[Game] Will DBS Close Above S$55 On Friday?
The past two weeks have been a win streak for REITs and $Keppel(BN4.SI)$, both delivering solid results! $OCBC Bank(O39.SI)$ hit a new all time high; DBS is already flirting with its record high 👀
Next week, Singapore’s Big 3 banks — $DBS(D05.SI)$ , $UOB(U11.SI)$ , and $OCBC Bank(O39.SI)$ — are set to release their earnings!
US big banks just crushed earnings season!
The top six pulled in $41B in profit last quarter (+19% YoY)!
NIMs are holding steady, credit provisions are dropping, and several banks even raised next-quarter NII guidance.
Goldman’s investment banking revenue surged 42%, JPMorgan and Citi’s fees jumped 16% and 17%, and JPM is on track to post over $50B in annual profit for a second straight year.
🔎 How did Singapore banks do last quarter?
DBS: Profit up 1% to S$2.8B, beating estimates; record AUM from wealth clients; trading income doubled to a 13-quarter high.
UOB: Net income fell 6% as lending income slipped more than expected.
OCBC: Lower profit overall, though net income still topped forecasts.
Despite macro headwinds and lower rates, all three banks saw their wealth management business pick up the slack as trading and fee income strengthened.
This quarter’s key watchpoints for 3 banks:
NIM resilience — Morningstar says DBS’s margin should hold up better than OCBC’s thanks to superior hedging and exposure to rebounding HK rates.
Insurance gains — OCBC’s Great Eastern unit posted a 36% YoY jump in Q3 profit.
Dividend potential — Citi expects OCBC to maintain a S$1.01/share dividend in 2025, with a possible special payout of S$0.16.
Will DBS or UOB break out to new record highs after earnings?
Can DBS close above S$55 next Friday? 📈✨
🎁Join the prediction game
Each participant who guesses the correct closing price will share 1,000 Tiger Coins (evenly split).
Each participant gets 5 Tiger Coins just for joining.
If no Tiger correctly predicts DBS’s closing price next Friday, the 1,000 Tiger Coins will be split equally among all participants.
💬 Comment below:
E.g.
1. I think DBS will close at 55.
2. I think UOB will set new high.
The reward is based on the rounded number. For example, if DBS closes at SGD55.2, coins will be distributed based on the SGD55 prediction.
The second prediction is simple: just answer one company name: DBS, UOB, OCBC.
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Given its track record of beating estimates and the bank’s strong momentum from record AUM and robust trading income, I’m optimistic about a positive market reaction after the results. Investors have been rewarding consistency and profitability, and DBS checks both boxes.
That’s why I’m predicting DBS will deliver good earnings and close at S$56 next Friday. As for which bank might set a new high, my vote goes to DBS — the fundamentals and sentiment both look too strong to ignore. ✨📈
@Tiger_SG @TigerStars @Tiger_comments
@Universe宇宙 @Zarkness @HelenJanet @rL @SPACE ROCKET @LMSunshine @Shyon @koolgal @Aqa @nomadic_m @GoodLife99
I am a long term investor of DBS and it has rewarded me well with great dividends and excellent capital growth.
Which bank can break out to new record highs after earnings?
My vote goes to DBS. It hit a record high on October 7 soaring to reach SGD 54.80. It is a short hop to go above SGD 55.00 and beyond .
DBS is undoubtedly my best performing Singapore stock in October.
Go Long Go Strong Go DBS🥰🥰🥰🌈🌈🌈💰💰💰
@Tiger_SG @TigerStars @Tiger_comments @TigerClub @CaptainTiger
A total of 40 Tigers guessed correctly.
There were two questions — answers such as “DBS will not close above S$55” or “OCBC will hit a new high” were considered correct.
Congratulations to these 40 winners, each receiving 25 Tiger Coins, sharing a total of 1,000 coins!
2.財報後仍有可能突破歷史新高，但情況有所不同。如果大華銀行的季度表現強勁，它就有最乾淨的途徑創下新高，因爲它上次的上漲是由盈利驅動的，而且市場已經表現出重新評級的意願。星展銀行有第二好的機會，但上漲空間的定價已經更加緊張。華僑銀行的風險回報更爲溫和，共識並不意味着突破的緊迫性。簡而言之：大華銀行很可能會創下新高。
原因如下：
反对收盘价高于55新元的论点
•目前分析师对星展银行12个月期的共识约为52-54新元。例如：平均目标约为52.98新元。
•事实上，一家研究机构已标记该股“交易价格接近公允价值（54新元）”，并将星展银行的评级从买入下调至持有。
•因此，55新元高于许多目标（隐含的上涨空间不大）——在一周内触及55新元以上需要催化剂（非常强劲的宏观惊喜、出色的盈利预测等）。
•从风险角度来看：银行对利率前景、信贷成本意外、宏观经济疲软非常敏感——任何负面意外都可能削弱增长势头。
阅读我的简历中的完整帖子
祝您投资一切顺利💰✨️
大華銀行：由於貸款收入下滑幅度超過預期，淨利潤下降6%。
華僑銀行：總體利潤較低，但淨利潤仍高於預期。
淨息差保持穩定，信貸撥備下降，幾家銀行甚至上調了下一季度的NII指引。
高盛投資銀行業務收入激增42%、摩根大通和花旗的費用猛增16%和17%，摩根大通有望發佈年利潤超過$50B連續第二年。
至于大华银行，短期压力较明显，贷款增长疲弱仍是隐忧。华侨银行则可能成为黑马，大东方保险部门盈利暴涨36%，再加上高股息预期，吸引稳定收益型资金。整体而言，这三家银行都能交出“稳健但不惊艳”的成绩单，但若要在短线看到突破，我会押注星展银行最有可能创新高。
我认为星展银行将再创新高
2. I think OCBC will set new high.