To The Moon

Вч ььт вбювджчв бввьжвч. Чэввжлу аб быў. 6157 вэвб,дэя. 6464679баь як ж вжвьяэсч то аж да ад чбабччажу. Ч бэ ючавэ бэ вас чвэв а дэ чб

$DBS Group Holdings(D05.SI)$ is always leading nowadays. Its all time high pre-tax profit beats the tariffs shock. Thanks @Tiger_SG @icycrystal

OCBC will continue to perform once GE 100% integrated into OCBC.  UOB will need to continue expanding overseas to expand its growth. As for DBS, let's wait and see will it succeed in the Malaysia expansion.

DBS is always my first choice among these 3 banks. I love $DBS Group Holdings(D05.SI)$

dbs

just buy the 3 banks but heavier weightage on DBS.

lol

SG banks are not spared by uncertain global outlook but should be supported by investors looking for good income stocks.

DBS Price actions seem to be the strongest after the announcement of the 3 Banks, I view it will be the resilience among the 3 Banks Lets join in to Grab some 🪙 ) @Jes86188 @Aqa @koolgal @Barcode @JC888 @Shyon @yourcelesttyy @Shernic

All three local banks flagged tariff uncertainties from US President Donald Trump’s trade policies and boosted allowance reserves. Let’s check their earnings performance. $DBS Group Holdings(D05.SI)$ Beats Across-the-Board; Profit Hits Record High After Tax Adjustment; Management Maintains GuidanceEPS: 1.02 (2.78% beat)Revenue: SGD 5.90 billion (2.69% beat)Net Interest Income: SGD 3.68 billion (0.75% beat)Net Interest Margin (NIM): 2.12% (1.47% beat)Net Profit: SGD 2.89 billion (0.70% beat)DBS’s Q1 net profit fell 2%, mainly due to higher tax expenses following the implementation of the 15% global minimum tax in January. However, pre-tax profit hit a record high of SGD 3.44 billion, up 1% year-over-year.Outlook: Management broadly maintained its

The singapore banks claimed as one of the safest banks in the world. No one company can continueouly grow their income forever. appropriate correction is needed

Thoughts on the Guidance Impact on Stock Trends   I believe the decision by United Overseas Bank and DBS to adjust or pause their two thousand twenty-five guidance due to uncertainties from United States tariffs will have a noticeable effect on stock trends. The drop in UOBs share price by nearly two percent and DBSs cautious outlook suggest that investors might adopt a wait-and-see approach. I think this uncertainty could lead to short-term volatility, with stocks potentially trending downward until clearer economic signals emerge. However, the resilience in loan growth and stable profits might provide some support, so I would not rule out a recovery if market sentiment improves. Analysis of UOBs Performance in the First Quarter   I am somewhat impressed by UOBs abilit

Share your opinion. 

Singapore’s banking giants, UOB and DBS, have dropped their latest Q1 earnings bombshells, and the market’s buzzing with questions. UOB’s stock took a near 2% hit after it scrapped its 2025 guidance, blaming US tariffs, while DBS saw a 2% profit dip but still managed to outshine expectations. With tariffs casting a shadow and dividends in play, how will these moves shape their stock trajectories, and who’s standing taller this quarter? Let’s dive in. UOB: Tariff Turbulence Hits Hard UOB posted a stable Q1 net profit of S$1.49 billion—solid, but below the S$1.52 billion analysts had pegged. The real kicker? The bank yanked its 2025 guidance, citing US tariffs as a wild card that’s too murky to call. CEO Wee Ee Cheong promised to bring it back once the dust settles, but for now, investors ar

