To The Moon

Very good idea and may do so when retire..

Gotta research on immigration aspects. Not cheap. If do not take care of legal residency status, you might end up with having to force return to Singapore with no place to stay since house already rented out. You will then have to face Singapore rental and living cost with not sufficient passive earnings.

🇸🇬 **A Middle-Class Life Overseas With Just One Home? Is “Retirement Plan B” Really Feasible?** 🌏🏠✨ Interesting topic and also what most of us have been pondering upon. For years, the idea of living overseas on rental income + investments sounded like a fantasy — something only “rich people” could do. But today? Even Singaporeans with just one home are asking: “Can I semi-retire by renting out my house and living in a cheaper country?” …and the surprising answer is increasingly: Yes — but with conditions. 😉 ⸻ 🏠 Plan B Strategy #1: Rent Out Your Home, Live Overseas With HDB and condo rental markets hitting historically high yields in the past two years, your Singapore home has quietly become a mini “pension fund.” If you rent out a condo, you might get: • 📈 $3,500–$5,500/month for a typical

Office property values are artificial. Sensible employers will have seen the writing on the wall and trim occupancy when leases end, by balancing a good schedule of work from home. That not only allows savings by cutting rental, it also builds rapport with staff who can have better work life balance (who also save on spending a bomb on travel and meals). Office property market has to be artificially propped up by the rich who need businesses to force their workers to slave and toil away in their glass towers

Many SG citizens had this same dream every night and I dream about it during the day. However the Source of fund became nightmare when I wake up from this dream.Reality set in all the time 💭😅

It can be complicated to go for middle-class life overseas with just one home as retirement plan. Simpler retirement plan to go for passive income from stock investment and CPF.

To the Moon

yes as cheaper

🌟🌟🌟There is a profound sense of security and freedom in the notion of owning your  own HDB flat with a supplementary stream of great dividend paying stocks and SReits.  This is not just about financial numbers.  It is about achieving a sense of peace and control over one's life. Imagine waking up knowing that your core living expenses are taken care of by the fruits of your prudent investments. Dividends from a strong performer like $DBS(D05.SI)$ or steady income from a diversified SReit like $CapLand IntCom T(C38U.SI)$, can fund not just the essentials but also the small joys that make life rich. This combination is great for a life rich on community, family and simple pleasures. S

REIT investments such as $STOCKLAND(SGP.AU)$ are high quality investments in real estate as an alternative to direct property investment these investments are low risk & high yield. 1. Property is an essential part of an investment strategy 2. Real estate is a high dividend yield investment as an alternative to stocks

I find it is workable if u migrated to Malaysia. As u know the exchange rate alone is 3 times the money value. U can easily rent a terrace house there for $3k ringgit and live over comfortably lifestyle with balance of $6k plus ringgit. Don't u agree with me.

Creating a plan is important. Not planning is planning to fail. Plan for success in retirement

both can. if you don't invest property, then invest in stocks for capital appreciation. REITS usually give income and small capital appreciation. need to invest growth stock for higher asset growth. For property, it's mainly asset growth unless you fully pay the property then the rental can become income.

yeah

I guess retirement plan B is still working considering SG property prices keep rising. I have a few friends who had rented out their house and chose to stay in other countries such as Malaysia, Vietnam and the Philippines. I recently saw an article about a Singaporean couple who decided to retire earlier and travel the world with their dog. I guess if you want to retire with a “middle-class lifestyle”, the best is the combo of investing in REITs and property.

The latest NUS RESI jump to 6.1 reassures me that Singapore’s property market is regaining optimism. CCR luxury homes show strong sentiment, and even suburban and office properties are turning positive, making me more open to property opportunities. Looking at my own MOP-ed HDB, net rental income plus basic investment dividends could give me around $3,000/month. In Singapore, it’s enough to get by, but in many Southeast Asian cities, it could support a comfortable upper-middle-class lifestyle, making semi-retirement abroad realistic. For me, property offers long-term appreciation, while REITs provide steady cash flow. A mix of both seems ideal: rental income from property plus REIT dividends, bringing me closer to a true middle-class lifestyle at home or overseas.

For many Singaporeans, Plan B used to sound like a fantasy — rent out your HDB or condo, move to a lower-cost country, and enjoy a middle-class lifestyle on passive income. But with rents still strong and REIT yields stabilising, this question is no longer theoretical. It's becoming a serious consideration. 🏠 1. Can One Singapore Property Fund an Overseas Life? In some places, yes, if you plan smartly. A typical 2- or 3-bedder rental today can bring in $2,500–$4,000+ monthly depending on location. In countries like Malaysia, Thailand, Vietnam, Portugal, or parts of Taiwan, that income alone can fund: Rent Food Transport Insurance A comfortable lifestyle with savings The key is picking a country where your SGD income stretches, instead of fighting inflation here. 📈 2. What About REITs as a

Sentiment in Singapore’s property market has been increasingly steady and optimistic. In the latest quarter, the NUS Real Estate Sentiment Index (RESI) jumped from 5.7 to 6.1. Not only has current sentiment improved, expectations for the next six months have also strengthened across the board.The standout segment is Core Central Region (CCR) luxury homes, with a net positive sentiment of 60%. Suburban homes remain at around 40% positive sentiment, and office properties have turned positive for the first time in two years.For Singaporeans, investing in property is nothing new. Even when people only have a few hundred dollars to spare, many already think about putting some money into REITs. With property sentiment recovering, REITs may look even more promising.Besides REITs, some people inve

Very good idea and may do so when retire..

