To The Moon

Not to overly worry...DBS didn’t suddenly break. The Q4 profit drop is mostly about NIM normalising after a peak-rate year, this was always coming. Yes, missing consensus matters, but fee income growing double digits shows the core business is still working. The bigger issue is positioning. After a ~60% rally and fresh highs, expectations were stretched, so even a “not great” quarter triggers selling. This feels more like profit-taking and earnings digestion than the start of a serious bank rotation. With dividends and capital return commitments running through 2027, downside should be cushioned. Near term, upside is capped and volatility stays. Long term, DBS remains a yield and capital-return story, unless rates fall much faster than the market expects.

High Expectations Come With a Cost Markets don’t collapse because technology fails they collapse because expectations get priced as certainty. When everyone believes profits are inevitable and imminent, risk doesn’t vanish; it piles up. Any deviation from perfection then triggers a sharp repricing. Activate your brain cells! The dot-com bubble is a clear reminder. The internet was real and revolutionary, but valuations assumed instant profitability and endless growth. I was working at a bank at the time, supporting the trading desk, and the atmosphere was one of absolute confidence. Everyone expected quick wins. When reality caught up, prices didn’t adjust slowly, they collapsed. That’s not theory for me; it’s déjà vu. AI today shows similar dynamics. The technology will matter, but parts

it will edge higher as the US devalues. As simple as that. 

It's rather their currency that is worrysome. A stock market is never meant to be linear, things crash every now and then which is rather an opportunity to get in cheap again. The million dollar question remains, what's the point of holding the best stock on earth when the currency keeps dropping like a stone?

You Don’t Need to Wait Until 65 Most people are conditioned to believe retirement only begins at 65, after decades of work and total dependence on government pensions. That model is outdated. Early retirement is not a fantasy. It is a financial strategy. You may wonder, why am I saying all this? It's simple, because my friend did this and it works! Assuming you start around age 30, you can realistically build your own income stream within 15 years, enough to live comfortably in a low-cost country like Thailand without waiting for politicians or pension systems. The method is simple, disciplined, and repeatable. The Core Idea: Build Your Own Monthly Income Instead of saving blindly, you build a dividend income engine. Invest at least USD 800 per month Spread across 12 di

Find out more here:2026 Tiger Brokers Trade To Win Gather your elite trading team, compete for a roaring US$360,000 Prize Pool!

$HANG LUNG PPT(00101)$ Stable bagga, if it drops, just buy more baggage. 

$SBS Transit(S61.SI)$ Can you imagine Singapore without buses? simply impossible, a 7% dividend yield and a fleet of 3500 buses speaks for itself. Great stock to keep an eye on it. 

great stuff, the way expected 

$YIP'S CHEMICAL(00408)$   From a Modest Hong Kong Office to a Greater China Chemical Leader: Why Yip’s Chemical Deserves Investor Attention Few would have imagined that a small trading business founded in Hong Kong in 1971 would one day evolve into one of Greater China’s established specialty chemical groups. Yet this is precisely the path Yip’s Chemical Holdings has taken. The company was founded by Mr. Yip Choi-man as a modest operation supplying basic industrial chemicals to local factories. In its early years, Yip’s Chemical operated from a small office with only a handful of employees, relying on personal relationships, handwritten contracts, and long working hours. Rather than chasing aggressive expansion, management focused on reliabi