UOB, DBS, and OCBC: A Comparative Analysis of Q1 2025 Earnings and Market Implications The Q1 2025 earnings reports from Singapore’s major banks—UOB, DBS, and the upcoming OCBC—provide critical insights into the banking sector’s performance amid global economic challenges, particularly the impact of U.S. tariffs. UOB reported a near 2% decline in net profit, attributed to the uncertainties surrounding U.S. tariffs, missing consensus estimates. The bank has deferred its 2025 guidance until the tariff situation clarifies, signaling caution. In contrast, DBS delivered a more resilient performance, with Q1 net profit dropping 2% to S$2.9 billion but surpassing Bloomberg estimates. DBS also announced a total dividend of 75 cents, including a 15-cent capital return dividend, reflecting confidenc

Praying no more storms ahead 

Following the recent earnings reports from United Overseas Bank (UOB) and DBS Group Holdings, investors are closely monitoring Oversea-Chinese Banking Corporation (OCBC) ahead of its upcoming results. The current landscape is characterized by declining net interest margins (NIMs), cautious guidance, and macroeconomic uncertainties, particularly stemming from U.S. tariffs.  --- Assessment of Net Interest Margins (NIMs) Both UOB and DBS have reported slight declines in their NIMs for Q1 2025:  UOB: NIM decreased to 2.00% from 2.02% year-on-year.   DBS: NIM declined to 2.12% from 2.14% in the same period last year.   Analysts anticipate further compression in NIMs due to factors such as the strengthening Singapore dollar and potential interest rate cuts by the Fe

Below or beat estimation all depends on the person ' writing ' . I like the bank I will write a good report and slightly lower revenue as Nd profit...so that when the bank announced the results, it will fit perfectly into their report ls.  There are many hidden agendas behind their reports... especially those targets price 

All three local banks flagged tariff uncertainties from US President Donald Trump’s trade policies and boosted allowance reserves. Let’s check their earnings performance. $DBS Group Holdings(D05.SI)$ Beats Across-the-Board; Profit Hits Record High After Tax Adjustment; Management Maintains GuidanceEPS: 1.02 (2.78% beat)Revenue: SGD 5.90 billion (2.69% beat)Net Interest Income: SGD 3.68 billion (0.75% beat)Net Interest Margin (NIM): 2.12% (1.47% beat)Net Profit: SGD 2.89 billion (0.70% beat)DBS’s Q1 net profit fell 2%, mainly due to higher tax expenses following the implementation of the 15% global minimum tax in January. However, pre-tax profit hit a record high of SGD 3.44 billion, up 1% year-over-year.Outlook: Management broadly maintained its

Thoughts on the Guidance Impact on Stock Trends   I believe the decision by United Overseas Bank and DBS to adjust or pause their two thousand twenty-five guidance due to uncertainties from United States tariffs will have a noticeable effect on stock trends. The drop in UOBs share price by nearly two percent and DBSs cautious outlook suggest that investors might adopt a wait-and-see approach. I think this uncertainty could lead to short-term volatility, with stocks potentially trending downward until clearer economic signals emerge. However, the resilience in loan growth and stable profits might provide some support, so I would not rule out a recovery if market sentiment improves. Analysis of UOBs Performance in the First Quarter   I am somewhat impressed by UOBs abilit

$United Overseas Bank( $UOB(U11.SI)$ )$ $DBS Group Holdings( $DBS Group Holdings(D05.SI)$ )$ $Oversea-Chinese Banking Corp( $ocbc bank(O39.SI)$ )$ United Overseas Bank (UOB) just sent a shiver through Singapore’s banking sector. Its Q1 2025 earnings missed estimates with a stable net profit of S$1.49 billion against expectations of S$1.52 billion, and it scrapped its 2025 guidance, blaming uncertainties from U.S. tariffs. The result? A nearly 2% drop in its stock price as investors hit the panic button. With DBS Group Holdings reporting earnings on Thursday and Oversea-Chinese Banking Corp (OCBC) following on Friday, the spotlight is on: Will they echo UOB’

