• SpidersSpiders
      ·06-24

      The Bagholding Phase

      I don’t even check the price. I just log in to make sure the company still exists. If the ticker’s still there, I call that a win. Am I still holding out for a comeback? Absolutely. Will it happen? No idea. But if I sell, that means the losses become real. So, I’m just holding tight. Sure, I’m bagholding some stocks, but deep down, I still believe in them…
      1.13KComment
      Report
      The Bagholding Phase
    • SpidersSpiders
      ·06-24

      The DCA (Delusional Confidence Accumulation?) Phase

      Even smart people lose money in the market. Genius doesn’t always beat volatility. But me? I still want to be smart, just not the kind of “smart” that tries to outguess the market and ends up donating money to it. So… what investing phase am I currently in? Right now, I’m deep in what I like to call the Dollar Cost Averaging (DCA) phase or, if I’m feeling cheeky, the Delusional Confidence Accumulation phase. Every so often, I toss a bit more cash into my steady favorites like TLH (Treasury bond ETF) and PFE (Pfizer). It’s basically me telling the market, “You can’t scare me even if you try.” Pfizer (PFE) iShares 10-20 Year Treasury Bond ETF (TLH) Why I Keep Loving DCA Even When It Feels Like Market Madness? Smooths out the roller coaster: The market’s like a crazy roller coaster. DCA means
      9663
      Report
      The DCA (Delusional Confidence Accumulation?) Phase
    • HMHHMH
      ·06-23

      90% Strategy Edge = No Guarantee: How to Stay Out of the Markdown Trap

      A veteran investor with a 90% win rate over 10 years once remarked: “The key to investing is to stop being clever.” That statement cuts deep—especially when many investors mistakenly believe outsmarting the market is their edge. But as you're about to see, even smart people can—and do—lose money. The real question is: what phase are you in your investing journey? 🧭 The Four Phases of a Market Cycle Markets move in four distinct phases: Accumulation → Markup → Distribution → Markdown Smart money typically enters during accumulation when prices are flat—scanning for value. Retail investors often dive in during markup, driven by fear of missing out (FOMO). Yet entering at the top can lead to losses as distribution and markdown follow. 🤯 Why Even Smart Investors Lose Return-chasing behaviour:
      889Comment
      Report
      90% Strategy Edge = No Guarantee: How to Stay Out of the Markdown Trap
    • Ah_MengAh_Meng
      ·06-22
      Market goes up and down. It’s true, in my case, the more I trade, the higher chance of losing [Facepalm][Spurting]. Having said that, I have different portfolios. One is simply buy with minimal trimming at a timeframe of 20+ years and counting. One is almost daily trading account. One is adding ever so slowly whenever I have some spare cash for the past 10 years, which sees occasional position adjustments. The first one, which I seldom touched, is still my leading account. It happened to contain some classic gold and silver miners, which helped to lift the overall portfolio. The frequently trading account has finally turned positive lately but it is still fluctuating between winning and losing. The third portfolio was initially a no-hoper, but after a trimming exercise a couple of years ba
      7106
      Report
    • Rhino RyanRhino Ryan
      ·06-20
      $Tiger Brokers(TIGR)$ hybynyntvevhybrj
      931Comment
      Report
    • DiAngelDiAngel
      ·06-20
      I m investing for SG dividends. Hence every month I will buy SG stock - minimum 1 counter. This month my hand very itchy as I had bought 2 counters. 2 days ago almost bought my 3rd counter but my price didn’t strike. Anyway, I m in no hurry to buy more counters. If I can’t get it this month, maybe I might have some luck next month. Instead, I bought UT using my SRS fund. [Happy][LOL][Smile][Chuckle][Bless]😱3 trading this month. [Heart][USD][Love][Love you]
      678Comment
      Report
    • IF InternationalIF International
      ·06-20
      $Tiger Brokers(TIGR)$ 100% agree with the veteran trader. But can't help but think there is a simple, yet far broader play left out of this discussion. The stock market represents only one of a number of asset classes, the big picture is what provides protection and profits. Hedging assets, investing in diverse (and often inverse) investments covers losses and opens profit opportunities. In s short, and in-keeping with keeping things simple, diversify, hedge and manage risk not reward.
      990Comment
      Report
    • FTGRFTGR
      ·06-20
      $Tiger Brokers(TIGR)$ Have a plan and execute well. Have confidence and improve over time. Too smart sometimes doesn't work as sometimes simple ways just work fine. Don't panic sell due to fear. Have faith [Cool]  
      529Comment
      Report
    • Tiger_commentsTiger_comments
      ·06-20
      Thanks for your comments of my discussion: Don't Be Too Clever! The 90% Win Rate Comes From?Or your insightful posts in hot topics! Your coins have been sent! Check notification in community and find the coin![Heart][Heart][Heart]@北极篂@Isleigh@Dwayne Sheng@1PC@WeChats@H Factor@MHh@Mickey082024
      1.20K2
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    • AN88AN88
      ·06-20
      $Tiger Brokers(TIGR)$ Yes smart people make mistakes too. 
      558Comment
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    • CheechennCheechenn
      ·06-20
      $Tiger Brokers(TIGR)$ I agree I gave up welllooking inside and around the box maybe I'll try look directly at the box and I'll understand teheheh it's usually the way
      767Comment
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    • CheechennCheechenn
      ·06-20

