To The Moon

JPMorgan's Earnings and Capital Markets Activity JPMorgan Chase's Q4 2025 earnings showed a mixed picture. While its profit exceeded estimates due to a trading boom in volatile markets, with equities revenue surging 40% and fixed income climbing 7%, its investment banking fees fell 5% and missed Wall Street estimates by 8%. This led to an initial decline in JPM's shares and contributed to the broader financial sector moving lower. Despite the dip in JPMorgan's investment banking fees, the overall outlook for capital markets activity appears more nuanced. Investment banking revenues for the industry are generally expected to be up, particularly in equity capital markets. The U.S. IPO market reached its highest level in 2025 since 2021. KBW anticipates continued momentum and outperformance i

🌟🌟Certainty or Transformation?  The banks are split into 2 narratives.  Transformation: Citi & Wells Fargo announcing layoffs while increasing their AI investments, signal a familiar pattern in banking: streamline cost base, modernise infrastructure & hope the transformation is successful.  These moves can translate into long term profitability but the payoff depends on execution & whether legacy systems can be merged well. High potential, high complexity. Certainty: Certainty names like Goldman Sachs & Bank of America operate like wellrun machines.  Predictable earnings &diversified revenue streams.They are steady, reliable & less dramatic. Which camp am I in? Neither. I am in the disciplined camp.  I don't chase narratives. I don't pick f

Short take: Probably not a great trade for 2026 — at least not yet.The proposed 10% cap on credit card rates would seriously hurt the biggest earners in the space (think Capital One, Amex, Discover, even some of the big banks’ card divisions). That’s a massive hit to their highest-margin business, and the market already priced in a pretty ugly reaction when Trump floated it.If the cap actually gets passed and sticks for the full year, I’d expect more pain and lower multiples for those names. On the flip side, if it gets watered down, delayed, or quietly killed in Congress/bureaucracy (which is very possible), then the stocks could bounce hard from these depressed levels.Right now it feels more like a high-risk “fade the fear” play than a clean bullish setup. I’d wait for more clarity befor

Surprised by some earnings reported of US banks and uncertainities still linger.

Though tech stocks make a recovery on Thursday (15 Jan) after TSMC stellar earnings and guidance outlook, but we are still seeing tech and banks facing sector rotation in earnings week. Financials managed to make a recovery last night as well, but could this rotation continue in the next few weeks as more earnings are coming? In this article, we would like to look at the comprehensive market- and strategy-focused overview of your questions around the current tech vs financial rotation, geopolitical export restrictions, and tactical portfolio positioning: Market context (Thursday, 15 January 2026) • Stocks broadly recovered after recent losses, fueled by strong $Taiwan Semiconductor Manufacturing(TSM)$ earnings and guidance, which lifted semiconduct

$Genprex, Inc.(GNPX)$   The Genprex Inc. stock price gained 19.58% on the last trading day (Wednesday, 14th Jan 2026), rising from $2.40 to $2.87. During the last trading day the stock fluctuated 36.67% from a day low at $2.10 to a day high of $2.87. The price has risen in 7 of the last 10 days and is up by 63.07% over the past 2 weeks. Volume has increased on the last day along with the price, which is a positive technical sign, and, in total, 1 million more shares were traded than the day before. In total, 2 million shares were bought and sold for approximately $5.71 million. The stock lies in the middle of a very wide and falling trend in the short term and further fall within the trend is signaled. Due to th

Despite some good results, we are at a point in the cycle where all the banks are historically expensive so i am out of banks for now until the valuations come back down

🌟🌟🌟When JPMorgan $JPMorgan Chase(JPM)$  the bellwether of the financial sector, reported earnings that fall short on investment banking revenues, the whole sector feels it.  On Tuesday, JPMorgan's shares slid more than 4%, pulling the broader financial sector down with it. Everyone is now asking the same question: Is this a blip or the beginning of a broader slowdown in capital markets activity? Just as Wall Street was processing that, President Trump threw another curve ball into the sector: A proposed 10% cap on credit card interest rates. This unexpected move sent credit card lenders tumbling as investors braced for the potential hit to profitability. JPMorgan's Miss: A Canary in the Capital Markets Coal