Singapore’s banking giants, UOB and DBS, have dropped their latest Q1 earnings bombshells, and the market’s buzzing with questions. UOB’s stock took a near 2% hit after it scrapped its 2025 guidance, blaming US tariffs, while DBS saw a 2% profit dip but still managed to outshine expectations. With tariffs casting a shadow and dividends in play, how will these moves shape their stock trajectories, and who’s standing taller this quarter? Let’s dive in. UOB: Tariff Turbulence Hits Hard UOB posted a stable Q1 net profit of S$1.49 billion—solid, but below the S$1.52 billion analysts had pegged. The real kicker? The bank yanked its 2025 guidance, citing US tariffs as a wild card that’s too murky to call. CEO Wee Ee Cheong promised to bring it back once the dust settles, but for now, investors ar

Singapore Banks Brace for Earnings Season Amid Softening NIMs and Rate Cut Headwinds As an investor with a strong focus on the Singapore banking sector, I'm closely watching the upcoming earnings releases from the nation's three leading financial institutions—UOB $UOB(U11.SI)$  , DBS $DBS Group Holdings(D05.SI)$  , and OCBC $ocbc bank(O39.SI)$  —which are scheduled to be announced starting May 7, 2025. My outlook remains bullish on all three, though the anticipated earnings figures and broader macroeconomic developments warrant a measured and discerni

As an investor keeping a close eye on Singapore's banking sector, I'm reflecting on the recent UOB earnings report and its implications for DBS and OCBC, especially with their earnings announcements scheduled for tomorrow and Friday, May 8 and 9, 2025. UOB's decision to drop its 2025 guidance due to U.S. tariffs, alongside a stable Q1 net profit that missed estimates, raises some critical questions about the broader trends for Singapore's major banks. With potential rate cuts impacting net interest margins (NIMs) and market uncertainties looming, I'm diving into what this might mean for DBS and OCBC, and whether these challenges are already priced into their stocks. Singapore 3 major banks My Take on UOB's Earnings and Guidance Drop UOB's Q1 results showed a net profit of S$1.49 billion, w

The recent earnings miss by United Overseas Bank (UOB) has sent shockwaves through the financial sector, casting a long shadow of doubt over Singapore’s banking giants. With UOB withdrawing its financial guidance for 2025, investors are left questioning the stability of not just UOB but also its peers—DBS and OCBC. The big question now: Will DBS and OCBC follow in UOB's footsteps, or will they defy the trend and maintain their stronghold in the market? UOB’s Miss: A Signal of Broader Troubles? UOB’s earnings miss wasn’t just a slight stumble—it was a marked shift in expectations. The bank cited global economic uncertainties, tightening monetary policies, and rising inflation as key factors affecting its performance. The decision to withdraw its guidance suggests that the path forward is an

Margin Pressure? Hardly a Crisis It’s no secret that net interest margins (NIMs) are under pressure. Rate cuts loom, yield curves have flattened, and the golden age of interest-driven profits may be fading. Yet when I examine Singapore’s banking trio—DBS, UOB, and OCBC—the word resilient still comes to mind. These banks aren’t scrambling; they’re pivoting. And I believe investors expecting a sharp fall from grace may be underestimating their balance, diversification, and dividend discipline. Resilience, not panic, in the face of falling margins Let’s start with the big one: $DBS Group Holdings(D05.SI)$. Yes, its NIM is forecast to decline from 2.13% in Q4 to around 2.05% in Q1, but its loan volume and non-interest income remain strong, and its d

🌟🌟🌟UOB $UOB(U11.SI)$  has just celebrated its 90th year anniversary and is Singapore's 3rd largest bank after DBS and OCBC.  Its share price has recently dropped to SGD 34.64 as Analysts downgraded UOB from Buy to Hold.  This is due to concerns of weaker loan growth and higher credit costs as the US tariffs threaten a global trade war. In order to determine whether UOB is a Buy, let's check out its FY2024 earnings report issued on February 19 2025. In FY2024, UOB's net profit grew 6% from the previous year to a record SGD 6.0 billion.  This is due to a strong net fee income, trading and investment income.  Net interest income remained steady at SGD 9.7 billion as a healthy loan growth of 5%