      Certainly gaining traction lately

      $Alphabet(GOOG)$   Seems as though these alphabet shares are also climbing that ladder, and I do wonder ifbitcoin will keep coming up Millhouse, will it be the 4 year hike or the 4 year hell 
      615Comment
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      Certainly gaining traction lately
    • IsleighIsleigh
      ·06-19

      🧠 Smart People Lose Money Too? Maybe It’s the Phase You’re In.

      $Tiger Brokers(TIGR)$   We've all been there. 🔸 You read 3 books and suddenly think you're Paul Tudor Jones 🔸 You ape into a breakout — and get rug-pulled 3% later 🔸 You skip your stop loss because "this one's ifferent" Truth is, investing isn't just about skill — it's about phase. 🔄 The 4 Investor Phases (Which Are You?) 1️⃣ The Gambler Thinks the market is a slot machine. Overtrades. Ignores risk. Loses money, gains humility. 2️⃣ The Student Starts learning: indicators, macro, earnings calls, liquidity zones. Progress feels slow — but it compounds. 3️⃣ The Strategist Backtests setups, trades with risk management, reads price action. Still wrong sometimes, but knows why. 4️⃣ The Builder Uses DCA, portfolio balancing, and patience. Doesn't ne
      745Comment
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      🧠 Smart People Lose Money Too? Maybe It’s the Phase You’re In.
    • koolgalkoolgal
      ·06-19
      🌟🌟🌟Investing isn't a sprint.  Investing is actually a slow dance with time.  Forget about chasing technical tricks or timing the market.  Long term stock investing to me is all about having Patience, Resilience and watching my money grow as businesses evolve and my dividends compound. The secret sauce of Successful Investing is Letting Time Do the Heavy Lifting While I Focus on Quality and Consistency. Because in the markets - Slow and Steady Doesn't Just Win The Race - It Builds The Castle! @Tiger_comments @TigerStars @Tiger_SG @CaptainTiger
      36.53K59
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    • BarcodeBarcode
      ·06-19
      $Tesla Motors(TSLA)$ $NVIDIA(NVDA)$ $Uber(UBER)$ 🧠📈🐅 The Blueprint of a Real Trader: From Brokerage Floors to Tactical Freedom 🐅📈🧠 “You don’t need to predict the market. You need to position for it.” This principle has guided my entire trading journey, from brokerage floor to multi-strategy execution. Most traders start with charts. I started with client orders. As a teenager inside a stockbroking firm in New Zealand 🇳🇿, I wasn’t following hype. I was listening to execution desks handle real trades under real pressure. Later, I worked in Perth 🇦🇺 alongside institutional brokers managing multi-million-dollar flows. That’s where I learned this truth: capital doesn’
      27.63K52
      Report
    • Frosty4everFrosty4ever
      ·06-19
      $Tiger Brokers(TIGR)$ Absolutely, do not consider between being lucky with being smart.  Ink investing there's a lot of factors which influence the success not within the control of the investor. 
      754Comment
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    • ECLCECLC
      ·06-19
      Not really smart and yet to learn not to lose money.
      535Comment
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    • Dwayne ShengDwayne Sheng
      ·06-19
      $Tiger Brokers(TIGR)$   I'm not a technical trader/investor by any means but I try to keep myself updated with the macro and world news. Been steadily doing my DCA into  a few ETFs of my choice for the past 3-4 years. Nothing HUGE to shout about...yet.  However, I truly have faith in the progress and fingers crossed the constant DCAs will snowball into something BIG in say 10 or 15 years. Not a get rich fast kind of method but it allows me to sleep well at night, not needing to spend countless hours doing tedious research  (not saying that it's bad though but it's just not my preference) or worrying that my stock might plunge  overnight [Heartbreak]   Anyway, everyone has their own preference when
      577Comment
      Report
    • 1PC1PC
      ·06-19
      I have a combo of LT investing & Swing Trading when the technical indicators point 👉 the direction ⬆️⬇️ & opportunities [Chuckle] [Chuckle] [Chuckle]....  work well, so far 😁. @Jes86188 @JC888 @Shyon @Barcode @yourcelesttyy @koolgal @Shernice軒嬣 2000
      543Comment
      Report
    • WeChatsWeChats
      ·06-19
      $Tiger Brokers(TIGR)$ We often associate stock market losses with reckless gamblers or uninformed beginners. But the harsh truth? Even the smartest investors lose money—sometimes spectacularly. It’s not always about knowledge. It’s about discipline, emotion, timing, and risk management. 🧠💸 Let’s be honest: every investor—regardless of how experienced or analytical—goes through distinct psychological phases. And recognising where you are in this cycle might just save your portfolio from another unnecessary dip. 📉 Phase 1: The Overconfident Rookie This is where many retail traders begin. You learn a few buzzwords like “support/resistance,” maybe follow a few TikTok gurus, and soon start YOLOing into meme stocks, penny stocks, or 0DTE options. Maybe
      694Comment
      Report
    • BarcodeBarcode
      ·06-19
      $Tesla Motors(TSLA)$ $NVIDIA(NVDA)$ $Uber(UBER)$ 🧠📈🐅 The Blueprint of a Real Trader: From Brokerage Floors to Tactical Freedom 🐅📈🧠 “You don’t need to predict the market. You need to position for it.” This principle has guided my entire trading journey, from brokerage floor to multi-strategy execution. Most traders start with charts. I started with client orders. As a teenager inside a stockbroking firm in New Zealand 🇳🇿, I wasn’t following hype. I was listening to execution desks handle real trades under real pressure. Later, I worked in Perth 🇦🇺 alongside institutional brokers managing multi-million-dollar flows. That’s where I learned this truth: capital doesn’
      27.63K52
      Report
    • Mickey082024Mickey082024
      ·06-19

