Check Top 10 SRS ETFs Held by Investors: What’s Your SRS Pick?
Many contributors treat SRS as a tax-relief account and leave funds idle. But cash in an SRS account typically earns only about 0.05% per year, which can be eroded by inflation over time.
Investing SRS funds allows your savings not only to benefit from tax relief but also to participate meaningfully in market growth.
📌 Top 10 ETFs held by SRS account holders
🔹 Local & Foreign Equity ETFs:
$STI ETF(ES3.SI)$ SPDR Straits Times Index ETF: exposure to Singapore’s largest companies;
SPDR S&P 500 ETF $SPDR S&P500 US$(S27.SI)$: exposure to the US market’s top 500 stocks;
$Lion-OCBC Sec HSTECH S$(HST.SI)$: focus on major tech firms;
$Lion-OSPL China L S$(YYY.SI)$ for China stocks
🔹 REIT ETFs:
Diversified property income exposure: $LION-PHILLIP S-REIT(CLR.SI)$ $Amova-STC Asia REIT(CFA.SI)$
🔹 Bond ETFs:
$ABF SG BOND ETF(A35.SI)$ ABF Singapore Bond Index Fund for stability;
🔹 Gold ETF:
SPDR Gold Shares ( $GLD SG$(GSD.SI)$) a hedge and diversification allocation for gold;
How to Do It on Tiger Brokers CBA account
With Tiger Brokers, you can:
Use your SRS balance to invest in eligible SGX-listed stocks and ETFs; Trade directly via the Tiger Trade App with real-time pricing; Integrate your SRS ETF strategy with your broader retirement plan, including CPF and cash accounts.
Do you agree with the Top 10 SRS ETFs on the list?
Which one are you most bullish on?
Are you actively investing your SRS funds, or are they still sitting idle?
Comment below: “I would use my SRS to invest in ____ ETF because ____.”
Leave your comments to win tiger coins~
For SG users only, Welcome to open a CBA today and enjoy access to a trading limit of up to SGD 20,000 with unlimited trading on SG, HK, and US stocks, as well as ETFs.
Find out more here.
Complete your first Cash Boost Account trade with a trade amount of ≥ SGD1000* to get SGD 688 stock vouchers*! The trade can be executed using any payment type available under the Cash Boost Account: Cash, CPF, SRS, or CDP.
Other helpful links:
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
The ETF I’m most bullish on is the S&P 500 ETF $SPDR S&P500 US$(S27.SI)$ . The US market continues to dominate in innovation and earnings growth, particularly across AI, technology, and global platforms. As a long-term SRS holding, it serves well as a core growth engine alongside local exposure.
I’m actively investing my SRS funds rather than leaving them idle. I would use my SRS to invest in the S&P 500 ETF because it provides diversified access to global market leaders while maximising the long-term benefits of SRS tax relief.
@Tiger_comments @TigerStars @Tiger_SG
In 2025 GSD has skyrocketed 57% and is the best performing ETF compared to the other ETFs. In 2024 GSD is up by 26%.
Gold shines when markets wobble and these numbers reflect that.
Gold has historically been a store of value especially when inflation rises, currencies weaken, geopolitical tensions increase and markets become volatile.
GSD works well inside SRS as SRS locks funds until retirement age and GSD is the perfect hedge in a long term account.
Unlike stocks or bonds, Gold cannot go bankrupt since it is pure asset value.
There is also low correlation as Gold moves differently from equities and Reits. This stabilises my overall SRS portfolio.
GSD is a physical gold trust and I am holding fractional ownership of real gold.
That is why GSD is my top choice.
@Tiger_SG @Tiger_comments
多元化財產收入敞口：$獅輝S-REIT(CLR.SI)$$Amova-STC亞洲房地產投資信託基金(CFA.SI)$
🔹債券ETF：
$ABF新加坡債券ETF(A35.SI)$ABF新加坡債券指數基金爲了穩定；
🔹黃金ETF：
SPDR黃金股($GLD SG$(GSD.SI)$)黃金的對衝和多元化配置；
投資SRS基金不僅可以讓您的儲蓄受益於稅收減免，還可以有意義地參與市場增長。
Sidenote: why is the tiger blocking the data of the last 2, is this AI made slop?