To The Moon

‌Technical Analysis (TA): The "Rising Wedge" Dilemma $Keppel DC Reit(AJBU.SI)$ ‌The chart highlights a Rising Wedge pattern, a classic technical formation that often signals a potential trend reversal or consolidation.‌ 1. Pattern & Price Action ‌The Wedge: Price is currently trading within converging upward trendlines. While it looks bullish because it's making higher highs and higher lows, a rising wedge is traditionally a bearish reversal pattern in a mature uptrend. Key Resistance: The upper boundary of the wedge sits around $2.50 – $2.55. Price recently touched $2.38 (as of April 23, 2026), showing some resistance as it nears the upper rail. Immediate Support: Watch the lower trendline, currently around $2.25. A breakdown below this li

OCBC has arguably become the most "promising" pick of the trio for Q1. While it traditionally played second fiddle to DBS in terms of aggressive growth, its conservative management is paying off in the current environment. Why it looks promising: OCBC’s share price recently touched record highs (surpassing S$22), making it the standout performer YTD. It is benefiting from the strongest loan growth among the three (nearly 7% YoY), fueled by a strategic push into ASEAN corporate lending and a resilient Singapore mortgage book.  The "Secret Sauce": Unlike its peers, OCBC has managed to keep its asset quality exceptionally clean, with Non-Performing Loans (NPLs) hitting multi-quarter lows. With its market cap crossing the S$100 billion mark, it is no longer just a "value play" but a pri

$OCBC Bank(O39.SI)$   With current situation, believed that continuous investing in bank stocks is one of the safest investment strategy, if the bank down, the whole world is not doing well too. Keep investing, dollar cost average down the cost price and when economy doing good, surely will gain profits. ...........................................................................................................................

All the bank share price now quite high. But dividend  very good

uob adequacy of its provision in the HK market will either be its boom or bane 

This is great and exciting wow

We only have 3 banks but they’re basically the Avengers of banking with small team & big impact!

Banks are relatively safe in SG

Bullish on DBS and UOB ahead of earnings!

DBS and Ocbc are strongest bet. Dbs has higher dividend, but ocbc seems to give better growth. Depends whether you want to go for growth or dividend. Good steady growth to diversify from US volatility 

DBS Bank remains the most promising overall. Best in class ROE, strongest fee income engine, and most consistent capital return (dividends + buybacks), making it the highest quality compounder among Singapore banks.

DBS and OCBC:) buy more if dip

These three banks in Singapore are going to release earnings report.  $DBS(D05.SI)$   $OCBC Bank(O39.SI)$   $UOB(U11.SI)$   Given the geopolitical tension in the Strait of Hormuz, watch for any "flight to safety" comments. Singapore banks are often viewed as safe havens in Asia, so a surge in deposit inflows (even if interest rates drop) could act as a surprise cushion for their Balance Sheets. Are you holding any of these currently, or are you looking for an entry point after the results drop? #sgbanks #earnings #bankstocks #asean #Tigers 

Last Week's Recap 1. U.S. Market Summary: Major U.S. indexes jumped sharply on easing Middle East tensions and sliding oil prices V-shaped recovery – S&P 500 finished 4.5% higher, NASDAQ gained 6.8%, and Dow rose 3.2%. NASDAQ marked its 13th consecutive positive session (longest streak since 1992). Small-cap record – Russell 2000 climbed 5.6% to a record high, surpassing its prior peak set nearly two months earlier. Style shift – Growth stocks outpaced value for the third straight week; growth benchmark finished 6.7% higher versus a 2.4% rise for value. Oil sell-off – U.S. crude fell to ~$83/barrel from ~$96 a week earlier and an April 7 peak of ~$113; remains up 40% year-to-date. Yields fall – Treasury yields declined for the fourth week amid easing inflation concerns; 10-year yield f

