Trump Proposes 10% Cap on Credit-Card Interest Rates to Address High Cost of Living

President Trump called for a one-year cap on credit-card interest rates at 10%, aiming to alleviate the financial burden on Americans with high credit-card debt. This proposal, announced during his 2024 presidential campaign, is part of broader affordability measures including a ban on institutional investors buying single-family homes and suggestions for Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds to lower borrowing costs. Current average credit-card rates are around 23%.

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💳⚡🏛️ Trump’s 10% Credit Shock Sets Off a New Wave of Acronym Trades 🏛️⚡💳

$Affirm Holdings, Inc.(AFRM)$ $Rocket Lab USA, Inc.(RKLB)$ 🏛️ Policy Shock and Liquidity Optics Donald Trump’s call for a 12-month cap of 10% on U.S. credit-card interest rates starting 20Jan26 is one of the most tradeable policy shocks of the year. This is not just a headline. It directly hits bank net interest margins, consumer credit spreads, payment networks, fintech revenue models, and political liquidity optics at the same time Trump is also pushing mortgage-rate suppression via $200B in MBS purchases, $2K tariff rebates as consumer stimulus, and a $1.5T defence pivot. 💳 The Credit System Cannot Clear at 10% U.S. consumer credit runs on risk-based pricing. With today’s d

💳⚡🏛️ Trump’s 10% Credit Shock Sets Off a New Wave of Acronym Trades 🏛️⚡💳

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10%","subtitle":"","subtitle_show":0,"pub_time":1768007431000,"source_id":"reuters_news_en","language":"en","url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260110:nFWN3YA1MX:1","is_publish_highlight":0,"symbols_score_info":{"AXP":0.9,"BAC":0.9,"COF":0.9},"rights":null}],"views":[],"tweetList":[{"id":520786592309688,"gmtCreate":1768180322413,"gmtModify":1768223187177,"author":{"id":"4171900329979952","authorId":"4171900329979952","name":"Barcode","avatar":"https://community-static.tradeup.com/news/6688d8fb4c2a255e3b901e79755e56df","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4171900329979952","idStr":"4171900329979952"},"themes":[],"title":"💳⚡🏛️ Trump’s 10% Credit Shock Sets Off a New Wave of Acronym Trades 🏛️⚡💳","htmlText":"&nbsp;<a href=\"https://ttm.financial/S/AFRM\">$Affirm Holdings, Inc.(AFRM)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/RKLB\">$Rocket Lab USA, Inc.(RKLB)$&nbsp;</a>&nbsp; 🏛️ Policy Shock and Liquidity Optics Donald Trump’s call for a 12-month cap of 10% on U.S. credit-card interest rates starting 20Jan26 is one of the most tradeable policy shocks of the year. This is not just a headline. It directly hits bank net interest margins, consumer credit spreads, payment networks, fintech revenue models, and political liquidity optics at the same time Trump is also pushing mortgage-rate suppression via $200B in MBS purchases, $2K tariff rebates as consumer stimulus, and a $1.5T defence pivot. 💳 The Credit System Cannot Clear at 10% U.S. consumer credit runs on risk-based pricing. With today’s d","listText":"&nbsp;<a href=\"https://ttm.financial/S/AFRM\">$Affirm Holdings, Inc.(AFRM)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/RKLB\">$Rocket Lab USA, Inc.(RKLB)$&nbsp;</a>&nbsp; 🏛️ Policy Shock and Liquidity Optics Donald Trump’s call for a 12-month cap of 10% on U.S. credit-card interest rates starting 20Jan26 is one of the most tradeable policy shocks of the year. This is not just a headline. It directly hits bank net interest margins, consumer credit spreads, payment networks, fintech revenue models, and political liquidity optics at the same time Trump is also pushing mortgage-rate suppression via $200B in MBS purchases, $2K tariff rebates as consumer stimulus, and a $1.5T defence pivot. 💳 The Credit System Cannot Clear at 10% U.S. consumer credit runs on risk-based pricing. With today’s d","text":"$Affirm Holdings, Inc.(AFRM)$ $Rocket Lab USA, Inc.(RKLB)$ 🏛️ Policy Shock and Liquidity Optics Donald Trump’s call for a 12-month cap of 10% on U.S. credit-card interest rates starting 20Jan26 is one of the most tradeable policy shocks of the year. This is not just a headline. It directly hits bank net interest margins, consumer credit spreads, payment networks, fintech revenue models, and political liquidity optics at the same time Trump is also pushing mortgage-rate suppression via $200B in MBS purchases, $2K tariff rebates as consumer stimulus, and a $1.5T defence pivot. 💳 The Credit System Cannot Clear at 10% U.S. consumer credit runs on risk-based pricing. With today’s d","images":[{"img":"https://community-static.tradeup.com/news/3a6d63b3bb2ab8df0e3670a6b1591f32","width":"1472","height":"1856"},{"img":"https://community-static.tradeup.com/news/95f054a9d1eadfe0fb68da4196a14abe","width":"1475","height":"769"},{"img":"https://community-static.tradeup.com/news/cd3115b22b6b99e0da0f1a9d9479c251","width":"1472","height":"1201"}],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":20,"commentSize":7,"repostSize":20,"link":"https://ttm.financial/post/520786592309688","isVote":1,"tweetType":1,"viewCount":1593,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":5,"langContent":"EN","totalScore":0}]}