To The Moon

I am cautiously optimistic about investing as I am concerned about the US market high valuation and it's forthcoming huge IPOs in coming months of 2026 and 2027. I believe in being safe than sorry.

That you are correct my friend 

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Investing and trading has always been more than just a way to grow my money—it’s a hobby, a challenge, and, in many ways, a mirror reflecting how I handle life. Sure, wins feel amazing. But it’s the lessons I’ve learned along the way—the missteps, the surprises, and the moments of clarity that have stayed with me the most. Lesson 1: Don’t Be Overconfident I remember the first time I really believed I had it all figured out: TLT. I was convinced the price was too low to ignore. “If the Fed lowers interest rates, this will skyrocket,” I told myself. I bought in, thinking patience was all I needed. TLT is still my largest holding today, and I’m confident in its potential but I’ve learned patience has limits. The price didn’t move as fast as I expected, and many days I’d watch it linger below

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Build skills, it essential to learn and unlearn knowledge and keep on learning

Hi. Option B should be more crucial in comparison. High div stocks like banks and reits are cornerstone for long term investment. That will ensure stable and regular dividend even when you are retired from work. Nevertheless keep a small portion like 10-20% of your investment portfolio for option A to leverage on the volatility of certain reputable counters. Cheers. [Smile] [Smile]

Whether to choose A or B depends on when the investment journey begins. When I was young,  I held a day job and had side income from royalties and some odd one-off jobs. This left me with little time and motivation to explore the world of investment. When older, with retirement looming, there are no energy for side gigs and I began to be aggressive on the investment front. However, time is not on my side and I cannot take risks at this age. This led to choosing B by default but still doing A (stock picking and investment in growth stocks) as a minor satellite portfolio.  Cash Boost Lucky Draw Hey friend! Tap to help me out and get a mystery gift for yourself—check it out now! https://tigr.link/s/30CCk4I

Everything u choose A or B have its own meaning to it, especially with ownership of characters of each person is different. Some would choose A but doing B , some would be having best of both world … some would say results don’t lie but I would want to highlight something , those mistakes that each made will be the stones for further path , so till one day when we meet … our path cross and many will see each other there 🙏❤️🌹

Stick with main job and get stable income is easy… minus off your expectations of increment and bonus and ladder of corporate profile .

I would choose to upgrade my trading skill set ! It’s no mean feat to find a master and learn from . I wish I can faster get my hands on them and upgrade !!

does my $CONL 20260116 24.0 PUT$ (sold on 4 Apr 2025) provides better return than term deposit of 5% per annum? To calculate the rate of return (ROR) and annualized rate of return for my put option, i'll need to consider the premium received and the potential profit or loss. *Given Values:* - *Put Premium Received*: $420 - *Strike Price*: $24 - *Expiration Date*: January 16, 2026 *Rate of Return (ROR) Calculation:* The ROR formula is: ROR = (Profit / Investment) x 100% Since i sold the put option, my profit is the premium received ($420). The investment is the margin required, which is the strike price multiplied by 100 minus the premium received. *Margin Required*: ($24 x 100 shares) - $420 = $2,400 - $420 = $1,

🌟🌟🌟I would adopt a hybrid strategy which is :  My main job to provide a stable income and add in side gigs like giving tuition to provide an additional income.  Plus   upskilling my knowledge in investing and invest in dividend ETFs to provide a passive income.  That way I have the best of both worlds. As Warren Buffett likes to say :  "Never depend on a single income.  Make an  investment to create a second source." He also said : "If you don't find a way to make money while you sleep, you will work until you die." Therefore my main job is my active income engine while my investments are passive income. @Tiger_SG @TigerStars

Recently, a programmer in Singapore shared an interesting story online. He called an electrician for a repair that took just 40 minutes—and the bill came to S$300. Do the math, and that’s an eye-watering S$450 per hour! At first glance, it seems like a no-brainer: “Wow, high hourly pay = high income!” But if you dig a little deeper, you realize that high pay doesn’t always translate to high overall income or long-term wealth. This got me thinking about investing. In a way, it’s not too different. You can go the high-volatility route—spending time and effort sharpening your stock-picking skills to chase those exciting, potentially huge returns. Or you can stick to the “stable income” route—investing in high-dividend stocks and reinvesting dividends to grow your wealth steadily over time. Of

100% A. Love a bit of risk/reward. Brings a bit of excitement to life as well as sharpening a skill that will help you throughout life

build skills

Surely my first choice is option A.  Investing is itself a life long skill and in order to maximise your returns, you need to build your own skillset, adapt to suit the situation and keep your antenna tuned omnidirectional.  Maybe, when you're too tired or busy, look for good dividend returns via option B or invest in ETF and Indices. Happy Investing!

I am cautiously optimistic about investing as I am concerned about the US market high valuation and it's forthcoming huge IPOs in coming months of 2026 and 2027. I believe in being safe than sorry.

That you are correct my friend 

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