      Warren Buffett: The Greatest Market Timer You Never Noticed

      $Berkshire Bancorp, Inc.(BERK)$ When you hear the name Warren Buffett, what comes to mind? Probably not the words “market timer.” Instead, you’re more likely to think of phrases like “buy and hold,” “value investing,” and “compounder of capital.” Buffett himself has often said that predicting short-term market movements is a fool’s game. He mocks attempts to time the market and famously said, “We have no idea what the stock market will do next year, or even next week.” But what if we’ve misunderstood him all along? According to legendary value investor David Einhorn, Warren Buffett’s long-term investment success owes just as much to when he invests as to what he invests in. In other words, Buffett may be the greatest market timer of our generation
      1.24K3
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      Warren Buffett: The Greatest Market Timer You Never Noticed
    • HMHHMH
      ·06-23

      90% Strategy Edge = No Guarantee: How to Stay Out of the Markdown Trap

      A veteran investor with a 90% win rate over 10 years once remarked: “The key to investing is to stop being clever.” That statement cuts deep—especially when many investors mistakenly believe outsmarting the market is their edge. But as you're about to see, even smart people can—and do—lose money. The real question is: what phase are you in your investing journey? 🧭 The Four Phases of a Market Cycle Markets move in four distinct phases: Accumulation → Markup → Distribution → Markdown Smart money typically enters during accumulation when prices are flat—scanning for value. Retail investors often dive in during markup, driven by fear of missing out (FOMO). Yet entering at the top can lead to losses as distribution and markdown follow. 🤯 Why Even Smart Investors Lose Return-chasing behaviour:
      889Comment
      Report
      90% Strategy Edge = No Guarantee: How to Stay Out of the Markdown Trap
    • WeChatsWeChats
      ·06-19
      $Tiger Brokers(TIGR)$ We often associate stock market losses with reckless gamblers or uninformed beginners. But the harsh truth? Even the smartest investors lose money—sometimes spectacularly. It’s not always about knowledge. It’s about discipline, emotion, timing, and risk management. 🧠💸 Let’s be honest: every investor—regardless of how experienced or analytical—goes through distinct psychological phases. And recognising where you are in this cycle might just save your portfolio from another unnecessary dip. 📉 Phase 1: The Overconfident Rookie This is where many retail traders begin. You learn a few buzzwords like “support/resistance,” maybe follow a few TikTok gurus, and soon start YOLOing into meme stocks, penny stocks, or 0DTE options. Maybe
      694Comment
      Report
    • SpidersSpiders
      ·06-24

