To The Moon

Why has the state maintained strict regulation over investment advisory licenses for so many years? Why is the investment advisory sector in China plagued by constant controversy and an exceptionally high rate of client complaints? Why are the words of investment advisors often untrustworthy? Why do clients fail to make a profit after purchasing investment advisory products? What is the future trajectory for China’s investment advisory and securities brokerage industries? How can investment advisory firms fulfill their mission, social responsibilities, and commercial value? Today, we will delve into these questions through a comprehensive, in-depth analysis. At its core, the reason China’s investment advisory sector is fraught with issues—controversy, service challenges, and regulatory dif

I’ve been DCA-ing $VOO monthly for around two years, and it’s my core long-term holding.   VOO tracks the S&P 500, holding 500 large blue-chip US companies. It has a low expense ratio of just 0.03%, with relatively mild volatility, which makes it a classic base position for DCA investors like me. I’m aiming for beta returns here — simply capturing the broad market growth instead of chasing hard-to-stable alpha from picking individual stocks.   I follow regular time-based DCA: I put in a fixed sum every month. I’ve seen several market pullbacks over this period. When prices dropped sharply, I felt anxious and wondered if I should pause my buys. But I reminded myself that DCA works best during dips. I stuck strictly to my schedule and kept buying, without changing my plan. &nbs

If I had to choose one ETF to DCA consistently, my answer would be QQQ. Not because it is the safest ETF. Not because it will outperform every year. And definitely not because I expect technology stocks to go up in a straight line. I choose it because I want my long-term money exposed to companies benefiting from some of the biggest structural trends of the next decade: AI, cloud computing, semiconductors, automation, digital advertising and software. And DCA solves one of my biggest problems as an investor: I do not need to predict every bottom correctly. 🔵 WHY QQQ OVER VOO OR SPY? VOO and SPY are excellent core ETFs. If someone prioritises diversification and smoother compounding, I would happily recommend starting there. But personally, I want more growth exposure. QQQ gives me heavier

Warren Buffett has spent decades building one of the most complex investment portfolios in the world. $Berkshire Hathaway(BRK.B)$ owns railroads, insurance companies, fast-food chains and consumer brands. Its operating earnings topped $44.5 billion in fiscal year 2025. His advice to ordinary investors looks nothing like that portfolio. Buffett has repeated the same recommendation for years, and it does not involve picking stocks, timing markets or hiring expensive money managers. In his 2013 letter to Berkshire shareholders, Buffett wrote that his estate’s trustee should put 90% of cash in a very low-cost S&P 500index fund, naming Vanguard specifically. The fund in this instruction is the $Vanguard S&

Warren Buffett has spent decades building one of the most complex investment portfolios in the world. $Berkshire Hathaway(BRK.B)$ owns railroads, insurance companies, fast-food chains and consumer brands. Its operating earnings topped $44.5 billion in fiscal year 2025. His advice to ordinary investors looks nothing like that portfolio. Buffett has repeated the same recommendation for years, and it does not involve picking stocks, timing markets or hiring expensive money managers. In his 2013 letter to Berkshire shareholders, Buffett wrote that his estate’s trustee should put 90% of cash in a very low-cost S&P 500index fund, naming Vanguard specifically. The fund in this instruction is the $Vanguard S&

Why has the state maintained strict regulation over investment advisory licenses for so many years? Why is the investment advisory sector in China plagued by constant controversy and an exceptionally high rate of client complaints? Why are the words of investment advisors often untrustworthy? Why do clients fail to make a profit after purchasing investment advisory products? What is the future trajectory for China’s investment advisory and securities brokerage industries? How can investment advisory firms fulfill their mission, social responsibilities, and commercial value? Today, we will delve into these questions through a comprehensive, in-depth analysis. At its core, the reason China’s investment advisory sector is fraught with issues—controversy, service challenges, and regulatory dif

If I had to choose one ETF to DCA consistently, my answer would be QQQ. Not because it is the safest ETF. Not because it will outperform every year. And definitely not because I expect technology stocks to go up in a straight line. I choose it because I want my long-term money exposed to companies benefiting from some of the biggest structural trends of the next decade: AI, cloud computing, semiconductors, automation, digital advertising and software. And DCA solves one of my biggest problems as an investor: I do not need to predict every bottom correctly. 🔵 WHY QQQ OVER VOO OR SPY? VOO and SPY are excellent core ETFs. If someone prioritises diversification and smoother compounding, I would happily recommend starting there. But personally, I want more growth exposure. QQQ gives me heavier

I’ve been DCA-ing $VOO monthly for around two years, and it’s my core long-term holding.   VOO tracks the S&P 500, holding 500 large blue-chip US companies. It has a low expense ratio of just 0.03%, with relatively mild volatility, which makes it a classic base position for DCA investors like me. I’m aiming for beta returns here — simply capturing the broad market growth instead of chasing hard-to-stable alpha from picking individual stocks.   I follow regular time-based DCA: I put in a fixed sum every month. I’ve seen several market pullbacks over this period. When prices dropped sharply, I felt anxious and wondered if I should pause my buys. But I reminded myself that DCA works best during dips. I stuck strictly to my schedule and kept buying, without changing my plan. &nbs