A Crossroads, Not a Crescendo This earnings season feels less like a victory lap and more like a sorting hat moment. The headline expectation of ‘decent enough’ results strikes me as a polite way of saying the easy money has already been made. What matters now is not who grew fastest during peak rates, but who can defend profitability as the tide quietly recedes. One market, three paths—dispersion begins beneath the surface With DBS Group Holdings Ltd reporting first on 30 April, followed by United Overseas Bank Limited and Oversea-Chinese Banking Corporation Limited, I see a clear divergence forming beneath the surface. Net interest margins are softening, wealth management is doing the heavy lifting, and credit costs are no longer theoretical—they are simply waiting, like a bill that has

holding all three banks buying the dip for ocbc

ocbc

As I reflect on their role in a portfolio, I see Singapore banks not as high-growth engines, but as anchors. They provide stability, income, and moderate growth. They are the kind of investments that allow you to sleep well at night, knowing that the business is unlikely to face existential threats under normal conditions. At the same time, they are unlikely to deliver extraordinary returns without favorable macro conditions. For the investing community, especially those of us in Asia, there is a valuable lesson here. Not every investment needs to be exciting. In fact, the most effective long-term strategies often combine steady performers with selective growth opportunities. Singapore banks fit well into the “steady performer” category. They may not dominate headlines, but they quietly d

🌟🌟🌟I am so grateful that I have invested in all 3 Singapore banks as they have shown that they are resilient and continue to grow slow and steadily over the years.   This is despite geopolitical headwinds like the current Iran war and the Trump tariffs. One of the biggest risks for the 3 banks is expectation of interest rate cuts which would impact their net interest margins (NIM). However I believe that

Dbs looks most logical yet it's ocbc that's rising more

‌Technical Analysis (TA): The "Rising Wedge" Dilemma $Keppel DC Reit(AJBU.SI)$ ‌The chart highlights a Rising Wedge pattern, a classic technical formation that often signals a potential trend reversal or consolidation.‌ 1. Pattern & Price Action ‌The Wedge: Price is currently trading within converging upward trendlines. While it looks bullish because it's making higher highs and higher lows, a rising wedge is traditionally a bearish reversal pattern in a mature uptrend. Key Resistance: The upper boundary of the wedge sits around $2.50 – $2.55. Price recently touched $2.38 (as of April 23, 2026), showing some resistance as it nears the upper rail. Immediate Support: Watch the lower trendline, currently around $2.25. A breakdown below this li

OCBC has arguably become the most "promising" pick of the trio for Q1. While it traditionally played second fiddle to DBS in terms of aggressive growth, its conservative management is paying off in the current environment. Why it looks promising: OCBC’s share price recently touched record highs (surpassing S$22), making it the standout performer YTD. It is benefiting from the strongest loan growth among the three (nearly 7% YoY), fueled by a strategic push into ASEAN corporate lending and a resilient Singapore mortgage book.  The "Secret Sauce": Unlike its peers, OCBC has managed to keep its asset quality exceptionally clean, with Non-Performing Loans (NPLs) hitting multi-quarter lows. With its market cap crossing the S$100 billion mark, it is no longer just a "value play" but a pri

Last Week's Recap 1. U.S. Market Summary: Major U.S. indexes jumped sharply on easing Middle East tensions and sliding oil prices V-shaped recovery – S&P 500 finished 4.5% higher, NASDAQ gained 6.8%, and Dow rose 3.2%. NASDAQ marked its 13th consecutive positive session (longest streak since 1992). Small-cap record – Russell 2000 climbed 5.6% to a record high, surpassing its prior peak set nearly two months earlier. Style shift – Growth stocks outpaced value for the third straight week; growth benchmark finished 6.7% higher versus a 2.4% rise for value. Oil sell-off – U.S. crude fell to ~$83/barrel from ~$96 a week earlier and an April 7 peak of ~$113; remains up 40% year-to-date. Yields fall – Treasury yields declined for the fourth week amid easing inflation concerns; 10-year yield f