      The DCA (Delusional Confidence Accumulation?) Phase

      Even smart people lose money in the market. Genius doesn’t always beat volatility. But me? I still want to be smart, just not the kind of “smart” that tries to outguess the market and ends up donating money to it. So… what investing phase am I currently in? Right now, I’m deep in what I like to call the Dollar Cost Averaging (DCA) phase or, if I’m feeling cheeky, the Delusional Confidence Accumulation phase. Every so often, I toss a bit more cash into my steady favorites like TLH (Treasury bond ETF) and PFE (Pfizer). It’s basically me telling the market, “You can’t scare me even if you try.” Pfizer (PFE) iShares 10-20 Year Treasury Bond ETF (TLH) Why I Keep Loving DCA Even When It Feels Like Market Madness? Smooths out the roller coaster: The market’s like a crazy roller coaster. DCA means
      9663
      Report
      The DCA (Delusional Confidence Accumulation?) Phase
    • Tiger_commentsTiger_comments
      ·06-19

      Don't Be Too Clever! The 90% Win Rate Comes From?

      Most stock market losses come from reckless trading.One investor, for example, entered the market in 2022, bought a few stocks, and then essentially ignored them likely ending up with some losses or being stuck in positions. Fast forward three years, and when she finally checked their account today, these stocks were actually in profit overall.The A-share market has mostly been fluctuating with sector rotations over the years, but without buying or selling, you don’t lose money either.A veteran investor with a 90% win rate over 10 years once said:“The key to investing is to stop being clever.”Because even someone as smart as Newton lost money in the markets—this game isn't about IQ, it's about discipline.Investing should be about sticking to your rules day in and day out: buying low, selli
      13.68K24
      Report
      Don't Be Too Clever! The 90% Win Rate Comes From?
    • koolgalkoolgal
      ·06-19
      🌟🌟🌟Investing isn't a sprint.  Investing is actually a slow dance with time.  Forget about chasing technical tricks or timing the market.  Long term stock investing to me is all about having Patience, Resilience and watching my money grow as businesses evolve and my dividends compound. The secret sauce of Successful Investing is Letting Time Do the Heavy Lifting While I Focus on Quality and Consistency. Because in the markets - Slow and Steady Doesn't Just Win The Race - It Builds The Castle! @Tiger_comments @TigerStars @Tiger_SG @CaptainTiger
      36.53K59
      Report
    • IsleighIsleigh
      ·06-19

      🧠 Smart People Lose Money Too? Maybe It’s the Phase You’re In.

      $Tiger Brokers(TIGR)$   We've all been there. 🔸 You read 3 books and suddenly think you're Paul Tudor Jones 🔸 You ape into a breakout — and get rug-pulled 3% later 🔸 You skip your stop loss because "this one's ifferent" Truth is, investing isn't just about skill — it's about phase. 🔄 The 4 Investor Phases (Which Are You?) 1️⃣ The Gambler Thinks the market is a slot machine. Overtrades. Ignores risk. Loses money, gains humility. 2️⃣ The Student Starts learning: indicators, macro, earnings calls, liquidity zones. Progress feels slow — but it compounds. 3️⃣ The Strategist Backtests setups, trades with risk management, reads price action. Still wrong sometimes, but knows why. 4️⃣ The Builder Uses DCA, portfolio balancing, and patience. Doesn't ne
      745Comment
      Report
      🧠 Smart People Lose Money Too? Maybe It’s the Phase You’re In.
    • Ah_MengAh_Meng
      ·06-22
      Market goes up and down. It’s true, in my case, the more I trade, the higher chance of losing [Facepalm][Spurting]. Having said that, I have different portfolios. One is simply buy with minimal trimming at a timeframe of 20+ years and counting. One is almost daily trading account. One is adding ever so slowly whenever I have some spare cash for the past 10 years, which sees occasional position adjustments. The first one, which I seldom touched, is still my leading account. It happened to contain some classic gold and silver miners, which helped to lift the overall portfolio. The frequently trading account has finally turned positive lately but it is still fluctuating between winning and losing. The third portfolio was initially a no-hoper, but after a trimming exercise a couple of years ba
      7106
      Report
    • MHhMHh
      ·06-19
      My strategy is largely buy and hold for US and my SREITs but trade HK/ China stocks due to their volatility. Given the recent increased uncertainty in the US stocks, I would prefer to also lock in profits. I am mostly someone who looks at the fundamentals rather than technicals. However, I think macro factors are increasingly weighs more than fundamentals for the stock prices. The wars along with Trump’s eccentricity do add to the uncertainty. For good stocks, I would prefer to average down during such times if the price reaches my price target but will also keep a good portion of my cash in case the dip dips further. For HK/ China stocks, once the price rises to my target price, I will take profit as I would rather make a small profit than to end up as a bag holder. Sometimes, I do aver
      409Comment
      Report
    • Dwayne ShengDwayne Sheng
      ·06-19
      $Tiger Brokers(TIGR)$   I'm not a technical trader/investor by any means but I try to keep myself updated with the macro and world news. Been steadily doing my DCA into  a few ETFs of my choice for the past 3-4 years. Nothing HUGE to shout about...yet.  However, I truly have faith in the progress and fingers crossed the constant DCAs will snowball into something BIG in say 10 or 15 years. Not a get rich fast kind of method but it allows me to sleep well at night, not needing to spend countless hours doing tedious research  (not saying that it's bad though but it's just not my preference) or worrying that my stock might plunge  overnight [Heartbreak]   Anyway, everyone has their own preference when
      577Comment
      Report
    • Tiger_commentsTiger_comments
      ·06-20
      Thanks for your comments of my discussion: Don't Be Too Clever! The 90% Win Rate Comes From?Or your insightful posts in hot topics! Your coins have been sent! Check notification in community and find the coin![Heart][Heart][Heart]@北极篂@Isleigh@Dwayne Sheng@1PC@WeChats@H Factor@MHh@Mickey082024
      1.20K2
      Report
    • AriandaArianda
      ·06-19
      $Tiger Brokers(TIGR)$ Interesting post. I used to think being smart would protect me from losses, but I’ve learned the hard way that discipline beats intelligence in the markets. Overtrading and trying to outsmart everything only drained my account. Right now, I’d say I’m in the “hard-effort” phase—reading charts, following economic data, and trying to understand the big picture. It’s overwhelming at times, but I’m learning a lot. That said, I’ve started to respect the simplicity of DCA and holding long-term. Watching others quietly grow their portfolios while I stress over trades made me rethink my approach.
      620Comment
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    • SpidersSpiders
      ·06-24