Citigroup still a buy

$Goldman Sachs(GS)$ $JPMorgan Chase(JPM)$ $Bank of America(BAC)$ there is a lot to like about the banks performance at this time in the economic cycle. With high growth in the economy in the United States, there is a strong positive investor sentiment for banking stocks with strong momentum. This results in a high likelihood of price growth for each of the banks. Within this list of banks. The banks with greater commercial exposure are likely to outperform $Goldman Sachs(GS)$ benefiting from deal making in the economy. In terms of lower prospects. The real estate exposed banks $Bank of Ame

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Will this be A short terms 

Not a fan of US banks. I prefer the 3 Singapore banks. [Smile]

u might be surprised I don't trade banks nowadays [LOL] Rather I have holdings like $Sheng Siong(OV8.SI)$ when it was still $1+ it is currently the winner 🏆 of my SG stocks!

During the January 2026 super earnings week, America’s major banks have all reported results. While each bank has a different business focus, one industry-wide consensus has clearly emerged: short-term expense increases in the name of future technology (AI).The market’s response, however, has been brutally pragmatic. Tolerance for rising costs is fading, and the ROI (return on investment) stress test has officially begun.AI transformation vs. operating expense growth has become the core “battleground” of this earnings season.1. $JPMorgan Chase(JPM)$: The bold “long-term tech bet”CEO Jamie Dimon has taken a firm stance on higher spending — essentially telling investors, “Trust me.” He argues that investing now in AI, data centers, and cybersecurity

Bank is the Backbone of the financial markets. As long is a creditable bank. Still can buy’

financials don't have to be just banks. can be companies like $BlackRock(BLK)$ , $MasterCard(MA)$ , or seven $S&P Global(SPGI)$ . yes they can go up up up

This earnings season confirms my view that bank stocks are now judged on execution and near-term ROI, not AI spending narratives. Automation and data investment are necessary, but the market is done rewarding long-term promises amid policy and rate uncertainty. From a trading standpoint, I favor higher-certainty names. Morgan Stanley and Goldman Sachs stand out with clearer earnings drivers, while Bank of America remains structurally sound despite a harsh market reaction. For transformation stories like JPMorgan, Citigroup, and Wells Fargo, I see potential but higher execution risk. Layoffs and AI investment may lift efficiency over time, but for now I stay in the “certainty” camp, watching for clearer inflection points. @koolgal

The January 2026 earnings season has started on a rough note for U.S. banks.All major US banks have now reported their results. Although each bank has a different business focus, increasing short-term spending on future technologies, particularly AI, has become an industry-wide consensus.However, the market’s reaction has been notably pragmatic: tolerance for rising expenses is fading, and the test of ROI (return on investment) has officially begun.Management teams repeatedly emphasized AI, data centers, and automation as long-term necessities. But the market is no longer rewarding spending on trust alone.Big bank earnings brief$Bank of America(BAC)$ delivered both EPS and revenue beats, supported by strong equity trading and a ~10% YoY increase in

JPMorgan Chase, the titan of Wall Street, just dropped its Q4 2025 bombshell – and it's shaking the financial world! 😲 Profit tumbled 7% to $13 billion, hammered by a massive $2.2 billion hit from snapping up the Apple Card portfolio. Sure, adjusted earnings hit $5.23 per share, smashing past the $5.00 whisper number, but the raw miss on forecasts has investors freaking out. Investment banking fees? Down 5% to $2.3 billion, way below their own guidance – ouch! 📉 Meanwhile, revenue climbed 7% to $46.77 billion, edging out expectations, thanks to a 40% surge in equities trading. But with CEO Jamie Dimon dropping truth bombs about markets ignoring massive risks like geopolitical chaos and inflation ghosts, is this the crack in the armor for big banks? 🤔 Let's break down the numbers that have

JPMorgan's Earnings and Capital Markets Activity JPMorgan Chase's Q4 2025 earnings showed a mixed picture. While its profit exceeded estimates due to a trading boom in volatile markets, with equities revenue surging 40% and fixed income climbing 7%, its investment banking fees fell 5% and missed Wall Street estimates by 8%. This led to an initial decline in JPM's shares and contributed to the broader financial sector moving lower. Despite the dip in JPMorgan's investment banking fees, the overall outlook for capital markets activity appears more nuanced. Investment banking revenues for the industry are generally expected to be up, particularly in equity capital markets. The U.S. IPO market reached its highest level in 2025 since 2021. KBW anticipates continued momentum and outperformance i