🌟🌟🌟The Singapore banking sector is navigating an environment where softening interest rates have resulted in lower net interest margins (NIMs) - a key component of their earnings.  With the recent rate cuts by the US Federal Reserve filtering through to domestic rates, the 3 banks UOB, DBS and OCBC are projected to experience a compression in NIMs.   Yet there is growing optimism that robust non interest income, resilient loan growth and fee based revenues may help offset these margin pressures. Assessing the Impact of Lower NIMs  Recent developments indicate that as domestic rates drop with the 3 month Singapore Overnight Rate Average falling from 3.02% to 2.55%, the Singapore Banks are facing tighter margins on their core interest income.  This compress

As an investor closely following the Singapore banking sector, I'm looking forward to the upcoming earnings releases from UOB $UOB(U11.SI)$  , DBS $DBS Group Holdings(D05.SI)$  , and OCBC $ocbc bank(O39.SI)$  , which are set to be announced since May 7, 2025. Based on the analysts' expectations, it seems DBS and OCBC are bracing for a decline in their net income year-on-year. Specifically, DBS is projected to see a 4.4% drop to $2.95 billion, while OCBC might face a 5% decline to $1.98 billion for 1QFY2025. On the other hand, UOB is expected to report

$UOB(U11.SI)$    1st quarter results is out! Operating income is up qoq 2.1% to 2.1b. Stable Net profit after tax of 1.5b supported by record fee income increased by 20% to 694m. Plus growth in loan and wealth management fee. Met interest income increased by 2%. RoE is slightly lowered at 12.3 % a decrease of 0.7%. I think is a stable set of financial numbers! The results is quite gd! Pls dyodd. UOB Bank - Tmr morning 1st quarter results will be out before trading commence. Hopefully, we can see great results and drive the price higher. Huat ah! Pls dyodd. 23rd April 2025: She went XD on 28th April for a total dividend of 1.17. Current price is 34.90. If you add back 1.17, the price would be trading at 36.07 which is much higher than t

UOB, DBS, and OCBC: A Comparative Analysis of Q1 2025 Earnings and Market Implications The Q1 2025 earnings reports from Singapore’s major banks—UOB, DBS, and the upcoming OCBC—provide critical insights into the banking sector’s performance amid global economic challenges, particularly the impact of U.S. tariffs. UOB reported a near 2% decline in net profit, attributed to the uncertainties surrounding U.S. tariffs, missing consensus estimates. The bank has deferred its 2025 guidance until the tariff situation clarifies, signaling caution. In contrast, DBS delivered a more resilient performance, with Q1 net profit dropping 2% to S$2.9 billion but surpassing Bloomberg estimates. DBS also announced a total dividend of 75 cents, including a 15-cent capital return dividend, reflecting confidenc

Following the recent earnings reports from United Overseas Bank (UOB) and DBS Group Holdings, investors are closely monitoring Oversea-Chinese Banking Corporation (OCBC) ahead of its upcoming results. The current landscape is characterized by declining net interest margins (NIMs), cautious guidance, and macroeconomic uncertainties, particularly stemming from U.S. tariffs.  --- Assessment of Net Interest Margins (NIMs) Both UOB and DBS have reported slight declines in their NIMs for Q1 2025:  UOB: NIM decreased to 2.00% from 2.02% year-on-year.   DBS: NIM declined to 2.12% from 2.14% in the same period last year.   Analysts anticipate further compression in NIMs due to factors such as the strengthening Singapore dollar and potential interest rate cuts by the Fe

