7 Types of People & Their Takes on Stablecoins: Where Do You Stand?
Stablecoins and cryptocurrencies remain front and center on Wall Street
$Trump Media & Technology(DJT)$ announced on Monday that it has accumulated approximately $2 billion worth of Bitcoin and related assets. Since Trump pivoted toward the high-yield world of cryptocurrencies, his net worth has continued to grow throughout his time in office. According to a press release, Bitcoin holdings now account for roughly two-thirds of Trump Media’s total liquid assets.
As more people flock to the crypto space, what’s your stance?
1. Most excited: Economists and traditional industry investors (non-currency fields)
Many of these individuals had never heard of stablecoins before 2024 or still associated them with the outdated Libra concept. To them, stablecoins are a fresh and disruptive innovation that could reinforce the dominance of the U.S. dollar and even reshape the global monetary system.
2. Moderately excited: Brokerage analysts in macroeconomics, non-bank finance, and IT
Macro reports often focus on the mechanisms and growth potential of stablecoins, while tech and finance teams emphasize their potential to disrupt traditional finance through performance, efficiency, and innovation. Their enthusiasm is driven more by rising market sentiment and capital interest than by the fundamentals of stablecoins themselves.
3. Also excited: KOLs and independent media in the crypto space
Major crypto narratives that go mainstream are rare. The last time this kind of broad attention was seen was during the 2021 metaverse craze.
4. Developers and blockchain engineers
The public’s desire to understand concepts like stablecoins and real-world assets (RWA) has led to renewed attention on technical innovations like public chains, consortium chains, oracles, and AMMs, giving blockchain developers a rare platform to showcase their work.
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Who’s more cautious?
1. Those actually building stablecoins, RWA projects, or cross-border payment systems
They tend to have a more grounded view and are keenly aware of the non-technical barriers, such as user adoption and ecosystem readiness, that hinder real-world implementation.
2. Old-school crypto veterans
Many long-time crypto players are unimpressed by stablecoins, seeing them as the least “blockchain-like” products in the ecosystem. With limited upside potential and little decentralization, stablecoins and RWAs feel like recycled hype from the FTX era.
3. Central bank digital currency (CBDC) professionals
Since CBDCs and stablecoins share structural similarities—both replicating fiat currency using blockchain—their cautious stance often stems from a slower-moving CBDC landscape. As the blockchain world evolves, they believe mainstream recognition will come with deep institutional backing.
Discussion Questions:
What’s your stance? Excited or cautious?
Are you in it now or still watching?
Are we witnessing a fundamental shift toward crypto integration, or just another hype cycle?
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$特朗普媒體與技術(DJT)$週一宣佈，已累計約價值20億美元的比特幣及相關資產。自從特朗普轉向加密貨幣的高收益世界以來，他的淨資產在他任職期間持續增長。根據新聞稿，比特幣的持股目前約佔Trump Media流動資產總額的三分之二。
@Terra Incognita
其中許多人在2024年之前從未聽說過穩定幣，或者仍然將其與過時的Libra概念聯繫在一起。對他們來說，穩定幣是一種新鮮的顛覆性創新，可以鞏固美元的主導地位，甚至重塑全球貨幣體系。
2、中度興奮：宏觀、非銀金融、IT的券商分析師
宏觀報告通常關注穩定幣的機制和增長潛力，而科技和金融團隊則強調其通過績效、效率和創新顛覆傳統金融的潛力。他們的熱情更多地是由不斷上升的市場情緒和資本興趣推動的，而不是穩定幣本身的基本面。
With the recent signing of the GENIUS Act by Trump, there is now greater regulatory clarity on stablecoins.
Stablecoins are shifting from speculative tools to financial infrastructure.
Even the Monetary Authority of Singapore is into stablecoins with a Stablecoin Framework finalised in August 2023. MAS has mandated that issuers must have 100% reserve backing with a minimum capital base of SGD 1 million or 50% of annual operating expenses, whichever is higher.
StableCoin is here to stay and is the currency of the future.
@Tiger_comments @TigerStars @Tiger_SG @CaptainTiger
Personally, I am still observing from the sidelines. I focus mainly on U.S. and Singapore equities but keep a close eye on crypto trends. The tech behind stablecoins—like faster payments and blockchain efficiency—is promising, but adoption challenges and regulatory uncertainties still give me pause.
This feels more like the start of a structural shift than just another hype cycle. With growing interest from developers, institutions, and policymakers, crypto is moving closer to real-world integration. I will be watching carefully for the right moment to get more involved.
@Tiger_comments @TigerStars
We don’t know what we don’t as retail investors. But we know how to position. And not financial advice Inam hoping for more correction as I think Stablecoin will open up a whole load of opportunities. And they are not just denominations they are blockchain and track able transactions essential for tokenization.
It’s early days but it’s starting and crypto will move into new frontier. Let’s see where this brings us to. 🫡🍀
I am still watching and I know many would scold me for potentially missing the bus. But I would rather invest in something after I have thoroughly studied it and know the risk that I will undertake.
I think we are witnessing a fundamental shift towards crypto integration. Trump supports it and I think he will hasten the integration whether it is for the real practicality or for his own benefits. Once crypto can be regulated, it will give many a good reason to develop more applications for it. As it, we can already invest in it and already be used like money.
I don’t think I want to spice up my life with crypto as I had just suffered the worst vertigo in my life - seasick. [LOL][LOL][LOL] it is like one of my 14days cruise - sea turbulence from Vietnam to HK n then HK to Philippines. 🙄😬😓😱🤦♀️🥺😢😭
@MHh @melson @HelenJanet @Universe宇宙 @Wayneqq