A fellow investor recently remarked, “Investing isn’t about who makes the most money, it’s about who lasts the longest.” This framing contrasts two paths: intensity—chasing big, fast wins—and longevity—steadily compounding wealth over time. This echoes Warren Buffett’s famed wisdom: “Investing is a marathon, not a sprint.” But behind every investor’s story lies the question: what playbook are you writing—and is it unfolding as planned? 🧩 Two Paths: Intensity vs. Longevity The intensity route involves active trading, short-term gains, and sometimes high leverage. Longevity, on the other hand, focuses on patience, discipline, compounding, and enduring market cycles. Intensity-Focused Traits Frequent trading: Rapid entry and exit, seeking quick returns High risk/reward: Potential for outsized

$S&P 500(.SPX)$ A Deep Dive into Building a Strategy That Aligns With Your Goals, Psychology, and Market Philosophy In the world of investing, everyone starts off looking for “the best strategy.” We read the classics: The Intelligent Investor, Common Stocks and Uncommon Profits, One Up on Wall Street. We consume Buffett’s annual letters, study Ray Dalio’s frameworks, and tinker with spreadsheets, backtests, and screeners. We chase momentum, then pivot to value. We buy the dip, only to sell in panic. We follow Reddit, CNBC, and Substack. And eventually, through trial, error, and reflection, we arrive at a simple but powerful realization: You need a strategy that fits you — not someone else. Your investment playbook must align with your tempera

"If I had to pick just one financial metric to choose stocks, I'd pick ROE." — Warren BuffettIn an increasingly uncertain market, how can investors find companies that can truly withstand cycles and generate sustainable returns?Today, let me walk you through how to use ROE as a metric to identify high-quality, high-return companies in the Hong Kong stock market, and how to understand them through Warren Buffett's lens.1. What Is ROE and Why Is It So Important in Buffett's Investment Philosophy?ROE (Return on Equity) = Net Profit / Shareholders' Equity. It measures how much profit a company generates using each dollar of shareholders' equity.Buffett has used this single metric to identify many of his most successful investments—the most famous example being Coca-Cola.In 1987, during the "Bl

The US Dollar has devalued by 10% in 2025 (YTD). Image from barchart - USD fell 10% in value in 2025 YTD It can take months or years before the market enters a correction. It can also happen in a moment. A market top cannot conceal some of the market weaknesses in debt and demand. Consider building a portfolio that benefits from a bull, bear or baboon run. Inputs from Grok: Market corrections are unpredictable, as evidence suggests they can strike suddenly or develop slowly due to factors like tariffs or recessions, with 2025 forecasts ranging from 10-16% drops. Hidden weaknesses, such as high debt or weak demand, often lurk at market peaks, as seen in past crises like 2008. Diversifying portfolios across asset classes and regions is a solid strategy to navigate bull, bear, or volatile mar

If you're in your 20s or 30s and just starting to build your investment portfolio, you’ve probably heard about stocks, ETFs, and maybe even crypto. But there’s one underrated asset class that deserves a serious look—Singapore REITs (S-REITs). Kenny Loh, a Certified REIT Specialist and Wealth Advisory Director at Financial Alliance, breaks down why REITs aren’t just for retirees—they’re a smart move for young investors too. 🔑 6 Reasons REITs Belong in Your Portfolio 💧 Liquidity Unlike physical property, REITs are traded on the SGX—buy and sell anytime, no lock-in. 📈 High Dividend Yields Many REITs offer 5–9% annual yields. That’s passive income you can reinvest to compound faster. 🧾 Tax Efficiency REIT distributi

Recently, an investor said, “Investing isn’t about who makes the most money, it’s about who lasts the longest.” It reminds me of how people approach life differently. Some want to live long, while others want to live fully.Do you value longevity, or do you value intensity?It’s like asking whether you’d rather make fast, big money or earn slowly and steadily over time. Warren Buffett once said that investing is a marathon, not a sprint. But does everyone agree with that?Make fast money or make steady money?Deep down, I believe human nature leans toward wanting to make fast money and lots of it. Sure, it comes with risks. If you earn money beyond your level of understanding, you might lose it just as quickly.But why worry about something that hasn’t happened yet? Isn’t it more exciting to ju

I align with the philosophy that investing is about lasting the longest, not just making the most money quickly—echoing Warren Buffett's marathon, not sprint, mindset. My strategy focuses on longevity and steady growth over time. Here's my approach: Target Top Companies with Strong Financials:  I seek out the best companies globally, prioritizing those with robust balance sheets, consistent earnings, and competitive advantages. Long-Term Horizon with Disruption-Resistant Picks:  With a 20-year outlook, I invest in companies likely to survive and thrive, such as $Palantir Technologies Inc.(PLTR)$  , $Tesla Motors(TSLA)$  , and $NVIDIA(NVD