A Crossroads, Not a Crescendo This earnings season feels less like a victory lap and more like a sorting hat moment. The headline expectation of ‘decent enough’ results strikes me as a polite way of saying the easy money has already been made. What matters now is not who grew fastest during peak rates, but who can defend profitability as the tide quietly recedes. One market, three paths—dispersion begins beneath the surface With DBS Group Holdings Ltd reporting first on 30 April, followed by United Overseas Bank Limited and Oversea-Chinese Banking Corporation Limited, I see a clear divergence forming beneath the surface. Net interest margins are softening, wealth management is doing the heavy lifting, and credit costs are no longer theoretical—they are simply waiting, like a bill that has

$OCBC Bank(O39.SI)$   With current situation, believed that continuous investing in bank stocks is one of the safest investment strategy, if the bank down, the whole world is not doing well too. Keep investing, dollar cost average down the cost price and when economy doing good, surely will gain profits. ...........................................................................................................................

All the bank share price now quite high. But dividend  very good

uob adequacy of its provision in the HK market will either be its boom or bane 

This is great and exciting wow

We only have 3 banks but they’re basically the Avengers of banking with small team & big impact!

DBS Bank remains the most promising overall. Best in class ROE, strongest fee income engine, and most consistent capital return (dividends + buybacks), making it the highest quality compounder among Singapore banks.

DBS and Ocbc are strongest bet. Dbs has higher dividend, but ocbc seems to give better growth. Depends whether you want to go for growth or dividend. Good steady growth to diversify from US volatility 

Banks are relatively safe in SG

Bullish on DBS and UOB ahead of earnings!

These three banks in Singapore are going to release earnings report.  $DBS(D05.SI)$   $OCBC Bank(O39.SI)$   $UOB(U11.SI)$   Given the geopolitical tension in the Strait of Hormuz, watch for any "flight to safety" comments. Singapore banks are often viewed as safe havens in Asia, so a surge in deposit inflows (even if interest rates drop) could act as a surprise cushion for their Balance Sheets. Are you holding any of these currently, or are you looking for an entry point after the results drop? #sgbanks #earnings #bankstocks #asean #Tigers 

DBS and OCBC:) buy more if dip

holding all three banks buying the dip for ocbc

As I reflect on their role in a portfolio, I see Singapore banks not as high-growth engines, but as anchors. They provide stability, income, and moderate growth. They are the kind of investments that allow you to sleep well at night, knowing that the business is unlikely to face existential threats under normal conditions. At the same time, they are unlikely to deliver extraordinary returns without favorable macro conditions. For the investing community, especially those of us in Asia, there is a valuable lesson here. Not every investment needs to be exciting. In fact, the most effective long-term strategies often combine steady performers with selective growth opportunities. Singapore banks fit well into the “steady performer” category. They may not dominate headlines, but they quietly d

🌟🌟🌟I am so grateful that I have invested in all 3 Singapore banks as they have shown that they are resilient and continue to grow slow and steadily over the years.   This is despite geopolitical headwinds like the current Iran war and the Trump tariffs. One of the biggest risks for the 3 banks is expectation of interest rate cuts which would impact their net interest margins (NIM). However I believe that

ocbc

$DBS(D05.SI)$ will fire the first shot on April 30, followed by $UOB(U11.SI)$ (May 7) and $OCBC Bank(O39.SI)$ (May 8). Goldman’s latest report gives a clear verdict: overall earnings should be “decent enough,” but the divergence among the three banks is becoming more obvious — net interest margin pressure, wealth management as a bright spot, and credit costs as the biggest hidden risk. Which one are you betting on? Goldman Takeaway: What’s the Core Logic This Quarter? Goldman’s overall forecast for 1Q26 is: quarter-on-quarter recovery, but mild year-on-year pressure. Three numbers will determine the direction of share prices on earnings day: the actual de