Though tech stocks make a recovery on Thursday (15 Jan) after TSMC stellar earnings and guidance outlook, but we are still seeing tech and banks facing sector rotation in earnings week. Financials managed to make a recovery last night as well, but could this rotation continue in the next few weeks as more earnings are coming? In this article, we would like to look at the comprehensive market- and strategy-focused overview of your questions around the current tech vs financial rotation, geopolitical export restrictions, and tactical portfolio positioning: Market context (Thursday, 15 January 2026) • Stocks broadly recovered after recent losses, fueled by strong $Taiwan Semiconductor Manufacturing(TSM)$ earnings and guidance, which lifted semiconduct

During the January 2026 super earnings week, America’s major banks have all reported results. While each bank has a different business focus, one industry-wide consensus has clearly emerged: short-term expense increases in the name of future technology (AI).The market’s response, however, has been brutally pragmatic. Tolerance for rising costs is fading, and the ROI (return on investment) stress test has officially begun.AI transformation vs. operating expense growth has become the core “battleground” of this earnings season.1. $JPMorgan Chase(JPM)$: The bold “long-term tech bet”CEO Jamie Dimon has taken a firm stance on higher spending — essentially telling investors, “Trust me.” He argues that investing now in AI, data centers, and cybersecurity

$Genprex, Inc.(GNPX)$   The Genprex Inc. stock price gained 19.58% on the last trading day (Wednesday, 14th Jan 2026), rising from $2.40 to $2.87. During the last trading day the stock fluctuated 36.67% from a day low at $2.10 to a day high of $2.87. The price has risen in 7 of the last 10 days and is up by 63.07% over the past 2 weeks. Volume has increased on the last day along with the price, which is a positive technical sign, and, in total, 1 million more shares were traded than the day before. In total, 2 million shares were bought and sold for approximately $5.71 million. The stock lies in the middle of a very wide and falling trend in the short term and further fall within the trend is signaled. Due to th

🌟🌟🌟When JPMorgan $JPMorgan Chase(JPM)$  the bellwether of the financial sector, reported earnings that fall short on investment banking revenues, the whole sector feels it.  On Tuesday, JPMorgan's shares slid more than 4%, pulling the broader financial sector down with it. Everyone is now asking the same question: Is this a blip or the beginning of a broader slowdown in capital markets activity? Just as Wall Street was processing that, President Trump threw another curve ball into the sector: A proposed 10% cap on credit card interest rates. This unexpected move sent credit card lenders tumbling as investors braced for the potential hit to profitability. JPMorgan's Miss: A Canary in the Capital Markets Coal

The January 2026 earnings season has started on a rough note for U.S. banks.All major US banks have now reported their results. Although each bank has a different business focus, increasing short-term spending on future technologies, particularly AI, has become an industry-wide consensus.However, the market’s reaction has been notably pragmatic: tolerance for rising expenses is fading, and the test of ROI (return on investment) has officially begun.Management teams repeatedly emphasized AI, data centers, and automation as long-term necessities. But the market is no longer rewarding spending on trust alone.Big bank earnings brief$Bank of America(BAC)$ delivered both EPS and revenue beats, supported by strong equity trading and a ~10% YoY increase in

🌟🌟Certainty or Transformation?  The banks are split into 2 narratives.  Transformation: Citi & Wells Fargo announcing layoffs while increasing their AI investments, signal a familiar pattern in banking: streamline cost base, modernise infrastructure & hope the transformation is successful.  These moves can translate into long term profitability but the payoff depends on execution & whether legacy systems can be merged well. High potential, high complexity. Certainty: Certainty names like Goldman Sachs & Bank of America operate like wellrun machines.  Predictable earnings &diversified revenue streams.They are steady, reliable & less dramatic. Which camp am I in? Neither. I am in the disciplined camp.  I don't chase narratives. I don't pick f

Short take: Probably not a great trade for 2026 — at least not yet.The proposed 10% cap on credit card rates would seriously hurt the biggest earners in the space (think Capital One, Amex, Discover, even some of the big banks’ card divisions). That’s a massive hit to their highest-margin business, and the market already priced in a pretty ugly reaction when Trump floated it.If the cap actually gets passed and sticks for the full year, I’d expect more pain and lower multiples for those names. On the flip side, if it gets watered down, delayed, or quietly killed in Congress/bureaucracy (which is very possible), then the stocks could bounce hard from these depressed levels.Right now it feels more like a high-risk “fade the fear” play than a clean bullish setup. I’d wait for more clarity befor

