v-v>Rise please&nbsp;","text":"$Micron Technology(MU)$ Rise please","images":[{"img":"https://community-static.tradeup.com/news/679bc4f86dda15b13f3a4377b7ba7755","width":"1170","height":"2292"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9950646332","isVote":1,"tweetType":1,"viewCount":2658,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9921141122,"gmtCreate":1671011418567,"gmtModify":1676538475278,"author":{"id":"3581809688048652","authorId":"3581809688048652","name":"lowniu","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581809688048652","authorIdStr":"3581809688048652"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TSM\">$Taiwan Semiconductor Manufacturing(TSM)$&nbsp;</a> yes","listText":"<a href=\"https://ttm.financial/S/TSM\">$Taiwan Semiconductor Manufacturing(TSM)$&nbsp;</a> yes","text":"$Taiwan Semiconductor Manufacturing(TSM)$ yes","images":[{"img":"https://community-static.tradeup.com/news/3306fe2715d90da71341f6d5d5305198","width":"1170","height":"2292"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9921141122","isVote":1,"tweetType":1,"viewCount":3553,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"defaultTab":"followers","isTTM":true}