      The Bagholding Phase

      I don’t even check the price. I just log in to make sure the company still exists. If the ticker’s still there, I call that a win. Am I still holding out for a comeback? Absolutely. Will it happen? No idea. But if I sell, that means the losses become real. So, I’m just holding tight. Sure, I’m bagholding some stocks, but deep down, I still believe in them…
      1.13KComment
      Report
      The Bagholding Phase
    • IF InternationalIF International
      ·06-20
      $Tiger Brokers(TIGR)$ 100% agree with the veteran trader. But can't help but think there is a simple, yet far broader play left out of this discussion. The stock market represents only one of a number of asset classes, the big picture is what provides protection and profits. Hedging assets, investing in diverse (and often inverse) investments covers losses and opens profit opportunities. In s short, and in-keeping with keeping things simple, diversify, hedge and manage risk not reward.
      990Comment
      Report
    • DiAngelDiAngel
      ·06-20
      I m investing for SG dividends. Hence every month I will buy SG stock - minimum 1 counter. This month my hand very itchy as I had bought 2 counters. 2 days ago almost bought my 3rd counter but my price didn’t strike. Anyway, I m in no hurry to buy more counters. If I can’t get it this month, maybe I might have some luck next month. Instead, I bought UT using my SRS fund. [Happy][LOL][Smile][Chuckle][Bless]😱3 trading this month. [Heart][USD][Love][Love you]
      678Comment
      Report
    • HMHHMH
      ·06-19
      Time in the market is more important than timing the market. The 2022 investor’s story proves that staying patient and letting positions ride can outshine chasing perfect entries or exits. Discipline and a long-term focus, like consistent DCA into the S&P 500, often beat clever attempts to outsmart the market. Stick to your plan, and let time do the heavy lifting.
      375Comment
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    • John_ChewJohn_Chew
      ·06-19
      A fair point indeed. [Miser] One can never know when is the best price to buy / sell. Meanwhile, the average people who DCA (dollar cost average) into snp500 index funds are usually the leading winners. Hold equities only if you are confident with your choices and decisions. [lovely]
      382Comment
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    • Raj008Raj008
      ·06-19
      Lowest low and highest high are tough to catch ... as highlighted in article , for index funds- do more in bear markets.. for individual stocks- stick to fundamentally strong stocks with average momentum... diversify with gold and bonds and deposits in good ratio ..
      463Comment
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    • 1PC1PC
      ·06-19
      I have a combo of LT investing & Swing Trading when the technical indicators point 👉 the direction ⬆️⬇️ & opportunities [Chuckle] [Chuckle] [Chuckle]....  work well, so far 😁. @Jes86188 @JC888 @Shyon @Barcode @yourcelesttyy @koolgal @Shernice軒嬣 2000
      543Comment
      Report