$Goldman Sachs(GS)$ is scheduled to report its fiscal Q4 2025 earnings on Thursday, January 15, 2026, before the market opens. The bank enters this report following a massive rally—shares are up roughly 65% over the last 12 months—and is trading near all-time highs (around $940–$950). This sets a high bar for performance, as much of the "dealmaking renaissance" may already be priced in. Key Consensus Estimates (Q4 2025) Earnings Per Share (EPS): ~$11.69 (Revisions have trended upward by 6% in the last 30 days). Revenue: ~$14.54 billion (Expected growth of ~4.8% YoY). Implied Move: Options markets suggest a potential stock move of +/- 4.5% to 5.5% post-earnings. Goldman Sachs reported its fiscal Q3 2025 results on October 14, 2025. The quarter was ch

Surprised by some earnings reported of US banks and uncertainities still linger.

$Goldman Sachs(GS)$ $JPMorgan Chase(JPM)$ $Bank of America(BAC)$ there is a lot to like about the banks performance at this time in the economic cycle. With high growth in the economy in the United States, there is a strong positive investor sentiment for banking stocks with strong momentum. This results in a high likelihood of price growth for each of the banks. Within this list of banks. The banks with greater commercial exposure are likely to outperform $Goldman Sachs(GS)$ benefiting from deal making in the economy. In terms of lower prospects. The real estate exposed banks $Bank of Ame

This earnings season confirms my view that bank stocks are now judged on execution and near-term ROI, not AI spending narratives. Automation and data investment are necessary, but the market is done rewarding long-term promises amid policy and rate uncertainty. From a trading standpoint, I favor higher-certainty names. Morgan Stanley and Goldman Sachs stand out with clearer earnings drivers, while Bank of America remains structurally sound despite a harsh market reaction. For transformation stories like JPMorgan, Citigroup, and Wells Fargo, I see potential but higher execution risk. Layoffs and AI investment may lift efficiency over time, but for now I stay in the “certainty” camp, watching for clearer inflection points. @koolgal

Despite some good results, we are at a point in the cycle where all the banks are historically expensive so i am out of banks for now until the valuations come back down

Citigroup still a buy

Higjgkvkvjgkhkhkhhfzgkxkgxkgxmgxkgxkgxjvxjgxjgxkgxkgxjgxkgxkgxkhxkgxkhxkgxvkxmvx

u might be surprised I don't trade banks nowadays [LOL] Rather I have holdings like $Sheng Siong(OV8.SI)$ when it was still $1+ it is currently the winner 🏆 of my SG stocks!

JPMorgan’s investment-banking (IB) miss is a useful caution signal, but it does not on its own prove a broad-based collapse in capital markets activity. 1) Does the miss imply a wider slowdown in capital markets? More “uneven recovery” than “broad slowdown”. JPM’s miss was product-specific and timing-driven. Reporting indicated the shortfall was materially tied to debt underwriting coming in below what the bank itself had guided, rather than a uniform decline across all capital-markets lines.  The wider industry backdrop is not signalling a freeze. Dealogic data cited by Reuters showed global investment banking revenue rose about 15% in 2025, with M&A volumes also materially higher year on year. That is inconsistent with a generalised capital-markets slump.  Trading strength

JPMorgan Chase, the titan of Wall Street, just dropped its Q4 2025 bombshell – and it's shaking the financial world! 😲 Profit tumbled 7% to $13 billion, hammered by a massive $2.2 billion hit from snapping up the Apple Card portfolio. Sure, adjusted earnings hit $5.23 per share, smashing past the $5.00 whisper number, but the raw miss on forecasts has investors freaking out. Investment banking fees? Down 5% to $2.3 billion, way below their own guidance – ouch! 📉 Meanwhile, revenue climbed 7% to $46.77 billion, edging out expectations, thanks to a 40% surge in equities trading. But with CEO Jamie Dimon dropping truth bombs about markets ignoring massive risks like geopolitical chaos and inflation ghosts, is this the crack in the armor for big banks? 🤔 Let's break down the numbers that have

financials don't have to be just banks. can be companies like $BlackRock(BLK)$ , $MasterCard(MA)$ , or seven $S&P Global(SPGI)$ . yes they can go up up up

Not a fan of US banks. I prefer the 3 Singapore banks. [Smile]