Sentiment in Singapore’s property market has been increasingly steady and optimistic. In the latest quarter, the NUS Real Estate Sentiment Index (RESI) jumped from 5.7 to 6.1. Not only has current sentiment improved, expectations for the next six months have also strengthened across the board.The standout segment is Core Central Region (CCR) luxury homes, with a net positive sentiment of 60%. Suburban homes remain at around 40% positive sentiment, and office properties have turned positive for the first time in two years.For Singaporeans, investing in property is nothing new. Even when people only have a few hundred dollars to spare, many already think about putting some money into REITs. With property sentiment recovering, REITs may look even more promising.Besides REITs, some people inve

🇸🇬 **A Middle-Class Life Overseas With Just One Home? Is “Retirement Plan B” Really Feasible?** 🌏🏠✨ Interesting topic and also what most of us have been pondering upon. For years, the idea of living overseas on rental income + investments sounded like a fantasy — something only “rich people” could do. But today? Even Singaporeans with just one home are asking: “Can I semi-retire by renting out my house and living in a cheaper country?” …and the surprising answer is increasingly: Yes — but with conditions. 😉 ⸻ 🏠 Plan B Strategy #1: Rent Out Your Home, Live Overseas With HDB and condo rental markets hitting historically high yields in the past two years, your Singapore home has quietly become a mini “pension fund.” If you rent out a condo, you might get: • 📈 $3,500–$5,500/month for a typical

For many Singaporeans, Plan B used to sound like a fantasy — rent out your HDB or condo, move to a lower-cost country, and enjoy a middle-class lifestyle on passive income. But with rents still strong and REIT yields stabilising, this question is no longer theoretical. It's becoming a serious consideration. 🏠 1. Can One Singapore Property Fund an Overseas Life? In some places, yes, if you plan smartly. A typical 2- or 3-bedder rental today can bring in $2,500–$4,000+ monthly depending on location. In countries like Malaysia, Thailand, Vietnam, Portugal, or parts of Taiwan, that income alone can fund: Rent Food Transport Insurance A comfortable lifestyle with savings The key is picking a country where your SGD income stretches, instead of fighting inflation here. 📈 2. What About REITs as a

🌟🌟🌟There is a profound sense of security and freedom in the notion of owning your  own HDB flat with a supplementary stream of great dividend paying stocks and SReits.  This is not just about financial numbers.  It is about achieving a sense of peace and control over one's life. Imagine waking up knowing that your core living expenses are taken care of by the fruits of your prudent investments. Dividends from a strong performer like $DBS(D05.SI)$ or steady income from a diversified SReit like $CapLand IntCom T(C38U.SI)$, can fund not just the essentials but also the small joys that make life rich. This combination is great for a life rich on community, family and simple pleasures. S

The latest NUS RESI jump to 6.1 reassures me that Singapore’s property market is regaining optimism. CCR luxury homes show strong sentiment, and even suburban and office properties are turning positive, making me more open to property opportunities. Looking at my own MOP-ed HDB, net rental income plus basic investment dividends could give me around $3,000/month. In Singapore, it’s enough to get by, but in many Southeast Asian cities, it could support a comfortable upper-middle-class lifestyle, making semi-retirement abroad realistic. For me, property offers long-term appreciation, while REITs provide steady cash flow. A mix of both seems ideal: rental income from property plus REIT dividends, bringing me closer to a true middle-class lifestyle at home or overseas.

Office property values are artificial. Sensible employers will have seen the writing on the wall and trim occupancy when leases end, by balancing a good schedule of work from home. That not only allows savings by cutting rental, it also builds rapport with staff who can have better work life balance (who also save on spending a bomb on travel and meals). Office property market has to be artificially propped up by the rich who need businesses to force their workers to slave and toil away in their glass towers

Gotta research on immigration aspects. Not cheap. If do not take care of legal residency status, you might end up with having to force return to Singapore with no place to stay since house already rented out. You will then have to face Singapore rental and living cost with not sufficient passive earnings.

I guess retirement plan B is still working considering SG property prices keep rising. I have a few friends who had rented out their house and chose to stay in other countries such as Malaysia, Vietnam and the Philippines. I recently saw an article about a Singaporean couple who decided to retire earlier and travel the world with their dog. I guess if you want to retire with a “middle-class lifestyle”, the best is the combo of investing in REITs and property.

REIT investments such as $STOCKLAND(SGP.AU)$ are high quality investments in real estate as an alternative to direct property investment these investments are low risk & high yield. 1. Property is an essential part of an investment strategy 2. Real estate is a high dividend yield investment as an alternative to stocks

both can. if you don't invest property, then invest in stocks for capital appreciation. REITS usually give income and small capital appreciation. need to invest growth stock for higher asset growth. For property, it's mainly asset growth unless you fully pay the property then the rental can become income.

I find it is workable if u migrated to Malaysia. As u know the exchange rate alone is 3 times the money value. U can easily rent a terrace house there for $3k ringgit and live over comfortably lifestyle with balance of $6k plus ringgit. Don't u agree with me.

Many SG citizens had this same dream every night and I dream about it during the day. However the Source of fund became nightmare when I wake up from this dream.Reality set in all the time 💭😅

It can be complicated to go for middle-class life overseas with just one home as retirement plan. Simpler retirement plan to go for passive income from stock investment and CPF.

Creating a plan is important. Not planning is planning to fail. Plan for success in retirement

yes as cheaper

To the Moon

yeah