Technical Analysis — $DBS Group Holdings(D05.SI)$ Long-Term Trend DBS remains in a long-term uptrend, as seen from the higher highs and higher lows over the past year. The overall price structure continues to favour a bullish bias in the bigger picture. Upcoming Earnings Event DBS is scheduled to report earnings on 8 May 2025. Volatility may increase leading into and after the earnings announcement. Current Resistance Zone Price, currently around 42.97, is approaching the 43.20–44.00 resistance zone. This zone is derived from several technical levels — the 62% Fibonacci retracement at 43.48, along with prior swing highs in this price region. This area may act as a barrier unless strong buying momentum emerges. Key Short-Term Support Immediate su

🌟🌟🌟In Singapore's competitive banking landscape, investors constantly debate which among the 3 blue chip banks offer the best value.  While all 3 banks have delivered strong growth numbers in recent quarters, OCBC is seen as trading at lower valuation. OCBC $ocbc bank(O39.SI)$  dropped 3.8% on Thursday trading on CGSI's downgrade from an Add to a Hold rating.  CGSI's downgrade stems from several key factors affecting OCBC 's near term performance.   Their research highlights that OCBC' s earnings growth for FY2025 appears to be on "shaky ground".   Specifically the bank's net interest income is projected to soften, partially driven by a further compression of its net interest

The earnings reports for Singapore’s three major banks—DBS, OCBC, and UOB—are set to reveal the impact of moderating net interest margins (NIMs) and other macroeconomic factors. Based on analysts' expectations: 1. Projected Earnings Trends DBS: Anticipated 4.4% y-o-y decline in net income to $2.95 billion for 1QFY2025. This reflects challenges in maintaining NIMs amidst rate cuts and a potential slowdown in loan growth. OCBC: Expected to post a 5.7% y-o-y decrease in net income to $1.98 billion. A similar narrative of narrowing NIMs and weaker growth drivers applies here. UOB: Forecast to achieve a 1.1% y-o-y growth in net income, marking the slowest pace since 2QFY2024. This modest growth suggests some resilience but highlights the industry-wide pressure on profitability. 2. Impact of Dec

🟩 🏦 Curious about Singapore's top bank dividends for 2025? This video dives into DBS, OCBC, and UOB’s latest AGM highlights, shedding light on their dividend plans, trade strategies, and how they're preparing for interest rate changes. Packed with insights, you'll discover why these banks remain a solid choice for income-focused investors, boasting attractive yields—DBS at 5.6%, OCBC at 5.9%, and UOB topping at 6.2%. Plus, find out how they’re navigating trade wars, expanding regional operations, and boosting wealth management to tackle rate cuts. $DBS Group Holdings(D05.SI)$ $ocbc bank(O39.SI)$ $UOB(U11.SI)$ Whether you're holding, selling, or buying share

Singapore’s three major local banks have rebounded from multi-month lows. As of Wednesday’s close, the combined market capitalization of $DBS Group Holdings(D05.SI)$ , $ocbc bank(O39.SI)$ , and $UOB(U11.SI)$ has declined by approximately S$48.8 billion since April 2.Downside earnings risks may drag the stocks down.Despite the recent rebound, banks continue to face downside earnings risks, driven by narrowing net interest margins (NIM), slowing loan growth, and declining wealth management fees.The latest March CPI figures indicate a notable decline in inflation. According to the CME FedWatch Tool, markets are now pricing in a 63% probability of a U.S. Federa

🌟🌟🌟In the current volatile markets, I believe that DBS $DBS Group Holdings(D05.SI)$  is a great defensive stock to buy and hold especially when it drops  below SGD 40. In the aftermath of Donald Trump's sweeping tariffs, DBS dropped to a 52 week low of SGD 32.28 in early April amid fears that this could cause a global recession.  Slower growth expectations could pose a major challenge for DBS and other local banks as they may dampen new loan demand and customer risk appetite.   However since then DBS's shares have recovered and closed SGD 40.83 last Thursday, up 7.7% in just 1 week.  Is DBS a solid buy under SGD 40?  Let's check out the reasons why.  Fundamentals an