To The Moon

🌟🌟🌟Imagine walking into a bakery with SGD 100 in your pocket, desperate to buy the perfect pastry.  You could spend all your money on a single, shiny chocolate croissant.  But what if the baker burnt the bottom or what if the recipe changed tomorrow?  If that one pastry fails, your entire breakfast is ruined.  That is exactly what it is like buying a single company's stock.

Instead of gambling your hard earned cash on one single flavour, smart investors buy the "Grand Sampler Pack".  This is a magical box containing a tiny, perfect bite of every single pastry in the shop.

In the financial world this box is called an Index Exchange Traded Fund or more popularly known as Index ETF.

For Singapore based investors, especially those who are new to the market, you can buy the entire global bakery without the stress of picking individual winners with a simple 3 fund portfolio: ES3, SPTM and VT.  This is the ultimate wealth building toolkit.

The 3 Pillars of Your Global Bakery Portfolio 

To build a bulletproof investment portfolio from Singapore, you would want a mix of local stability, aggressive US growth and total global diversification.  

Here is what these 3 ETFs comprise of:

$SS SPDR STI ETF(ES3.SI)$  - The Local Anchor 

STI ETF acts as the grand archway to Singapore's economy.  It does not chase speculative tech hype.  It anchors your wealth into the physical infrastructure of South East Asia's best companies.

STI ETF packs the 30 largest and most liquid Singapore blue chips into a single transaction.  It is a matured cash flowing machine tailored for local investors who value ironclad stability and a steady stream of domestic income.

Expense ratio is 0.30%

The Golden Harvest: For income focused investors, STI ETF pays a dividend yield of 3.07% every 6 months.

Top Holdings:

The STI ETF is heavily weighted toward the 3 big Singapore banks DBS, OCBC and UOB, making up almost 60% of the fund.  Then there is Singtel, SGX, ST Engineering, Keppel, CICT, Jardine Matheson Holdings and Yangzijiang Shipbuilding Holdings.

The Track Record :

STI ETF has been on an absolute tear.  It clocked a phenomenal 39.73% 1 year total return due to the explosive rally led by the 3 banks.

$SPDR Portfolio S&P 1500 Composite Stock Market ETF(SPTM)$ - The High Growth American Engine 

SPTM represents the raw, dynamic energy of the entire US corporate landscape.  

SPTM expands its horizon to track the S&P Composite 1500 Index.  This ETF captures about 90% of all investable US equities, seamlessly combining large cap, mid cap and the small cap disruptors of tomorrow into an aggressive wealth compounding vehicle.

Expense ratio is a low 0.03%.

The current dividend yield is 1.05%.

Top Holdings:

The Top Holdings include NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta Platforms, Eli Lilly, Broadcom, Tesla and Berkshire Hathaway.

The Track Record:

Driven by record corporate earnings, SPTM has posted a stellar 11.63% gain year to date in 2026 and has a 16.85% 1 year trailing return.

$Vanguard Total World Stock ETF(VT)$  The Worldwide Giant

The Vanguard Total World Stock ETF is the absolute pinnacle of passive investing philosophy.  VT operates on a humble premise: no one can consistently predict which country or sector will win the next century.  So why not own them all?

VT tracks nearly 10,000 stocks across dozens of developed and emerging countries.  It uses a market cap weighted lens that effortlessly adapt to global economic shifts.

If the US engine ever slows down, the rising corporate stars of Europe, Japan and Asia automatically scale up to carry the weight.

Expense ratio: Vanguard lives up to its low cost reputation by offering a low expense ratio of only 0.06%.

Dividend Yield: VT hits a sweet spot for balanced portfolios, with a dividend yield of 1.51%.

Top Holdings:

Because VT is weighted by market cap, the world's biggest companies naturally float to the top.  These include the Magnificent 7 and many more.

The Track Record:

VT has provided smoother rides through global diversification.  VT delivered an excellent 11.51% total return year to date in 2026 and a solid 10.31% 1 year trailing performance.

Concluding Thoughts: The Ultimate Set and Forget Blueprint: Harnessing Tiger Brokers Auto Invest Feature for Long Term Wealth 

Building a solid bakery portfolio does not mean you need to watch over the oven every day.  If you try to wait for the perfect day to buy your favourite stocks, market volatility will trip you up every single time.

Instead the smart investors use the Dollar Cost Averaging strategy.  By deploying a fixed sum of money into the market at regular intervals, you automatically buy more shares when prices are cheap and fewer shares when prices are expensive.

Tiger Brokers' Auto Investing feature acts as your personal financial assistant with this DCA strategy.  Set your schedule, link your bank account and let the software build your global portfolio in the background while you sleep.

Rome wasn't built in a day and neither is true financial freedom.  Investing couldn't be easier with these 3 ETFs in your portfolio.  This is your Investing 101 roadmap to financial freedom.

@Tiger_comments  @TigerStars  @Tiger_SG  @TBlive